• Hey there! Welcome to TFC! View fewer ads on the website just by signing up on TF Community.

Rupay Select Debit Card (RSDC) Features and Benefits - Latest update (FY 2025-26) & Future Uncertainties - Discussion

Apply For Lifetime Free IDFC First Credit Card
Reader mode
_ding_ding_ding_ said:
What is this Amazon Friday Offer?
Click to expand...
O V E R
Anindya98

Devaluation Thread 'Rupay Platinum DC: Is the Amazon Friday 20% Off Offer Still On?'

I am wondering if the offer has been discontinued or if it’s just a temporary issue.


As confirmed by @Abhishek012, the offer is extended till March 2025, but it is currently not working. @Abhishek012, can you please confirm this?


There has been no official announcement about its discontinuation.


Could someone please confirm if they can avail of the offer?
Tried multiple cards and accounts—same result every time!

1735844977958.webp

Update from NPCI on 03-01-2025 at 12:58 PM

1735892088453.webp

Update: 03-01-2025 at 03:40 PM Amazon Friday Offer Working Now.
Offer...
  • Anindya98
  • amazon amazon friday offer devaluation friday offer hsbc myntra offer platinum rupay rupay platinum rupay platinum debit card utility bill utility bill payment
  • Replies: 382
  • Forum: Debit Card
  • Like
  • Sad
  • Hehe
 
2025 said:
As said before, banks have started devaluation / reevaluation their RSDC cards.
For example, see how PNB has changed.

Even though many threads exist on the same topic, those threads and posts are confusing. Hence, I created my own post so you can see the summary of changes.
Note to Mods: Please don't touch this post or delete it. Information here is more precise than elsewhere.


NameImageEligibility & Charges
NEOView attachment 92761Eligibility: Salaried Individual, drawing a Monthly Gross Salary Above Rs.10,000/- to Rs.25,000/-.

Charges: Issue 500; AMC 500; Replacement 500.
EXCEL /
GROWTH		View attachment 92766Eligibility:

EXCEL: Salaried Individual, drawing a Monthly Gross Salary Above Rs. 25,000/- to Rs.75,000/-.

GROWTH:
All Individuals above 18 years of age maintaining Monthly Average Balance of Rs. 25,000/-

Charges: Issue 500; AMC 650; Replacement 500.
OPTIMA / ADVANTAGEView attachment 92774Eligibility:
OPTIMA: Salaried Individual, drawing a Monthly Gross Salary Above Rs. 75,000/- to Rs.150,000/-.

ADVANTAGE: All Individuals above 18 years of age maintaining Monthly Average Balance of Rs.50,000/- or above.

Charges: Issue 600; AMC 800; Replacement 600.
IMPERIAL /
ELITE EXECUTIVE		View attachment 92777Eligibility:
IMPERIAL: Salaried Individual, drawing a Monthly Gross Salary Above Rs. 1,50,000/-

ELITE EXECUTIVE: All Individuals above 18 years of age maintaining Monthly Average Balance of Rs. 1,00,000/-

Charges: Issue 600; AMC 900; Replacement 600.
RAKSHAKView attachment 92786Eligibility:
For all the (Also include Police Rakshak and Rakshak Pensioner) serving personnels of Defence and related services with rank below Officer – Serving personnel of Indian Air Force, Indian Army & Indian Navy, BSF, CISF, ITBP, SSB, CRPF, Assam Rifles & NSG, CISF, CRPF, Research & Analysis Wing (RAW), Intelligence Bureau (IB), Central Bureau of Investigation (CBI), Indian Coast Guard, Special forces at Central & State Level, NSG, SPG, NDRF, Firefighters.

Charges: Issue 500; AMC 500; Replacement 500.
RAKSHAK PENSIONERView attachment 92787Eligibility:
For all the (Also include Police Rakshak and Rakshak Pensioner) serving personnels of Defence and related services officers below the rank of Brigadier – Serving personnel of Indian Air Force, Indian Army & Indian Navy, BSF, CISF, ITBP, SSB, CRPF, Assam Rifles & NSG, CISF, CRPF, Research & Analysis Wing (RAW), Intelligence Bureau (IB), Central Bureau of Investigation (CBI), Indian Coast Guard, Special forces at Central & State Level, NSG, SPG, NDRF, Firefighters.

