Abhishek012
TF Pioneer
Saraswat Bank RuPay Credit card - 20% on utility bill amount upto Rs. 250 per month:
Offer details:Saraswat Cooperative Bank Ltd.
Note - One person told me - I got my Saraswat RuPay Credit Card (Secured) this year in February and used the offer twice since the previous offer was only valid from 1st Apr 2022 to 31st March 2025. The cashback was posted both times in the next month without any issues.
Utility Bill Payment Cash Back Offer
Offer Details
- Cashback of 20% on utility bill amount, upto Rs. 250/-.
- On the first utility bill paid by credit card holders, every calendar month, during the period 1st April 2023 to 31st March 2025.
- Utilities – Gas / Electricity / Telecom / DTH
Steps to Avail The Offer
- Activate the card and generate PIN
- Activate the E-commerce option on your credit card via Saraswat Bank Credit card app
- Choose the app /portal of the utility provider
- Make payment using Saraswat Bank Credit Card.
Utility Bill Payment Cash Back Offer
Offer Details
- Cashback of 20% on utility bill amount, upto Rs. 250/-.
- On the first utility bill paid by credit card holders, every calendar month, during the period 1st April 2023 to 31st March 2025.
- Utilities – Gas / Electricity / Telecom / DTH
Steps to Avail The Offer
- Activate the card and generate PIN
- Activate the E-commerce option on your credit card via Saraswat Bank Credit card app
- Choose the app /portal of the utility provider
- Make payment using Saraswat Bank Credit Card.
Offer Terms and Conditions
- Utility Bills in context to offer will be Electricity, Gas, Telecom and DTH.
- “Saraswat Bank Credit Card user” means any person or individual who has a valid Saraswat Bank Credit Card.
- "Offer" shall mean benefit provided by the merchant/partner or Bank on purchase of Products/Services using Saraswat Bank Credit Card.
- Offer Period shall mean the period commencing from 00:01 hours of 1st April 2023 to 23:59 hours of 31st March 2025 both days inclusive.
- Cashback will be provided to either the Primary cardholder or the add-on card holder.
- All primary terms and conditions applicable to Saraswat Bank Credit Card shall be applicable.
- "Products/Services" shall mean the goods/benefits/facilities offered by the Bank.
The availability of the offer is based on the following criteria
- Offer is available on the 1st successful transaction done by primary cardholder on any one of the utility bills (paid first out of Gas / Electricity / Telecom / DTH) by using Saraswat Bank Credit Card every calendar month, during the Offer Period from 1st April 2023 to 31st March 2025 both days inclusive.
- Offer is valid to all credit card holders in this period.
- Transactions through wallets using credit card are not eligible for the offer. E.g. PAYTM
- This Offer cannot be clubbed with any other Offer that may be made available to the Saraswat Bank Debit/Credit Card User/s or by the utility provider.
- Saraswat Bank Credit card Offer is non-transferable, non-binding and non-encashable.
- The Offer is not valid for Void Transactions
- The offer will be valid for transaction made from mobile app and web portal of the respective utility vendors.
- The transaction may be feasible on the app or portal as per the payment gateways.
- The cash back will be credited to card statement in the subsequent billing cycle.
- Offer is not valid on successful transaction which is later refunded.
General Terms and Conditions
- This offer is brought to you solely by Saraswat Bank Website and Saraswat Bank is only communicating the offer.
- The offer is valid on utility bills of Electricity, Gas, Telecom and DTH only.
- Customer cannot club two offers. The cash back cannot be combined with any other promotional benefit offered by utility providers.
- The offer is valid from 00:01 hours of 1st April 2023 to 23:59 hours of 31st March 2025, both days inclusive.
- Any tax or other liabilities or charges payable to the government or any other statutory authority/body or any participating establishment, which may arise or accrue to the Saraswat Bank Card user due to provision of the Offer, shall be to the sole account of the Saraswat Bank Card user. Tax deducted at source, if any, on the monetary value of the Offer shall be payable by the Saraswat Bank Card user.
- Any person availing of this offer shall be deemed to have accepted these Terms and conditions.
- Saraswat Bank reserves the right, at any time, without prior notice and without assigning any reason whatsoever, to add/alter/modify/change or vary all of these terms and conditions or to replace, wholly or in part, this offer by another offer, whether similar to this offer or not, or to extend or withdraw it.
- In the event of circumstances arising outside of Bank purview, which in Bank’s opinion makes it necessary to suspend, substitute, change or cancel the Offer, Bank reserves the right to suspend, change, substitute or cancel the Offer at any time without any prior notice.
- Bank shall not be liable for issues related to technical, human error whatsoever, like wrong pin number being entered by card holder.
- Bank does not accept, and is not responsible for, any lost or delayed data. Bank reminds you of the nature and limitations of Card transactions and is not responsible for any problems, technical malfunctions of any communications network, online system, computer hardware/ software failure, human error, things outside the control of Bank that may affect entry/participation to the Saraswat Bank Credit Card offer.
- Saraswat Bank Credit Card user understands and agrees that participation in the offer is good and sufficient consideration for you to agree and be bound by these Terms and Conditions.
- The benefits under the Offer CANNOT be clubbed with other offers running currently by Utility provider, including vouchers or any other offer available
- All issues / queries / complaints / grievances relating to the utility, if any, shall be addressed to Utility provider directly without any reference to Saraswat Bank.
- The existence of a dispute, if any, regarding the Offer shall not constitute a claim against Saraswat Bank and shall be addressed directly by the Bank.
- The Offer is not available wherever prohibited and / or on products / services/ utilities for which such offers cannot be made available for any reason.
- Saraswat Bank reserves the right to modify/ change all or any of the terms applicable to the Offer without assigning any reasons or without any prior intimation. Saraswat Bank also reserves the right to discontinue the Offer without assigning any reasons or without any prior intimation whatsoever.
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