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SBI PRAGATI RuPay JCB Platinum Debit Card | Free 1 year Amazon Prime, Swiggy One, MakeMyTrip, Bookmyshow Offer

Same here. I think people with active physical debit cards are charged 300+GST and People without active physical debit card are charged replacement fee due to incompetence of bank staff.
Mujhe to kuch nhi lga
Was having active PDC at time of application
 
I am still unsure about the forex markup on this card. Someone said 0 forex on this but not working for me so can't confirm.

Maybe I should get Rupay JCB Platinum card instead for forex. But this has better value otherwise. Damn. Life is hard man.
 
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