Rupay credit card linked to UPI - transaction limit setting.

[shivkumar]

Is anyone aware if it is possible to set transaction limit for rupay card linked to upi for payment through upi mode.

I have ICICI rupay & unable to find any transaction limit setting or UPI in their website.

 

[NShah]

Is anyone aware if it is possible to set transaction limit for rupay card linked to upi for payment through upi mode.

I have ICICI rupay & unable to find any transaction limit setting or UPI in their website.

I think no you can't set upi limit but you set domestic credit limit which will be work for upi limit

 

[shivkumar]

I think no you can't set upi limit but you set domestic credit limit which will be work for upi limit

If anyone is aware in domestic there are 3 modes atm/pos/online. Which one is used for upi.

 

[helloworld]

If anyone is aware in domestic there are 3 modes atm/pos/online. Which one is used for upi.

AFAIK in Indian Banks:

Online - where you enter card details and OTP (e.g., amzn, Fk etc. - virtual stores).
Merchant Outlets / POS - where you swipe the card and enter PIN (e.g., QR, Trends, DMart etc. - physical stores).
Tap&Pay / Contactless / Tokenized - where you scan, touch and pay (e.g., NFC, Samsung Pay etc. - both physical and virtual stores).

ATM - turnoff, don't use, never think about it (unless its very very very emergency and no backup available at that time, still think 5 times before using).

 

[NShah]

If anyone is aware in domestic there are 3 modes atm/pos/online. Which one is used for upi.

P O S transaction

 

[shivkumar]

I

Any Indian Bank:

Online - where you enter card details and OTP (e.g., amzn, Fk etc. - virtual stores).
Merchant Outlets / POS - where you swipe the card and enter PIN (e.g., Trends, DMart etc. - physical stores).
Tap&Pay / Contactless / Tokenized - where you scan, touch and pay (e.g., QR, NFC, Samsung Pay etc. - both physical and virtual stores).

ATM - turnoff, don't use, never think about it (unless its very very very emergency and no backup available at that time, still think 5 times before using).

Is merchant outlet/ pos limit used for upi

 

[helloworld]

I

Is merchant outlet/ pos limit used for upi

Some banks interlink both Tap&Pay, POS - like Offline you can use this much and in that Scan you can use this much. If needed set both.

 

[NShah]

In UPI, will you use the card or scan and pay?

I just tried disabled all payment mode just enabled POS transaction upi payment got successful

 

[shivkumar]

In UPI, will you use the card or scan and pay?

I will use scan & pay, selecting my linked rupay credit card instead of bank account.

 

[helloworld]

I will use scan & pay, selecting my linked rupay credit card instead of bank account.

As mentioned by @NShah , select POS.

 

[akshayhs]

Limits and controls are meant for swiping or using credit cards online in the traditional sense.
Credit on UPI does not necessarily abide by those rules, because a UPI based credit transaction involves totally different architecture and protocols.

What do I mean by this? Even if you disable everything in-app on on the website, you scan a QR code that accepts payments via credit cards, the transaction will go through.

 

[NShah]

Limits and controls are meant for swiping or using credit cards online in the traditional sense.
Credit on UPI does not necessarily abide by those rules, because a UPI based credit transaction involves totally different architecture and protocols.

What do I mean by this? Even if you disable everything in-app on on the website, you scan a QR code that accepts payments via credit cards, the transaction will go through.

Mine got unccessful when I disabled all modes I got e-mail from ICICI bank that enabled transaction
After that I enabled POS mode transaction got successful

 

[shivkumar]

Mine got unccessful when I disabled all modes I got e-mail from ICICI bank that enabled transaction
After that I enabled POS mode transaction got successful

Just to clarify when u disabled all modes the transaction was rejected.

When u enabled only pos the transaction went through.

 

[NShah]

Just to clarify when u disabled all modes they transaction was rejected.

When u enabled only pos the transaction went through.

Y e s
Y e s

 

[4uziaul]

I just tried disabled all payment mode just enabled POS transaction upi payment got successful

I just turned off everything and was still able to scan a merchant QR code and make a payment. By the way, I used ICICI Coral Rupay. 🤭

 

[4uziaul]

Now, I tried with Kotak, and it got declined, asking me to enable POS. In short, it depends on the bank.

 

[NShah]

I just turned off everything and was still able to scan a merchant QR code and make a payment. By the way, I used ICICI Coral Rupay. 🤭

My ICICI transaction got declined when everything turn off
Bank ko hi nahi pata kya enable karna kya disabled karna hai

 

[NShah]

Bank ne seprate enable disable option dena chahiye credit card on upi ke liye

@4uziaul

 

[4uziaul]

Bank ne seprate enable disable option dena chahiye credit card on upi ke liye

@4uziaul

Half baked product launch karne se aise hota hai

Ab sirf Supreme Commander hi kuch kar sakte hain 🤣

 

[NShah]

Half baked product launch karne se aise hota hai

Ab sirf Supreme Commander hi kuch kar sakte hain 🤣

Yes supreme commander ka hi ye kehna hai credit on upi beta phase mein hai abhi 2 years lag Jayenge stable hone mein
jab Tak baitho email email khelte hue