Repository of ways to get Rupay platinum card of all possible banks

[Batmanbaba]

Its a organic thread and will be kept updated as new information emerges. Banks are reluctant to issue rupay platinum card so in many banks you have to try multiple times. Best way to get is by calling customer care on call.

1. AU BANK-

For new customers- you will get Rupay platinum card by default on online digital account

For existing customers-

Apply for a RuPay Platinum Debit Card instantly by following these simple steps and enjoy several benefits:

Visit any branch: Head to your nearest branch and apply in person.
Call customer care: Alternatively, you can apply for a new card by calling customer care number 1800-1200-1200.

Charges- 150 + 18% gst


2. HDFC BANK-

For new customers - You can get rupay platinum card as default by applying for farmers account online

Savings Farmers Account - Exclusive Savings Account for Farmers by HDFC Bank

HDFC Bank offers Savings Farmers Account in India, a customized savings account exclusively for farmers with special features and benefits. Open account with a minimum deposit of ?2500.

www.hdfcbank.com

For existing customers-

RuPay Debit Card - Apply Online for RuPay Premium Debit Card | HDFC Bank

With HDFC Bank's RuPay Premium Debit Card, you can enjoy more savings on all kinds of spends along with travel, cash back benefits & much more. It can be used at ATMs, merchant outlets and online stores in India.

www.hdfcbank.com

Charges- 200 +18% gst


3. ICICI BANK

Icic rupay platinum card can be only issued by customer care. Call them and tell them to issue card. If they reject tell them to take a service complaint request about this card. After that you will see virtual rupay Platinum card in i mobile app and you will receive physical card in post.
Then it is important step. Never set ATM pin for new card through imobile app or through atm. Only use that card for online transaction. For online transaction don’t need pin. If we generate pin then issuance fees will be debited and old card will be automatically blocked.

By this way you can use your existing visa card plus rupay platinum card. For salary accounts both cards will be free

Call- 1860 120 7777

Go to bank account section in call and select talk to phone banking officer and request

Charges- 150+18% gst as per phone banking officer...



4. AXIS BANK-

For new customers - Axis republic salary account and easy access salary account holders will get this card by default.

For existing customers- you can either upgrade online in netbanking or call customer care for issuance on

1 - 860 - 419 - 5555

1 - 860 - 500- 5555

Not everyone gets option to upgrade in netbanking so you can call customer care.


Charges- Issuance fees 200+18%gst and same annual fees from second year onwards


5. TJSB bank issue Free RuPay Platinum debit card, Waiver in Debit Card AMC upto 1 year:

A) - TJSB SB NexGen -
MINIMUM BALANCE REQUIREMENT -

AQB of Rs. 3500/- for metro and Rs.2500/- for non metro branches
FEATURES -

Free 1 Cheque Book p.a.
Free RuPay Platinum Debit Card
Waiver in Debit Card AMC upto 1 year
Free Internet Banking facility
Free SMS Banking facility
Free IMPS transactions upto 1 year
Cashback offers on transaction through RuPay Platinum Debit Card
Free QR code facility
Free Personal Accidental Insurance Cover of Rs. 2 lakhs
ELIGIBILITY -

Any Indian resident in the age group of 14 to 35 years can open an account solely or jointly with parents/guardians only.
More Details - https://www.tjsbbank.co.in/SB-...en

Fill Online Apply forum - https://www.tjsbbank.co.in/Apply_now?type=SB ...

B) - TJSB Savings Elite Account -
MINIMUM BALANCE REQUIREMENT -

Metro – Rs.5,000/-
Non Metro – Rs.2,500/-
FEATURES -

RuPay Platinum Debit card (Free Rupay Platinum Debit card with Annual Maintenance Charges from 3rd year and withdrawal per day limit of ATM cash Rs.25000/- & POS / E-Com –35000/-)
Waiver in Debit Card AMC upto 2 years
Free :
Interbank ATM transactions
2 cheque books p.a.
3 Transactions of RTGS/NEFT, PO & IMPS p.m.
Internet Banking
SMS Banking Facility for balance enquiry, last 3 transactions and card hotmark
Cash deposit upto Rs.100000/- per day
QR Code Facility

Additional Benefits :
Free :


50% Annual Maintenance Charges free for Demat Account
Personal Accidental Insurance Cover upto Rs.2 lakhs **
DEBIT CARD FEATURES


Domestic Debit Card with Chip / PIN Security
Free Airport Lounge Access
Concierge Services
Personal Accidental Insurance Cover up to Rs.2 Lakhs
Covered with Card Fraud Insurance

More Details - https://www.tjsbbank.co.in/elite-savings-a...nt


Fill Online Apply forum https://www.tjsbbank.co.in/Apply_now?type=Savin...


or For opening TJSB Savings Elite Account, please download the below listed form along with the declaration and submit it to your nearest branch.


