Scapia Credit Card co-branded With Federal Bank Full Details.

[TechnoFino]

SCAPIA TECHNOLOGY PVT. LTD (a fintech company) and Federal Bank are set to launch a co-branded credit card. Let's examine its benefits and reward system:
[Apply for LTF Scapia Federal Bank Credit Card: https://bit.ly/TFSCF ]



Benefits:

1. Unlimited domestic lounge access (unlock after spending 5000 in a month)
2. Zero Forex Markup Charges

Fees: Lifetime Free Credit Card. No joining fees, No annual fees.

Reward System:
Online & Offline Spends: earn 10 Scapia coins for every Rs. 100 spent.
Travel Booking on Scapia App: 20 Scapia coins for every Rs. 100 spent.

No reward points on international spends

Redemption:
5 Scapia coins = Rs. 1
You can redeem them for booking flights and hotels on the Scapia app.

Reward Rate: Normal spends - 2%
Travel booking via Scapia - 4%

Opinion: The benefits offered by this card look impressive. The inclusion of unlimited domestic lounge access is quite unexpected for a lifetime free card. However, one need to spend Rs. 5000 in month to get unlimited domestic lounge access. We'll have to wait for the detail terms and conditions to get a better idea about the card.
Apply for LTF Scapia Federal Bank Credit Card: https://bit.ly/TFSCF

 

[V G]

It also says existing users of Federal bank will have to wait bit longer.

 

[It_is_Naruto]

Now Scapia.... FOMO Kar rakha hai aajkal sabhi cards ne... anyways trying won't hurt

 

[Deathsnatcher]

Joined the waiting list
No harm in taking a LTF card which has 0 forex markup

How to join waitlist?

 

[ltf4ever]

Hopefully it doesn't turn out to be Scrapia

name sounds like a skin cream/dandruff shampoo (for scalp).

 

[sinew]

I have the card, here's my quick review

App:
Clean and functional

Benefits:
0% forex markup on credit. (Really good as forex card) Rate will be https://www.visa.co.in/support/consumer/travel-support/exchange-rate-calculator.html
Lounges (Unlimited domestic for primary on spend of 5k in previous cycle)

Target audience
Travelers

Points system
You earn scapia coins where each coin is worth 0.2 Rs
2% regular spends
4% on booking travel via scapia app
No rewards on rent/forex/crypto/taxes/education. That includes foreign spends

Redemption
Booking Hotel/Flights using an integration with an aggregator. Interface works well

Card:
The design of the card is a youthful orange with a traveler graphic. Will get a second look at the POS machine. Unboxing fans will really love the packaging


Future expansion
They are bringing BNPL for travel

Things they need to do
Onboard booking and rewards for IRCTC, Redbus, outstation cab providers

In all if you are a young travel enthusiast, APPLY for this card.

 

[It_is_Naruto]

D

How to join waitlist?

Download app and give your precious private information and they will comeback with the invite later

 

[ccgeek07]

Does getting this card brings restriction on applying other Federal Bank credit cards ?
I read that people with OneCard were not eligible for applying other Federal Bank CCs.

 

[Tarun239]

Does getting this card brings restriction on applying other Federal Bank credit cards ?
I read that people with OneCard were not eligible for applying other Federal Bank CCs.

Same query

 

[shuperman]

LTF with unlimited domestic lounge access is needed for my Wife. Will try to join the waitlist to see how it goes

 

[RupayMan]

Joined the waiting list
No harm in taking a LTF card which has 0 forex markup

Every week a new startup, last week Kiwi, now this

 

[federer.reddevil]

Looks nice but dont know whether if I apply for this can I apply for Federal Bank card

 

[anirban.choudhury]

Looks nice but dont know whether if I apply for this can I apply for Federal Bank card

This card looks better than Federal bank core cards
I might cancel my Celesta for this

 

[federer.reddevil]

This card looks better than Federal bank core cards
I might cancel my Celesta for this

Any idea if this card can be used for Federal Bank card offers?

I know that Fi/Jupiter DC cant be used for Federal Bank DC offers

 

[captaintorchtm]

Just now got the invite code and i can start the application for the CC

 

[adi654]

I have the card, here's my quick review

App:
Clean and functional

Benefits:
0% forex markup on credit. (Really good as forex card) Rate will be https://www.visa.co.in/support/consumer/travel-support/exchange-rate-calculator.html
Lounges (Unlimited domestic for primary on spend of 5k in previous cycle)

Target audience
Travelers

Points system
You earn scapia coins where each coin is worth 0.2 Rs
2% regular spends
4% on booking travel via scapia app
No rewards on rent/forex/crypto/taxes/education. That includes foreign spends

Redemption
Booking Hotel/Flights using an integration with an aggregator. Interface works well

Card:
The design of the card is a youthful orange with a traveler graphic. Will get a second look at the POS machine. Unboxing fans will really love the packaging


Future expansion
They are bringing BNPL for travel

Things they need to do
Onboard booking and rewards for IRCTC, Redbus, outstation cab providers

In all if you are a young travel enthusiast, APPLY for this card.

Did u get any cibil enquiry from federal Bank after applying for this card ??kindly let me know ..federal Bank is notorious for rejection if enquiries are more

 

[adi654]

Just now got the invite code and i can start the application for the CC

I also got the invite code just now

let me know of there is any cibil enquiry after giving Pan details

 

[Strange]

Joined the waitlist, waiting for invite.

 

[aakashyadava]

Just now got the invite code and i can start the application for the CC

Please share the experience of applying like instant card generation , CIBIL hit etc.

 

[anirban.choudhury]

I also got the invite code just now

let me know of there is any cibil enquiry after giving Pan details

When did you join the waitlist ?

 

[adi654]

When did you join the waitlist ?

Today just around 10 am