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SC Second Card Approval
- Thread starter Theron
- Start date
I have super value titanium card ??? When I spoke to customer card said only upgrade is possible not second card..
When did u apply for second card? Sc website or third party site ???
Is it shared limit or split limit ??
Did cibil enquiry happen for second card?
thankyou based on your message I have just applied Smart Credit Card by authenifcating 1 rupee
How many time/days does it take to get approval for card?
R u sure no CIBIL enquiry??
thanks again
do we get any kind of confirmation about card approval via sms/email before card delivery??
helloworld
TF Legend
Few points based on my conversation with customer support (for existing customers):
Upgrades / 2nd card: Easy if the upgraded card has same reward structure as current card, Difficult if different (note: difficult not impossible, need approvals or from retention team support).
Ex: Can't upgrade easily from Smart (cashback) to Rewards (points). But easy from Platinum (points) to Rewards (points).
Ex: Easy to get 2nd card along with Manhattan (cashback+points) to Ultimate (points) (Note: limit rule still apply). But hard to get 2nd card from Ultimate (points) to Smart (cashback).
Mostly recent changes, earlier it was easy actually but this is just general template, fyi.
Upgrades / 2nd card: Easy if the upgraded card has same reward structure as current card, Difficult if different (note: difficult not impossible, need approvals or from retention team support).
Ex: Can't upgrade easily from Smart (cashback) to Rewards (points). But easy from Platinum (points) to Rewards (points).
Ex: Easy to get 2nd card along with Manhattan (cashback+points) to Ultimate (points) (Note: limit rule still apply). But hard to get 2nd card from Ultimate (points) to Smart (cashback).
Mostly recent changes, earlier it was easy actually but this is just general template, fyi.
Last edited:
omg!!! decline msg for existing SC customer??
helloworld
TF Legend
yes, they can decline based on inter relationship between cards as mentioned here. I'm able to apply 2nd card within 1 week with Manhattan to Ultimate but it got declined 2 times when I applied 2nd card from Ultimate to Smart (note: manhattan closed way before). They're ok with any reward card but not SVT, Smart. Eventually got hence difficult but not easy like direct cards.
my curent card is LTF Super Value Titanium credit card with 3lakh limit .. I have applied for smart CC?
hopefully it gets approved..
helloworld
TF Legend
you won't get same LTF but most likely it will gt approved, anyway let us know. It takes about 4 days.
bro will statement generation date be same for both cards or different???
and cashback credited in 360 rewards account right??
Desu Sarath
TF Premier
Hi, Off topic question. How to know whether card is LTF or not in SC? Do we get a mail from them ? or they deduct the annual fee and refund it back. Pls Help.
I was offered Ease my trip LTF from SC, and they told that there will ne no fee for first year and second year onwards fee will be reversed. But i did not get any mail from them.
my previous company was A listed company which had tie up with sc card .. they were offering 2 cards 1. Digismart credit card 2. Super Value Titanium credit card
based on my salary i got Super Value Titanium credit card
If they mention LTF no joining fee will be charged in the first place
for FYF there wouldn't be any joining fee for card and if you spend mentioned threshold limit no annual fees will be charged