TJSB Savings Elite Account Opening Form - https://www.tjsbbank.co.in/assets/images/pages_...


Declaration for TJSB Savings Elite Account - https://www.tjsbbank.co.in/assets/images/pages_...


Branch available – Maharashtra, Goa, Gujarat, Madhya Pradesh, Karnataka


6. BANK OF INDIA

BOI | Bank of India

www.bankofindia.co.in

7. STATE BANK OF INDIA

Tuffest to get Rupay platinum card.... Only option is to go branch and fill form.. If you get someone of young age working there... Easy... Else if there are typical old uncle and auntie forget about that.If denied from the branch Then you have to complain on twitter... Then there us a chance you may get. There are different varieties of rupay platinum available here


A) - How to apply SBI Platinum Domestic debit card (Silver color card) – Apply Process:

Apply through SBI Branch, see their computer and ask them to select this Card, code “REP”.

B) - Rupay JCB code RPJ


C) - Rupay IOCL platinum card code IRP



8. BANK OF BARODA

For new customers-

https://tabit.bankofbaroda.com/BarodaInstaClick...

Account Opening Process : 100 % Online
(Make sure to choose activation of all digital services by checking it)
Apply for Account by filling all details after you will receive link for schedule VKYC 10 AM-5PM Complete your Video KYC (It takes 5-7 Minute to complete) After Successfully Video KYC within 10-15 Minutes you will receive Account Number + CIF Code through Email and SMS and after 15-20 Minutes you will receive 4 Digit code for login in Bob World App.
Then You can login in BOB World app
Make sure to apply for physical card rupay platinum after account opening otherwise they may send different variant
To Apply visit card tab Debit card request select rupay platinum 50rs charge

Then visit Card section apply for Rupay Platinum Card Physical (Charges 50 Rs Only)
Then create one Virtual Rupay Platinum Debit Card (FREE)

Min. QAB
Rural Rs 500*

Semi-Urban Rs 1000*
Urban / Metro Rs 2000/-*

Doc Required:
original Pan Card
Original AAdhar Card
Signature
Aadhaar XML Paperless KYC Process This is done on screen during call with agent


For existing customers -
Apply Virtual & Physical RuPay Platinum card online through BOB World app or BOB mconnect plus app or by calling customer care


9. PUNJAB NATIONAL BANK -

NEW CUSTOMER -

Open Unnathi account.
Minimum balance 1000 balance
Total 3 Platinum rupay card can be applied on single sb account
Sb account open wait time is 5 days and dc wait time is 10 days.
1.Charges for primary rupay platinum dc Rs 250 issuance fee
3.Add on card Rs 150 issuance
All card has Rs 150 annual fee

Existing customer - since sarkari bank so have to visit branch


10. FINCARE BANK

https://www.fincarebank.com/101-pr...ty
Apply for 101 priority account through this link with adhaar kyc. It only take 5 minutes. Virtual card can be viewed on their app. This account has 25k minimum balance. Don’t worry about it. Intial funding no need. It will automatically close after 1 year if we don’t do kyc. So 1 year we can loot amazon. 100*12= 1200 rs profit

11. EQUITAS BANK

Equitas bank issue RuPay Platinum card & Zero balance account:

First open online Equitas bank Selfe account – https://inet.equitasbank.com/...e/

Zero balance account,
virtual visa card (you need to visit bank branch to complete full KYC and issue RuPay Platinum debit card)
7% interest on saving account.

Balance in A/c XXXXXXXXXXXX as of 30-APR-21 EOD is INR 0.00, For any query call 1800-103-1222 . Check A/c for current balance . Credits in A/c are subject to clearing- Equitas Bank

Note – for RuPay Platinum, first complete full kyc from your nearest bank branch, then issue RuPay platinum debit card unless not.

Equitas bank issue RuPay platinum debit card via customer support on Selfe account.

Got RuPay platinum debit card, card issue charges – Rs118.

Note - after full kyc, they said its 10k acc but no charge if 0 balance

Rewards points -

Activate Debit Cards within 30 days of issuance – 50 Points

RuPay Platinum – 2 Point for every ₹150 spent.

