SBI Card limit increase offered!

[romilq]

I was just checking my SBI Card app and found limit increase from 130k to 170k. SBI SimplyCLICK card is 6-7 months old

 

[SSV]

I was just checking my SBI Card app and found limit increase from 130k to 170k. SBI SimplyCLICK card is 6-7 months old

Congrats.. Ihaven't got any limit increase even though I spent more than 7 lakhs on a 9 months old CB card... pity me....

 

[romilq]

Congrats.. Ihaven't got any limit increase even though I spent more than 7 lakhs on a 9 months old CB card... pity me....

I have spent 1 lakh for spend based waiver since it is a paid card and plan on doing 1 lakh only every year to avoid annual fees. Since 1 lakh were spent in 6 months only I am planning to not do any transactions for next 6 months

 

[SSV]

I have spent 1 lakh for spend based waiver since it is a paid card and plan on doing 1 lakh only every year to avoid annual fees. Since 1 lakh were spent in 6 months only I am planning to not do any transactions for next 6 months

Good on you.. It seems you are very well disciplined spender which is a very good quality to have by a Credit card holder.. Hope you are maximising the returns on your spends as well....

 

[Bhaskar]

I also got limit increase from 24k to 55k on my 7 months old cashback card.

 

[Mack]

I also got limit increase from 24k to 55k on my 7 months old cashback card.

Got limit increase on my SBI BPCL 25k to 55k today

SBI Cashback 70k, No offers found

 

[Shubham Yadav]

I am also being offered limit enhancement from 37k to 60k but as I availed encashment over the limit offer it's now showing like this

 

[iamabhisekagar]

Got Limit increase offer from 20k to 32k...🥲

 

[nrb]

Got Limit increase offer from 20k to 32k...🥲

same for me as well from 20K to 32K.

 

[iamabhisekagar]

same for me as well from 20K to 32K.

Applied Cashback SBI cc... let's see what limit they offer this time (last time they were splitting my 20K limit to 10K each on Simplyclick and Cashback Sbi, so I rejected it)

 

[nrb]

now with so much de-valuation not sure why they are still giving 10K limit

 

[iamabhisekagar]

now with so much de-valuation not sure why they are still giving 10K limit

Well if they can give 20K in Simplyclick then 10K in CB SBI CC is justified...

 

[dealminer]

same for me as well from 20K to 32K.

20 --> 34k 🙄

 

[Bhaskar]

1lakh to 130000 on irctc platinum visa. 2nd Le this year

 

[dealminer]

1lakh to 130000 on irctc platinum visa. 2nd Le this year

When was first and second (number of months after the card is issued)?

 

[bhaveshS]

I received my first le 20k to 32k after 6 month used 1lac plus+.

 

[ray8285]

1lakh to 130000 on irctc platinum visa. 2nd Le this year

Generally Auto LE is frequent if you’re a disciplined spender till ~3L with sbi card, from there it’s a standstill !!

 

[Bhaskar]

When was first and second (number of months after the card is issued)?

Card issued on September 2022, 1st le on April 2023, second le this month. 67k->1lakh->1.3lakh.

 

[Jhon Anand]

Generally Auto LE is frequent if you’re a disciplined spender till ~3L with sbi card, from there it’s a standstill !!

I've been using more than 50% of my limit every month. The limit is almost 70% of my monthly salary. Should I request for manual LE at 6 months as usually banks give 3x of salary or take auto LE ? How's SBI in terms of salary vs limit ?

 

[Shubham Yadav]

I've been using more than 50% of my limit every month. The limit is almost 70% of my monthly salary. Should I request for manual LE at 6 months as usually banks give 3x of salary or take auto LE ? How's SBI in terms of salary vs limit ?

Hows SBI in terms of salary vs limit ?

There is no fix criteria when it comes to SBI. High salary people get less limit Low salary people get High limit. No salary people get everything.

Should I request for manual LE at 6 months as usually banks give 3x of salary or take auto LE ?

If you are getting Auto LE at every interval of 5 to 6 month then there is no any need to take Manual route.