Scapia Credit Card Now Open to All Federal Bank Users: Here is Why It is a Must-Have!

[TechnoFinoTechnoFino is verified member.]

Hey folks,
The Scapia Credit Card is currently one of the best credit cards available in India for international transactions and domestic lounge access. However, until recently, this card was not available to existing Federal Bank credit card holders, which made many people either unable or unwilling to apply.

But now, Scapia and Federal Bank have resolved this issue, and all existing Federal Bank credit card holders can apply for the Scapia Credit Card!

👉 Apply for the Scapia Credit Card here: https://www.technofino.in/takeme/scapia-tfc

Key Benefits of the Scapia Credit Card:​

✅ Lifetime Free Credit Card – No joining or annual fees
✅ 0% Forex Markup – Perfect for international transactions (you'll not earn any reward)
✅ Unlimited Domestic Lounge Access – Just spend ₹10,000 in a month to qualify
✅ Generous Reward Structure:
• 20% Scapia Coins on travel bookings via Scapia
• 10% Scapia Coins on all other spends

Since 5 Scapia Coins = ₹1, this translates to:
💰 4% value back on travel bookings
💰 2% value back on regular spends – a solid return for a lifetime free card.

 

[ManInTheSuit]

Did they do a hard hit CIBIL ?
I also have OneCard from Federal and also a saving account opened via INDmoney. Want to avoid CIBIL hit for 2-3 months

Yes, they did a CIBIL enquiry.

 

[krishc]

✅ 2% value back on regular spends – a solid return for a lifetime free card.

what are the exclusions ? does it cover offline card swipes ?

 

[Jatayu]

Should I take it ?
Will there be any cibil enquiry ?
But I don't travel much and have Indus Exclusive dc also for zero forex. Plus any other federal core cc chances will also get over. What should I do.

 

[Finchamp!]

I am happy with my Axis Atlas + Indusind Exclusive DC combo for foreign trips.

 

[PrinceHeart]

I am happy with my Axis Atlas + Indusind Exclusive DC combo for foreign trips.

I got the pinnacle cc. Whats the use of exclusive saving acc and dc ? Other than 0 forex ?

 

[Finchamp!]

I got the pinnacle cc. Whats the use of exclusive saving acc and dc ? Other than 0 forex ?

With your Pinnacle card, your Exclusive savings A/C becomes 0 MAB, with everything practically free, right from NEFT/ IMPS/ RTGS, to cheque book issuance, to all that one can expect from an account on day to day basis (check SOB for more details). Further, the DC which too is free, has decent reward structure, and comes with 0 Forex. I don't think there is any other account in India right now which offers a free 0 forex DC with a 0 MAB A/C.

 

[althafvly]

Anyone know if they are giving shared limit or seperate limit for existing core cards holder?. Last month my application got rejected citing I'm an existing federal bank cc customer ( i have imperio).

 

[jonamdhar]

Tried to get it as it was lifetime free. ut apparently I do not qualify thier criteria.

 

[lovecards]

How to apply for someone with single name i.e. first name and no last name

 

[Tamal]

Anyone know if they are giving shared limit or seperate limit for existing core cards holder?. Last month my application got rejected citing I'm an existing federal bank cc customer ( i have imperio).

Seperate limit.
Try to apply again after min. 3 months of previous application rejection.

 

[Tamal]

How to apply for someone with single name i.e. first name and no last name

Break the name into two parts

 

[lovecards]

Break the name into two parts

Seriously ? ?

 

[Tamal]

Seriously ? ?

Yes the system will definitely accept it but the full name must match the kyc documents provided.
Technically full name will come with a gap in between

 

[ManInTheSuit]

I got the pinnacle cc. Whats the use of exclusive saving acc and dc ? Other than 0 forex ?

You got it LTF?

 

[PrinceHeart]

You got it LTF?

Yes conditional ltf. Had to spend 50k in 3 months.

 

[Dexapp]

I too applied for scapia but rejected with the following message.

"Thank you for your interest in Federal Bank Scapia Co-Branded Credit Card.


We regret to note that your application xyzab for the Federal Bank Scapia Co-Branded Credit Card could not be processed as it did not qualify the criteria prescribed by the Bank's co-branded credit card policy."

Currently, I am holding one card by Federal Bank. Could be one of the reason for rejection.

 

[n69b]

Lagta hai Scapia ne saare influencers ko ab jaake paisa khilaya hai jo ye sab abhi post kr rhe

 

[alanabraham]

If customer have existing Federal Credit card ( core or co-branded) with maximum limit assigned by federal bank, Scapia application will get rejected. Scapia is not issuing with shared limit. Separate limit should be assigned and if you already have max limit federal supposed to offer in your card, then no luck.

 

[TechnoFinoTechnoFino is verified member.]

Should I take it ?
Will there be any cibil enquiry ?
But I don't travel much and have Indus Exclusive dc also for zero forex. Plus any other federal core cc chances will also get over. What should I do.

good card for domestic lounge access also.

 

[msd07]

I already have Scapia, because of that cudnt get federal core cards.. I have been trying for celesta card but cudnt get it