12- IDFC BANK - IF YOU ARE EXISTING ACCOUNT HOLDER YOU CAN ORDER FIRST Tap for 99+gst one time fees
It's virtual dc
You will get rupay platinum..
So enjoy the 20%

 

[Abhishek012]

I mailed them for this
Let's see
Somehow I can't connect to their CC number since a week which is weird

ICICI normal/premium saving account customer always get by default RuPay Platinum debit card. No need to worry. @Batmanbaba

You will get this ICICI RuPay Platinum BIN number - 652180

 

[Batmanbaba]

Any difference among 2-5 as all are Rupay Platinum? 👀
And how to know which one they issued between 2nd and 3rd?

4,5,6 have chrges from 499 to 4999 these are gemstones card

2 and 3rd have 150 plus gst

 

[007]

4,5,6 have chrges from 499 to 4999 these are gemstones card

2 and 3rd have 150 plus gst

Oh okay. Got it.

4,5,6 have chrges from 499 to 4999 these are gemstones card

2 and 3rd have 150 plus gst

Any feature differences between 2nd and 3rd?

 

[Abhishek012]

Any difference among 2-5 as all are Rupay Platinum? 👀
And how to know which one they issued between 2nd and 3rd?

4th and 5th is RuPay Coral and RuPay Rubyx debit card (i think you already aware about ICICI gemstone debit cards).

2nd is normal RuPay Platinum debit card (Same like ICICI lower variant Visa Platinum debit card).

ICICI RuPay Platinum debit card limit - 50k by default for ATM withdraw (you can increase to upto 4.5 lakh) per day and POS/E-com limit you can increase upto 10 lakh per day from imobile app.

 

[Batmanbaba]

Can you please confirm the following workflow?

1. While applying digitally for the advantage savings account, should we opt in or opt out for Debit Card?

2A. If we opted out in Step 1, can we still opt for RP physical card from BoB World?

2B. If we opted in Step 1, can we again request for RP physical card from BoB World?

3. If we generate virtual card and then opt for physical card, will both these cards be carrying the same number?

4. If we request for physical card from BoB World and then followed by virtual card generation, will both these card be carrying the same number?

1. Yes you should opt out from debit card

2. Yes

3. Yes by blocking 1st card

4.yes both cards will be same

5. Numbers will be same


And I just came to know from customer care that virtual card has been limited to 2 per account per year... Last year people misused it very much... Some poeple generated as much as 200 cards from single account... And sold on various platforms...

Any feature differences between 2nd and 3rd?

Yes I guess maybe in edge rewards point... But I am not sure as icici has no websites for above cards....

 

[007]

4th and 5th is RuPay Coral and RuPay Rubyx debit card (i think you already aware about ICICI gemstone debit cards).

2nd is normal RuPay Platinum debit card (Same like ICICI lower variant Visa Platinum debit card).

ICICI RuPay Platinum debit card limit - 50k by default for ATM withdraw (you can increase to upto 4.5 lakh) per day and POS/E-com limit you can increase upto 10 lakh per day from imobile app.

Okay. So, I believe the transaction limits might be lower for 2nd and reward points too.

 

[AllSeeker]

1. Yes you should opt out from debit card

2. Yes

3. Yes by blocking 1st card

4.yes both cards will be same

5. Numbers will be same


And I just came to know from customer care that virtual card has been limited to 2 per account per year... Last year people misused it very much... Some poeple generated as much as 200 cards from single account... And sold on various platforms...

So, you are saying they stay active? Even if we generate 2 of them?

 

[Batmanbaba]

So, you are saying they stay active? Even if we generate 2 of them?

No you have to block 1st one... Then you can generate 2nd one.... But that has been limited to only 2 new virtual cards whole year.... I didn't knew that... I tried for 3rd and it was not generated... So I contacted customer care and then came to know about limit... So now whole year without debit card..as I have not opted for physical one...

 

[AllSeeker]

No you have to block 1st one... Then you can generate 2nd one.... But that has been limited to only 2 new virtual cards whole year.... I didn't knew that... I tried for 3rd and it was not generated... So I contacted customer care and then came to know about limit... So now whole year without debit card..as I have not opted for physical one...

Okay, I thought they stay active, I was already planning my trip to australia with the money I would save by loading apay with one extra plat.

 

[Abhishek012]

Okay. So, I believe the transaction limits might be lower for 2nd and reward points too.

Normal ICICI RuPay Platinum debit card e-com/pos limit i get upto 10 lakhs per day 😂😂

Coral & Rubyx debit card offer 25% off on Bookmyshow & Inox movie ticket etc

• Kaya voucher worth Rs 1,000
• Central voucher worth Rs 500 (on minimum spend of Rs 2,500).

