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Lounge access on Credit Cards (Domestic)

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The first post in this thread is a WikiPost, and can be edited by anyone with the appropriate permissions.

helloworld

TF Legend
It is a wiki post.. So, anyone with proper access may edit the information as and when needed because this needs constant changes.

Based on the available information as on 01-May-24 onwards..

Bank NameCard NameSpends required for Lounge / (monthly/quarterly)Additional notesApplicable forLounge List
IDFC First BankWealth,Select, Power+,LIC20K/monthlySpends done between the 1st and last day of a calendar month shall be considered for access in the next month.Primary & addonlink
Vistara5k/monthly"""
BoB CardEterna,Premier,IRCTC,HPCL(none)-Primary & addonmastercard
Visa
YES BankExcept MarqueeApril – June: 10k
July – September: 35k contd..
to acces lounge in apr-jun need 10k spends in jan - mar.

to acces lounge in jul-sep need 35k spends in apr-jun.
Reserv - Primary & addon

Others - Primary
list
AU BankZenith+,Zenith,Ixigo,Vetta, Xcite Ultra(none)-Primary & addonlist
Federal BankSignet, Imperio, Celesta(none)-Primarylist
ICICI BankExcept Rubyx, Sapphiro35k/quarterspends needed in previous quarterPrimary
Rubyx, Sapphiro5k/quarter"Primary
HDFC BankRegalia Gold, DCB, Infinia(none)-Primary & addonlink
Kotak BankLTF Cards60k/quarterspends needed in previous quarterPrimary
IndusInd BankPinnacle and above(none)-Primary & addon
SBI CardPrime, Elite, Aurum(none)-Primary
HSBC BankBoth Platinum, Cashback(none)-Primary
Axis BankAll cards*50k/quarterPrevious quarter must spend min. 50kPrimary & addon
Standard Chartered BankEMT, Ultimate, Rewards(none)-Primary & addon

Note: Its not possible to get the updates for all individual cards, so request you to check with official product page/notification for more upto date or contact bank support.

Ex: Incase, Kotak for LTF cards it needs 60k spends whereas paid cards no such requirement. And this for Zen card, similar conditions exists for others cards and other banks where sometimes top cards doesn't need spends but basic to premium might need additional spends.

If you want to track individual card, do mention the same in respective bank section along with its conditions, and update whenever needed.

Note: Didn't considered 'Private' cards because IMO, 95% of people not use these cards.
 
Last edited:

Vasuki

TF Pioneer
Contributor
RML Group
VIP Lounge
It is a wiki post.. So, anyone with proper access may edit the information as and when needed because this needs constant changes.

Based on the available information as on 01-May-24 onwards..

Bank NameCard NameSpends required for Lounge / (monthly/quarterly)Additional notesApplicable forLounge List
IDFC First BankWealth,Select, Power+,LIC20K/monthlySpends done between the 1st and last day of a calendar month shall be considered for access in the next month.both Primary & addonlink
Vistara5k/monthly"""
BoB CardEterna,Premier,IRCTC,HPCL(none)-both Primary & addonmastercard
Visa
YES Bankupto YES Reserv CardsApril – June: 10k
July – September: 35k
to acces lounge in apr-jun need 10k spends in jan - mar.

to acces lounge in jul-sep need 35k spends in apr-jun.
Reserv - Primary & addon
Others - Primary
list
AU BankZenith+,Zenith,Ixigo,Vetta, Xcite Ultra(none)-both Primary & addonlist
Federal BankSignet, Imperio, Celesta(none)-Primarylist
ICICI BankUpto Coral35k/quarterspends needed in previous quarterPrimary
Rubyx, Sapphiro, Emeralde5k/quarter"Primary
HDFC BankRegalia Gold, DCB, Infinia(none)-Primary & addonlink
Kotak BankLTF Cards60k/quarterspends needed in previous quarterPrimary
IndusInd BankPinnacle and above(none)-Primary & addon
SBI CardAbove Prime Cards(none)-Primary
HSBC BankBoth Platinum, Cashback(none)-Primary
Axis BankAll cards*50k/quarterPrevious quarter must spend min. 50kPrimary & addon
Standard Chartered BankEMT, Ultimate, Rewards(none)-Primary & addon

Note: Its not possible to get the updates for all individual cards, so request you to check with official product page/notification for more upto date or contact bank support.

Ex: Incase, Kotak for LTF cards it needs 60k spends whereas paid cards no such requirement. And this for Zen card, similar conditions exists for others cards and other banks where sometimes top cards doesn't need spends but basic to premium might need additional spends.

If you want to track individual card, do mention the same in respective bank section along with its conditions, and update whenever needed.

Note: Didn't considered 'Private' cards because IMO, 95% of people not use these cards.
How this thread has no discussion 🪜🌚
Now I m here 😁
 

Abhi5467

TF Select
How come debit cards are profitable business and offering customers lounge access at a mere 5k spends and not Axis CC 😵‍💫 This s#it is beyond me! Even some debit cards have better lounge network than CC. Despite customers paying joining and annual fees banks aren't in profit for lounge access? Is Axis saying that they offered more CCs than DCs 🤡
 

_ayush

TF Premier
VIP Lounge
How come debit cards are profitable business and offering customers lounge access at a mere 5k spends and not Axis CC 😵‍💫 This s#it is beyond me! Even some debit cards have better lounge network than CC. Despite customers paying joining and annual fees banks aren't in profit for lounge access? Is Axis saying that they offered more CCs than DCs 🤡
even hdfc platinum debit card has 5k spend criteria for lounge access while millenia credit card has 1lakh spend criteria. both offer 2 lounge access per quarter.
maybe its because banks earn mdr on both but some of it goes in interest free credit in case of cc
 

Abhi5467

TF Select
even hdfc platinum debit card has 5k spend criteria for lounge access while millenia credit card has 1lakh spend criteria. both offer 2 lounge access per quarter.
maybe its because banks earn mdr on both but some of it goes in interest free credit in case of cc
That’s the sole purpose of CC. They are just making more plastic. We are paying fees just to pay more fees on utilities, lounge access. Down the lane bank will charge us to own a plastic card with their name on it😂
 
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The first post in this thread is a WikiPost, and can be edited by anyone with the appropriate permissions.
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