Charges: Issue 600; AMC 800; Replacement 600.
POLICE RAKSHAKView attachment 92789Eligibility:
For all the (Also include Police Rakshak and Rakshak Pensioner) serving personnels of Defence and related services officers with the rank of Brigadier and Above – Serving personnel of Indian Air Force, Indian Army & Indian Navy, BSF, CISF, ITBP, SSB, CRPF, Assam Rifles & NSG, CISF, CRPF, Research & Analysis Wing (RAW), Intelligence Bureau (IB), Central Bureau of Investigation (CBI), Indian Coast Guard, Special forces at Central & State Level, NSG, SPG, NDRF, Firefighters.

Charges: Issue 600; AMC 900; Replacement 600.
SAMRIDDHIView attachment 92791Eligibility:
Farmers - As per National Policy for Farmers 2007, maintaining the minimum Half-Yealy Avg. Balance of Rs.25,000/-. Kisan Savings Account should be opened only for farmers.
Age criteria: 18 years and above. The following Occupation categorization: -
1. Farmer, 2. Small Farmer, 3. Marginal Farmer, 4. Landless Labourer, 5. Agriculture & Allied Activities

Charges: Issue 500; AMC 500; Replacement 500.

Basically, there are four types of cards. Benefits are based on annual fees: 500, 600, 800, and 900.

NEO / RAKSHAK / SAMRIDDHI
View attachment 92764

EXCEL / GROWTH
View attachment 92772

OPTIMA / ADVANTAGE / RAKSHAK PENSIONERS
View attachment 92776
+concierge.

IMPERIAL / ELITE EXECUTIVE / POLICE RAKSHAK
View attachment 92778
+concierge.

Don't forget to like this post for my efforts to summarise.

Some important points.
1. Most of them have removed Uber. We have to check whether it gets updated on the Rupay redemption page or not.
2. NEO was their earlier version of RSDC. Now they have reduced the charges and eligibility.

Reference: https://www.pnbindia.in/testing.html

Will update/edit further. Enjoy.
Click to expand...
Have anyone got Elite executive or Advantage DC? Is the offer in rupay portal is as advertised or any differences there? Like cult, uber etc.
 
binno said:
check it yourself bin : 65249710
Click to expand...
Thanks.
But I want first hand experience with redemption. Not just offer display.

Pnb-rsdc has somthing peculiar. It is displaying refreshed ott for me since they added new RSDC portfolio. But I cannot redeem them as I have already used previously.

Also, I don't want to add a bin without having that card. Because i can't remove them afterwards.

That's why I asked here if offers are exactly as it displayed or not. I thought by now someone must be having those. This will help me to take decision on whether to go for old one or new ones.
 
2025 said:
Thanks.
But I want first hand experience with redemption. Not just offer display.

Pnb-rsdc has somthing peculiar. It is displaying refreshed ott for me since they added new RSDC portfolio. But I cannot redeem them as I have already used previously.

Also, I don't want to add a bin without having that card. Because i can't remove them afterwards.

That's why I asked here if offers are exactly as it displayed or not. I thought by now someone must be having those. This will help me to take decision on whether to go for old one or new ones.
Click to expand...
updated pdf - https://www.pnbindia.in/uploadfile/Cards/PNB_RUPAY_SELECT_IMPERIAL-_OFFER_&_BENEFITS_DETAILS.pdf

everything in this is redeemable
 
bharathnalla said:
How did you get rid of this error and redeem?
Click to expand...
I have not attempted to redeem in those cards after that. I have already redeemed prime once in those cards. I think that won't go through another time. Will check once in next quarter if at all go through. Trick u may apply like use new cards (linked in other accounts) in those available options. I am not sure though. Let me know if u succeed.
 
Reader mode
You must log in or register to reply here.

Similar threads

A
ICICI Sapphiro RuPay Select Debit card | 25% off on BookMyShow, Inox, Free 1 year Amazon prime, Health Checkup, Gym, Spa, Cab, Golf etc
Replies
27
Views
718
Amit_1
A
J
  • Question Question
PNB Bank Rupay Select Debit Card
Replies
50
Views
3K
drvirag
D
TechnoFino
  • Sticky
  • Article Article
Wiki RuPay Select Debit Card Benefits | Free OTT | Spa | Health Checkup | Rupay Select Debit Card Issuing Bank & Charges
Replies
2K
Views
130K
drvirag
D
Back
Top