Scapia Credit Card Now Open to All Federal Bank Users: Here is Why It is a Must-Have!

[skywalker]

I already have the Scapia Visa CC since about 1-1.5 years, how can I get the RuPay variant as well? Is there any such possibility?

 

[Tamal]

Federal scapia launched additional virtual Rupay card for all existing Visa card holders.
Check out the scapia app

 

[PrinceHeart]

New update is LIVE !!

 

[PrinceHeart]

After update, it says 1 day to go LOL

 

[ManInTheSuit]

They are giving a Rupay Virtual Card.

 

[ManInTheSuit]

You can also get lounge access now by either spending 10k on VISA or 15k on Rupay Card.

 

[PrinceHeart]

You can also get lounge access now by either spending 10k on VISA or 15k on Rupay Card.

Thank god, i got the visa version few days ago. They not ask me to choose.

So visa is a preferred network than rupay in this card at the moment.

 

[Boy 07]

Perhaps they are also rejecting it for overleveraged or similar reasons...... mine got rejected in May. have no relationship with federal or any of federal partnership cards, pin code is of metro, and all criterias were matching.... overleveraged/over exposure looked like the most possible reason.

HOW MUCH CIBIL ENQUIRIES IN LAST SIX MONTHS ?

 

[ManInTheSuit]

Thank god, i got the visa version few days ago. They not ask me to choose.

So visa is a preferred network than rupay in this card at the moment.

Yea, I think you also get less rewards on Rupay spends, 5% vs 10% for VISA. It showed during Rupay card application but can't find it now.

 

[naman2634]

Can someone explain the fuel surcharge waiver on this card? For example, other cards usually offer a waiver only for a minimum transaction amount of ₹400.

 

[Batmanbaba]

having federal imperio and rupay wave card....applied...rejected....having 778 cibil....

 

[ccdc]

How much % does it give on utility mcc?

 

[nandhakumarn]

Hey folks,
The Scapia Credit Card is currently one of the best credit cards available in India for international transactions and domestic lounge access. However, until recently, this card was not available to existing Federal Bank credit card holders, which made many people either unable or unwilling to apply.

But now, Scapia and Federal Bank have resolved this issue, and all existing Federal Bank credit card holders can apply for the Scapia Credit Card!

👉 Apply for the Scapia Credit Card here: https://www.technofino.in/takeme/scapia-tfc

Key Benefits of the Scapia Credit Card:​

✅ Lifetime Free Credit Card – No joining or annual fees
✅ 0% Forex Markup – Perfect for international transactions (you'll not earn any reward)
✅ Unlimited Domestic Lounge Access – Just spend ₹10,000 in a month to qualify
✅ Generous Reward Structure:
• 20% Scapia Coins on travel bookings via Scapia
• 10% Scapia Coins on all other spends

Since 5 Scapia Coins = ₹1, this translates to:
💰 4% value back on travel bookings
💰 2% value back on regular spends – a solid return for a lifetime free card.

but i got rejected many times

 

[parasf]

I have scapia card but no core credit card of federal Bank.

Whenever I tried to apply for core federal credit card, it shows you are already federal customer.
So you can't apply

Whenever I contact customer care, they said that may be there was technical issue. Please try after few days

Please help regarding this

 

[fradela]

having federal imperio and rupay wave card....applied...rejected....having 778 cibil....

Many federal customers are not getting this card.

Any federal customers got this card?

 

[Batmanbaba]

Many federal customers are not getting this card.

Any federal customers got this card?

Rejected straight away..

 

[RkrRkr is verified member.]

If I apply visa do I get Rupay access? If I apply Rupay is there 0 Forex Markup? Do we get Visa variant later-on if required.
?

Right now if you have Visa .....they are providing additional Ripay to everyone

 

[gunnerTH]

How much % does it give on utility mcc?

No returns on utility

 

[thomasjackson]

I have scapia card but no core credit card of federal Bank.

Whenever I tried to apply for core federal credit card, it shows you are already federal customer.
So you can't apply

Whenever I contact customer care, they said that may be there was technical issue. Please try after few days

Please help regarding this

Does federal bank allow multiple credit cards per user? I also face the same issue.

Perhaps it is like HDFC Bank where if you first take the co branded card like scapia or onecard, there is no way to get the core card.

If anyone managed to get a core card after holding scapia, please share your experience.

@parasf what is the vintage of your scapia card? Perhaps is it the cooldown period?

 

[ManInTheSuit]

Does federal bank allow multiple credit cards per user? I also face the same issue.

Perhaps it is like HDFC Bank where if you first take the co branded card like scapia or onecard, there is no way to get the core card.

If anyone managed to get a core card after holding scapia, please share your experience.

@parasf what is the vintage of your scapia card? Perhaps is it the cooldown period?

Federal Bank did not. They had a strict 1 card policy, doesn't matter whether it was core or Co-branded. But recently, people holding an existing Federal Bank Card have been able to get Scapia so there might be a bit of a relaxation on this rule. But have not heard of someone getting a Federal Bank core card, while holding a Co-branded card, so this relaxation might be specific to Scapia.