SBI Cashback 20k limit increase strategy

[aries]

Yesterday I got approved for SBI cashback CC with the super low limit of 20k. My other cards have 1+ lakh limits, including SimplyClick. Here are my options to try to increase the limit for Cashback CC:

1. Call customer care multiple times and hope that one of them agrees to move the credit limit from SimplyClick
2. Email them my ITR (self-employed) and request for CL increase
3. My SimplyClick will be six months old in a few weeks. So hopefully they will increase the limit for that card within 1-2 months. Should I wait for it and then request to split the limit to get a better deal?
4. Put in a closure request for them to increase CL, because I cannot even reach the fee waiver criteria.

What should be my recommended course of action? Help me TF gurus 🙏

 

[Gaara]

Check this out: How to Increase limit of cashback card which instantly approved of 20k only

 

[NShah]

Yesterday I got approved for SBI cashback CC with the super low limit of 20k. My other cards have 1+ lakh limits, including SimplyClick. Here are my options to try to increase the limit for Cashback CC:

1. Call customer care multiple times and hope that one of them agrees to move the credit limit from SimplyClick
2. Email them my ITR (self-employed) and request for CL increase
3. My SimplyClick will be six months old in a few weeks. So hopefully they will increase the limit for that card within 1-2 months. Should I wait for it and then request to split the limit to get a better deal?
4. Put in a closure request for them to increase CL, because I cannot even reach the fee waiver criteria.

What should be my recommended course of action? Help me TF gurus 🙏

Call customer care and ask to transfer the limit from simply Click Card to Cashback Card.

 

[Riya]

Yesterday I got approved for SBI cashback CC with the super low limit of 20k. My other cards have 1+ lakh limits, including SimplyClick. Here are my options to try to increase the limit for Cashback CC:

1. Call customer care multiple times and hope that one of them agrees to move the credit limit from SimplyClick
2. Email them my ITR (self-employed) and request for CL increase
3. My SimplyClick will be six months old in a few weeks. So hopefully they will increase the limit for that card within 1-2 months. Should I wait for it and then request to split the limit to get a better deal?
4. Put in a closure request for them to increase CL, because I cannot even reach the fee waiver criteria.

What should be my recommended course of action? Help me TF gurus 🙏

High 5!!!
Mine cashback was at 20k too later increased to 32k....

 

[s1t2y3a3m6]

High 5!!!
Mine cashback was at 20k too later increased to 32k....

Time taken for increase?

Utilisation per month?

 

[Riya]

Time taken for increase?

Utilisation per month?

Utilisation was high till devaluation... But dropped down after that...
Time taken for increase approx 7-8 months...

 

[SpJi]

My cashback card got approved and delivered yesterday with a limit of 20K. I already held SBI SimpliClick with 4.43L.

So I called customer care before activating cashback and requested to transfer 1.1L from SimpliClick to Cashback

Done ina few seconds! Now Cashback has 1.3L and SimplyClick has 3.33L limits