Scapia Credit Card Now Open to All Federal Bank Users: Here is Why It is a Must-Have!

[TechnoFinoTechnoFino is verified member.]

Hey folks,
The Scapia Credit Card is currently one of the best credit cards available in India for international transactions and domestic lounge access. However, until recently, this card was not available to existing Federal Bank credit card holders, which made many people either unable or unwilling to apply.

But now, Scapia and Federal Bank have resolved this issue, and all existing Federal Bank credit card holders can apply for the Scapia Credit Card!

👉 Apply for the Scapia Credit Card here: https://www.technofino.in/takeme/scapia-tfc

Key Benefits of the Scapia Credit Card:​

✅ Lifetime Free Credit Card – No joining or annual fees
✅ 0% Forex Markup – Perfect for international transactions (you'll not earn any reward)
✅ Unlimited Domestic Lounge Access – Just spend ₹10,000 in a month to qualify
✅ Generous Reward Structure:
• 20% Scapia Coins on travel bookings via Scapia
• 10% Scapia Coins on all other spends

Since 5 Scapia Coins = ₹1, this translates to:
💰 4% value back on travel bookings
💰 2% value back on regular spends – a solid return for a lifetime free card.

 

[Amit_1]

Having Jupiter account, Federal DC, Jupiter CC, tried to apply last month, got rejected.

Can I apply with this issue resolved stated here!

 

[BeingIncogBeingIncog is verified member.]

Having Jupiter account, Federal DC, Jupiter CC, tried to apply last month, got rejected.

Can I apply with this issue resolved stated here!

when i tried in march and yesterday, it got rejected.

have federal core imperio, wave ccs, jupiter account.

 

[KLB@96]

Hi, I tried applying and got error message saying , based on the bank's policies, there is currently no offer for me. Not sure they declined because of my profile or they are not issuing cards to existing one card federal bank users.

 

[itzmycard]

Hi, I tried applying and got error message saying , based on the bank's policies, there is currently no offer for me. Not sure they declined because of my profile or they are not issuing cards to existing one card federal bank users.

Did you try applying in the last 3 months ?

 

[KLB@96]

Did you try applying in the last 3 months ?

Nope did not apply

 

[ranveer sahu]

my adhaar address is different and i don,t have current address proof.can i get this card.i have other bank credit card.do they verify current address.can i get this card without offline verification and income proof.

 

[TechnoFinoTechnoFino is verified member.]

It seems Federal Bank is rejecting applications from those who have already applied for Scapia in the last 3 months.

 

[theflash]

If I apply visa do I get Rupay access? If I apply Rupay is there 0 Forex Markup? Do we get Visa variant later-on if required.
?

 

[PrinceHeart]

Just got this cc 3 days ago with 4L cl in visa variant. It was auto. I didnt get to choose.

Activated on app, and physical cc on way to my home address.

1st cc from fed bank. Process was surprisingly easy and straightforward.

 

[R_A_J]

Perhaps they are also rejecting it for overleveraged or similar reasons...... mine got rejected in May. have no relationship with federal or any of federal partnership cards, pin code is of metro, and all criterias were matching.... overleveraged/over exposure looked like the most possible reason.

 

[ManInTheSuit]

I had applied and received this last week with ~3 lakh limit. Already had a Onecard with Federal of 1 lakh limit. Did not have to do any new KYC.

 

[theflash]

I had applied and received this last week with ~3 lakh limit. Already had a Onecard with Federal of 1 lakh limit. Did not have to do any new KYC.

You took rupay variant? Anyone knows if Rupay variant also has 0 Forex or not?

 

[Tamal]

Is there any wait time for card issuance???
In my case its saying approximate waiting time is 24-48hrs.
Applied scapia visa 10 min ago

 

[sank_alp]

When you say all other spends will give 2% reward rate, does it mean "all" other spends?

 

[theflash]

And rejected as earlier 🥲

 

[ManInTheSuit]

Is there any wait time for card issuance???
In my case its saying approximate waiting time is 24-48hrs.
Applied scapia visa 10 min ago

Yea it takes 24-48 hours to get the Virtual Card. 1 week for the physical.

 

[nikhilv0303]

I had applied and received this last week with ~3 lakh limit. Already had a Onecard with Federal of 1 lakh limit. Did not have to do any new KYC.

Did they do a hard hit CIBIL ?
I also have OneCard from Federal and also a saving account. Want to avoid CIBIL hit for 2-3 months

 

[nikhilv0303]

When you say all other spends will give 2% reward rate, does it mean "all" other spends?

What about Tax, Govt etc.. typical exclusions give points here or are excluded here as well?

 

[ManInTheSuit]

You took rupay variant? Anyone knows if Rupay variant also has 0 Forex or not?

There was no option to choose when I applied. Anyways I wanted the Visa version only since I need it for International spends