Scapia Credit Card Now Open to All Federal Bank Users: Here is Why It is a Must-Have!

[Jatayu]

good card for domestic lounge access also.

Maybe I will try to get one Federal core card first then will apply Scapia. Btw Happy Birthday 🙂🎈 🎂

 

[Riyon]

Hey folks,
The Scapia Credit Card is currently one of the best credit cards available in India for international transactions and domestic lounge access. However, until recently, this card was not available to existing Federal Bank credit card holders, which made many people either unable or unwilling to apply.

But now, Scapia and Federal Bank have resolved this issue, and all existing Federal Bank credit card holders can apply for the Scapia Credit Card!

👉 Apply for the Scapia Credit Card here: https://www.technofino.in/takeme/scapia-tfc

Key Benefits of the Scapia Credit Card:​

✅ Lifetime Free Credit Card – No joining or annual fees
✅ 0% Forex Markup – Perfect for international transactions (you'll not earn any reward)
✅ Unlimited Domestic Lounge Access – Just spend ₹10,000 in a month to qualify
✅ Generous Reward Structure:
• 20% Scapia Coins on travel bookings via Scapia
• 10% Scapia Coins on all other spends

Since 5 Scapia Coins = ₹1, this translates to:
💰 4% value back on travel bookings
💰 2% value back on regular spends – a solid return for a lifetime free card.

I never applied for any scapia card ever holding federal bank card with 2.5lac limit still got rejected.

 

[anisharya16]

Do scapia coins expire?

 

[PrinceHeart]

Received the card today.

Package is minimilist but smart. Bright orange/black colored card with laser engraved visa logo looks dope.

Free luggage stickers was not expected but appreciative.

 

[SANTOSHJ1983]

How to get scapia rupay for existing scapia visa card users ? Any idea ?

 

[fradela]

ERROR: Received SMS that Could not deliver the OTP in your email.

 

[CyberPsych]

2% value back on regular spends – a solid return for a lifetime free card.

Does this beat previous Axis Ace 2% on offline spends?

 

[Jatayu]

Does this beat previous Axis Ace 2% on offline spends?

No. Ace gives statement credit which is ultimate. This Scapia gives RPs that can be redeemed via booking.

 

[bismaj]

Hey folks,
The Scapia Credit Card is currently one of the best credit cards available in India for international transactions and domestic lounge access. However, until recently, this card was not available to existing Federal Bank credit card holders, which made many people either unable or unwilling to apply.

But now, Scapia and Federal Bank have resolved this issue, and all existing Federal Bank credit card holders can apply for the Scapia Credit Card!

👉 Apply for the Scapia Credit Card here: https://www.technofino.in/takeme/scapia-tfc

Key Benefits of the Scapia Credit Card:​

✅ Lifetime Free Credit Card – No joining or annual fees
✅ 0% Forex Markup – Perfect for international transactions (you'll not earn any reward)
✅ Unlimited Domestic Lounge Access – Just spend ₹10,000 in a month to qualify
✅ Generous Reward Structure:
• 20% Scapia Coins on travel bookings via Scapia
• 10% Scapia Coins on all other spends

Since 5 Scapia Coins = ₹1, this translates to:
💰 4% value back on travel bookings
💰 2% value back on regular spends – a solid return for a lifetime free card.

Tried my luck today for Scapia card, Already holding Imperio card, but got declined citing Bank's internal policies.

 

[bhatt83hemang]

What is scapia reward point redumption options.. ? I dont find any thing on redemption..

 

[gunnerTH]

What is scapia reward point redumption options.. ? I dont find any thing on redemption..

You can redeem Scapia points on Scapia app when you do travel bookings.... Do not the cost of tickets and hotels are slightly costly then other OTAs. Airport privileges are a good add-on and also it awards reward points for insurance payments also.

 

[anisharya16]

You can redeem Scapia points on Scapia app when you do travel bookings.... Do not the cost of tickets and hotels are slightly costly then other OTAs. Airport privileges are a good add-on and also it awards reward points for insurance payments also.

So other platforms (adani one, paytm, emt, mmt )+ card discount offers gives more discount over inflated flight prices + scapia coins discount???

 

[gunnerTH]

So other platforms (adani one, paytm, emt, mmt )+ card discount offers gives more discount over inflated flight prices + scapia coins discount???

Maybe not always, Its just my observation in few recent bookings, also if you Factor in Airport privileges then it is a good deal. Also Have not checked train and bus ticket options. Could be useful if you use those mode of travel.

 

[Donald J. Trump]

They rejected me for apparently no sensible reason. I already hold Imperio. Time to put tariffs on them.

 

[Humanbeing]

They rejected me for apparently no sensible reason. I already hold Imperio. Time to put tariffs on them.

May be Elon played his part 😄

 

[Donald J. Trump]

May be Elon played his part 😄

Elon and I had a great relationship. I don't know if we will any more.

 

[fradela]

Rejected my application. CIBIL 800+. Working MNC.
My friend application as well rejected. Same profile like.
Don't know the reason.

 

[keerthirahul123]

Rejected my application. CIBIL 800+. Working MNC.
My friend application as well rejected. Same profile like.
Don't know the reason.

saw somewhere that following are causing rejections:

1) Holding Federal bank celesta CC
2) Over leverage
3) Rejected once in the last 3-6 months.

 

[fradela]

saw somewhere that following are causing rejections:

1) Holding Federal bank celesta CC
2) Over leverage
3) Rejected once in the last 3-6 months.

I have CELESTA CC.

My friend has only two credit cards from HDFC and ICICI.
Mas 1% utilization.

 

[godslayer]

Did anyone who already had Federal CC got approved or everyone is getting rejected?

I didn't see anyone already holding a card that got approved.