Visit here to see all cards offer (card network logo showing here Visa but same offer available on RuPay) - https://www.icicibank.com/Personal-...-cards/the-gemstone-collection.page?#toptitle

Note - movies discount offers are useless because i heard only limited quota available and available only for limited time period.

 

[Batmanbaba]

Normal ICICI RuPay Platinum debit card e-com/pos limit i get upto 10 lakhs per day 😂😂

Coral & Rubyx debit card offer 25% off on Bookmyshow & Inox movie ticket etc

• Kaya voucher worth Rs 1,000
• Central voucher worth Rs 500 (on minimum spend of Rs 2,500).

Visit here to see all cards offer (card network logo showing here Visa but same offer available on RuPay) - https://www.icicibank.com/Personal-...-cards/the-gemstone-collection.page?#toptitle

Note - movies discount offers are useless because i heard only limited quota available and available only for limited time period.

Yes... Movie quota mostly works onky in first week.. Then its gone... Its usually first come first serve basis...

Amazon and paytm... Regularly give cashback offers... Around 20-25%

Okay, I thought they stay active, I was already planning my trip to australia with the money I would save by loading apay with one extra plat.

You will be left drowned in Indian ocean.... 😂🌊

 

[AllSeeker]

Normal ICICI RuPay Platinum debit card e-com/pos limit i get upto 10 lakhs per day 😂😂

Coral & Rubyx debit card offer 25% off on Bookmyshow & Inox movie ticket etc

• Kaya voucher worth Rs 1,000
• Central voucher worth Rs 500 (on minimum spend of Rs 2,500).

Visit here to see all cards offer (card network logo showing here Visa but same offer available on RuPay) - https://www.icicibank.com/Personal-...-cards/the-gemstone-collection.page?#toptitle

Note - movies discount offers are useless because i heard only limited quota available and available only for limited time period.

Axis bank e-debit card offers bogo flat 200/-
Which people get it for free for online account openings.

I remain stern on my view that ICICI offerings are mostly bad barring amazon pay cc. Axis isn't great either but its edging ahead. HDFC beats everyone

 

[AllSeeker]

Recently I came to know DBS has interesting debit card partner offers too.

In some cases these debit cards seem to be better than most of my LTF cc's

 

[prc1990]

No you have to block 1st one... Then you can generate 2nd one.... But that has been limited to only 2 new virtual cards whole year.... I didn't knew that... I tried for 3rd and it was not generated... So I contacted customer care and then came to know about limit... So now whole year without debit card..as I have not opted for physical one...

Why? Are you not be able to use the second VC you generated?

 

[Batmanbaba]

E

Axis bank e-debit card offers bogo flat 200/-
Which people get it for free for online account openings.

I remain stern on my view that ICICI offerings are mostly bad barring amazon pay cc. Axis isn't great either but its edging ahead. HDFC beats everyone

E- Debit card also costs.... 590 rs.... Someone told on axis debit card thread....

I

Why? Are you not be able to use the second VC you generated?

I blocked that for 3rd card.... 🙄

 

[AllSeeker]

E
E- Debit card also costs.... 590 rs.... Someone told on axis debit card thread....

Yes, but I think it's given free for online a/c openers for 10-12 MAB a/c.

Because I've it for free. Never been charges for it.

 

[prc1990]

I
I blocked that for 3rd card.... 🙄

Accha jyada lalach me khatam, bye bye, tata, good bye, gaya 😂.

 

[Batmanbaba]

Recently I came to know DBS has interesting debit card partner offers too.

In some cases these debit cards seem to be better than most of my LTF cc's

Yes... But DBS is a very rare bank... Limited branches.... And also now they are going to stop rewards in elite account from 30th june

 

[Abhishek012]

Y
Ou should have mentioned rupay platinum....... The customer care executive connected to me specifically asked to choose from both... I chose rupay platinum.... Lets see after it starts showing in my imobile....

Edit your post and add few important points -

First, ICICI bank by default issue RuPay Platinum debit card but ICICI customer support always told this is "RuPay card" (So, ask for RuPay card and by default customers get RuPay Platinum debit card). Personally, i helped 150+ customers to get ICICI RuPay Platinum debit card. So, this info is 100% verified.

2nd thing, ICICI bank give you wrong info like RuPay card is only 10k limit but wrong info, you will get higher limit same like Visa Platinum.

3rds thing, some ICICI customer support also told e-com is not supported on RuPay card, which is again wrong info.

 

[AllSeeker]

@Batmanbaba What lead you to generate 3 cards? Was the apay offer responsible or these cards have some other uses?