Repository of ways to get Rupay platinum card of all possible banks

[Batmanbaba]

Its a organic thread and will be kept updated as new information emerges. Banks are reluctant to issue rupay platinum card so in many banks you have to try multiple times. Best way to get is by calling customer care on call.

1. AU BANK-

For new customers- you will get Rupay platinum card by default on online digital account

For existing customers-

Apply for a RuPay Platinum Debit Card instantly by following these simple steps and enjoy several benefits:

Visit any branch: Head to your nearest branch and apply in person.
Call customer care: Alternatively, you can apply for a new card by calling customer care number 1800-1200-1200.

Charges- 150 + 18% gst


2. HDFC BANK-

For new customers - You can get rupay platinum card as default by applying for farmers account online

Savings Farmers Account - Exclusive Savings Account for Farmers by HDFC Bank

HDFC Bank offers Savings Farmers Account in India, a customized savings account exclusively for farmers with special features and benefits. Open account with a minimum deposit of ?2500.

www.hdfcbank.com

For existing customers-

RuPay Debit Card - Apply Online for RuPay Premium Debit Card | HDFC Bank

With HDFC Bank's RuPay Premium Debit Card, you can enjoy more savings on all kinds of spends along with travel, cash back benefits & much more. It can be used at ATMs, merchant outlets and online stores in India.

www.hdfcbank.com

Charges- 200 +18% gst


3. ICICI BANK

Icic rupay platinum card can be only issued by customer care. Call them and tell them to issue card. If they reject tell them to take a service complaint request about this card. After that you will see virtual rupay Platinum card in i mobile app and you will receive physical card in post.
Then it is important step. Never set ATM pin for new card through imobile app or through atm. Only use that card for online transaction. For online transaction don’t need pin. If we generate pin then issuance fees will be debited and old card will be automatically blocked.

By this way you can use your existing visa card plus rupay platinum card. For salary accounts both cards will be free

Call- 1860 120 7777

Go to bank account section in call and select talk to phone banking officer and request

Charges- 150+18% gst as per phone banking officer...



4. AXIS BANK-

For new customers - Axis republic salary account and easy access salary account holders will get this card by default.

For existing customers- you can either upgrade online in netbanking or call customer care for issuance on

1 - 860 - 419 - 5555

1 - 860 - 500- 5555

Not everyone gets option to upgrade in netbanking so you can call customer care.


Charges- Issuance fees 200+18%gst and same annual fees from second year onwards


5. TJSB bank issue Free RuPay Platinum debit card, Waiver in Debit Card AMC upto 1 year:

A) - TJSB SB NexGen -
MINIMUM BALANCE REQUIREMENT -

AQB of Rs. 3500/- for metro and Rs.2500/- for non metro branches
FEATURES -

Free 1 Cheque Book p.a.
Free RuPay Platinum Debit Card
Waiver in Debit Card AMC upto 1 year
Free Internet Banking facility
Free SMS Banking facility
Free IMPS transactions upto 1 year
Cashback offers on transaction through RuPay Platinum Debit Card
Free QR code facility
Free Personal Accidental Insurance Cover of Rs. 2 lakhs
ELIGIBILITY -

Any Indian resident in the age group of 14 to 35 years can open an account solely or jointly with parents/guardians only.
More Details - https://www.tjsbbank.co.in/SB-...en

Fill Online Apply forum - https://www.tjsbbank.co.in/Apply_now?type=SB ...

B) - TJSB Savings Elite Account -
MINIMUM BALANCE REQUIREMENT -

Metro – Rs.5,000/-
Non Metro – Rs.2,500/-
FEATURES -

RuPay Platinum Debit card (Free Rupay Platinum Debit card with Annual Maintenance Charges from 3rd year and withdrawal per day limit of ATM cash Rs.25000/- & POS / E-Com –35000/-)
Waiver in Debit Card AMC upto 2 years
Free :
Interbank ATM transactions
2 cheque books p.a.
3 Transactions of RTGS/NEFT, PO & IMPS p.m.
Internet Banking
SMS Banking Facility for balance enquiry, last 3 transactions and card hotmark
Cash deposit upto Rs.100000/- per day
QR Code Facility

