As said before, banks have started devaluation / reevaluation their RSDC cards.
For example, see how PNB has changed.
Even though many threads exist on the same topic, those threads and posts are confusing. Hence, I created my own post so you can see the summary of changes.
Note to Mods: Please don't touch this post or delete it. Information here is more precise than elsewhere.
Name | Image | Eligibility & Charges |
NEO | View attachment 92761 | Eligibility: Salaried Individual, drawing a Monthly Gross Salary Above Rs.10,000/- to Rs.25,000/-.
Charges: Issue 500; AMC 500; Replacement 500. |
EXCEL /
GROWTH | View attachment 92766 | Eligibility:
EXCEL: Salaried Individual, drawing a Monthly Gross Salary Above Rs. 25,000/- to Rs.75,000/-.
GROWTH:
All Individuals above 18 years of age maintaining Monthly Average Balance of Rs. 25,000/-
Charges: Issue 500; AMC 650; Replacement 500. |
OPTIMA / ADVANTAGE | View attachment 92774 | Eligibility:
OPTIMA: Salaried Individual, drawing a Monthly Gross Salary Above Rs. 75,000/- to Rs.150,000/-.
ADVANTAGE: All Individuals above 18 years of age maintaining Monthly Average Balance of Rs.50,000/- or above.
Charges: Issue 600; AMC 800; Replacement 600. |
IMPERIAL /
ELITE EXECUTIVE | View attachment 92777 | Eligibility:
IMPERIAL: Salaried Individual, drawing a Monthly Gross Salary Above Rs. 1,50,000/-
ELITE EXECUTIVE: All Individuals above 18 years of age maintaining Monthly Average Balance of Rs. 1,00,000/-
Charges: Issue 600; AMC 900; Replacement 600. |
RAKSHAK | View attachment 92786 | Eligibility:
For all the (Also include Police Rakshak and Rakshak Pensioner) serving personnels of Defence and related services with rank below Officer – Serving personnel of Indian Air Force, Indian Army & Indian Navy, BSF, CISF, ITBP, SSB, CRPF, Assam Rifles & NSG, CISF, CRPF, Research & Analysis Wing (RAW), Intelligence Bureau (IB), Central Bureau of Investigation (CBI), Indian Coast Guard, Special forces at Central & State Level, NSG, SPG, NDRF, Firefighters.
Charges: Issue 500; AMC 500; Replacement 500. |
RAKSHAK PENSIONER | View attachment 92787 | Eligibility:
For all the (Also include Police Rakshak and Rakshak Pensioner) serving personnels of Defence and related services officers below the rank of Brigadier – Serving personnel of Indian Air Force, Indian Army & Indian Navy, BSF, CISF, ITBP, SSB, CRPF, Assam Rifles & NSG, CISF, CRPF, Research & Analysis Wing (RAW), Intelligence Bureau (IB), Central Bureau of Investigation (CBI), Indian Coast Guard, Special forces at Central & State Level, NSG, SPG, NDRF, Firefighters.
Charges: Issue 600; AMC 800; Replacement 600. |
POLICE RAKSHAK | View attachment 92789 | Eligibility:
For all the (Also include Police Rakshak and Rakshak Pensioner) serving personnels of Defence and related services officers with the rank of Brigadier and Above – Serving personnel of Indian Air Force, Indian Army & Indian Navy, BSF, CISF, ITBP, SSB, CRPF, Assam Rifles & NSG, CISF, CRPF, Research & Analysis Wing (RAW), Intelligence Bureau (IB), Central Bureau of Investigation (CBI), Indian Coast Guard, Special forces at Central & State Level, NSG, SPG, NDRF, Firefighters.
Charges: Issue 600; AMC 900; Replacement 600. |
SAMRIDDHI | View attachment 92791 | Eligibility:
Farmers - As per National Policy for Farmers 2007, maintaining the minimum Half-Yealy Avg. Balance of Rs.25,000/-. Kisan Savings Account should be opened only for farmers.
Age criteria: 18 years and above. The following Occupation categorization: -
1. Farmer, 2. Small Farmer, 3. Marginal Farmer, 4. Landless Labourer, 5. Agriculture & Allied Activities
Charges: Issue 500; AMC 500; Replacement 500. |
Basically, there are four types of cards. Benefits are based on annual fees: 500, 600, 800, and 900.
NEO / RAKSHAK / SAMRIDDHI
View attachment 92764
EXCEL / GROWTH
View attachment 92772
OPTIMA / ADVANTAGE / RAKSHAK PENSIONERS
View attachment 92776
+concierge.
IMPERIAL / ELITE EXECUTIVE / POLICE RAKSHAK
View attachment 92778
+concierge.
Don't forget to like this post for my efforts to summarise.
Some important points.
1. Most of them have removed Uber. We have to check whether it gets updated on the Rupay redemption page or not.
2. NEO was their earlier version of RSDC. Now they have reduced the charges and eligibility.
Reference: https://www.pnbindia.in/testing.html
Will update/edit further. Enjoy.