Additional Benefits :
Free :


50% Annual Maintenance Charges free for Demat Account
Personal Accidental Insurance Cover upto Rs.2 lakhs **
DEBIT CARD FEATURES


Domestic Debit Card with Chip / PIN Security
Free Airport Lounge Access
Concierge Services
Personal Accidental Insurance Cover up to Rs.2 Lakhs
Covered with Card Fraud Insurance

More Details - https://www.tjsbbank.co.in/elite-savings-a...nt


Fill Online Apply forum https://www.tjsbbank.co.in/Apply_now?type=Savin...


or For opening TJSB Savings Elite Account, please download the below listed form along with the declaration and submit it to your nearest branch.


TJSB Savings Elite Account Opening Form - https://www.tjsbbank.co.in/assets/images/pages_...


Declaration for TJSB Savings Elite Account - https://www.tjsbbank.co.in/assets/images/pages_...


Branch available – Maharashtra, Goa, Gujarat, Madhya Pradesh, Karnataka


6. BANK OF INDIA

BOI | Bank of India

www.bankofindia.co.in

7. STATE BANK OF INDIA

Tuffest to get Rupay platinum card.... Only option is to go branch and fill form.. If you get someone of young age working there... Easy... Else if there are typical old uncle and auntie forget about that.If denied from the branch Then you have to complain on twitter... Then there us a chance you may get. There are different varieties of rupay platinum available here


A) - How to apply SBI Platinum Domestic debit card (Silver color card) – Apply Process:

Apply through SBI Branch, see their computer and ask them to select this Card, code “REP”.

B) - Rupay JCB code RPJ


C) - Rupay IOCL platinum card code IRP



8. BANK OF BARODA

For new customers-

https://tabit.bankofbaroda.com/BarodaInstaClick...

Account Opening Process : 100 % Online
(Make sure to choose activation of all digital services by checking it)
Apply for Account by filling all details after you will receive link for schedule VKYC 10 AM-5PM Complete your Video KYC (It takes 5-7 Minute to complete) After Successfully Video KYC within 10-15 Minutes you will receive Account Number + CIF Code through Email and SMS and after 15-20 Minutes you will receive 4 Digit code for login in Bob World App.
Then You can login in BOB World app
Make sure to apply for physical card rupay platinum after account opening otherwise they may send different variant
To Apply visit card tab Debit card request select rupay platinum 50rs charge

Then visit Card section apply for Rupay Platinum Card Physical (Charges 50 Rs Only)
Then create one Virtual Rupay Platinum Debit Card (FREE)

Min. QAB
Rural Rs 500*

Semi-Urban Rs 1000*
Urban / Metro Rs 2000/-*

Doc Required:
original Pan Card
Original AAdhar Card
Signature
Aadhaar XML Paperless KYC Process This is done on screen during call with agent


For existing customers -
Apply Virtual & Physical RuPay Platinum card online through BOB World app or BOB mconnect plus app or by calling customer care


9. PUNJAB NATIONAL BANK -

NEW CUSTOMER -

Open Unnathi account.
Minimum balance 1000 balance
Total 3 Platinum rupay card can be applied on single sb account
Sb account open wait time is 5 days and dc wait time is 10 days.
1.Charges for primary rupay platinum dc Rs 250 issuance fee
3.Add on card Rs 150 issuance
All card has Rs 150 annual fee

Existing customer - since sarkari bank so have to visit branch


10. FINCARE BANK

https://www.fincarebank.com/101-pr...ty
Apply for 101 priority account through this link with adhaar kyc. It only take 5 minutes. Virtual card can be viewed on their app. This account has 25k minimum balance. Don’t worry about it. Intial funding no need. It will automatically close after 1 year if we don’t do kyc. So 1 year we can loot amazon. 100*12= 1200 rs profit

11. EQUITAS BANK

Equitas bank issue RuPay Platinum card & Zero balance account:

First open online Equitas bank Selfe account – https://inet.equitasbank.com/...e/

Zero balance account,
virtual visa card (you need to visit bank branch to complete full KYC and issue RuPay Platinum debit card)
7% interest on saving account.

Balance in A/c XXXXXXXXXXXX as of 30-APR-21 EOD is INR 0.00, For any query call 1800-103-1222 . Check A/c for current balance . Credits in A/c are subject to clearing- Equitas Bank

Note – for RuPay Platinum, first complete full kyc from your nearest bank branch, then issue RuPay platinum debit card unless not.

Equitas bank issue RuPay platinum debit card via customer support on Selfe account.

Got RuPay platinum debit card, card issue charges – Rs118.

Note - after full kyc, they said its 10k acc but no charge if 0 balance

Rewards points -

Activate Debit Cards within 30 days of issuance – 50 Points

RuPay Platinum – 2 Point for every ₹150 spent.

12- IDFC BANK - IF YOU ARE EXISTING ACCOUNT HOLDER YOU CAN ORDER FIRST Tap for 99+gst one time fees
It's virtual dc
You will get rupay platinum..
So enjoy the 20%

 

[Avijit Paul]

I have few queries regarding SBI Rupay Platinum Debit Card
1. Is there any lounge access national and international? More interested in international one.
2. If yes, how many per quarter or year.
3. Is this same rule, for all variants of platinum rupay debit card issued by SBI.
Iam not able to find any information about this.

Thanks

 

[ritwik2000]

Why did you block your UBI Platinum DC when they clearly mentioned in welcome letter that if you 40 Ecom transaction in a year then AMC is waived off.
I think you can't generate virtual debit card without having a physical debit card.

bro sach me 40 txns krne parr amc waive ho jyega... new issued cards me bhi ?

 

[anonymuos]

Made a list of some savings accounts which gives RuPay Platinum FREE with certain balance maintained:

- Union Bank SB Premium Variant 1 SBPRE (Needs 15K balance maintained for free RuPay Platinum DC)
- Canara SB Select (Needs 25K for free RuPay Platinum DC)
- Indian Bank SB Platinum (25K for AMC-free RuPay Platinum DC)
- Central Bank Cent Samvridhi (25K for free RuPay Platinum DC)
- Karnataka Bank (SB-Money Sapphire i.e. Privilege SB) (10K for free RuPay Platinum DC)
- DBS Bank account (First year free RuPay Platinum)
- Bank of Maharashtra ₹2000 MAB (₹400 for RuPay Select!)

Greedier banks:
- IOB (Needs 50K for free RuPay debit card)
- Bank of India (Needs 50K for free RuPay Platinum DC)
- PNB Elite (Needs 50K but gives RuPay Select)
- UCO (Bank has no savings account without RuPay DC charges but there's a free virtual RuPay Platinum in app, escalate to PNO or RBI ombudsman to activate it 🤣

Co-operative banks:
- Cosmos Bank (₹118) for RuPay Platinum (normal savings account with low MAB)
- NKGSB Bank (₹125) for RuPay Platinum (normal savings account with low MAB)
- New India Co-operative Bank (Needs 2.5K Diamond Savings account for free RuPay Platinum DC)

With the exception of co-operative banks, these are high AMB/AQB to be maintained just for free RuPay Platinum DC but if you already have account in these banks anyway and do maintain balance anyway, you can get your account scheme/variant changed to the appropriate one to get the debit card charges waived off

 

[Strange]

Made a list of some savings accounts which gives RuPay Platinum FREE with certain balance maintained:

- Union Bank SB Premium Variant 1 SBPRE (Needs 15K balance maintained for free RuPay Platinum DC)
- Canara SB Select (Needs 25K for free RuPay Platinum DC)
- Indian Bank SB Platinum (25K for AMC-free RuPay Platinum DC)
- Central Bank Cent Samvridhi (25K for free RuPay Platinum DC)
- Karnataka Bank (SB-Money Sapphire i.e. Privilege SB) (10K for free RuPay Platinum DC)
- DBS Bank account (First year free RuPay Platinum)
- Bank of Maharashtra ₹2000 MAB (₹400 for RuPay Select!)

Greedier banks:
- IOB (Needs 50K for free RuPay debit card)
- Bank of India (Needs 50K for free RuPay Platinum DC)
- PNB Elite (Needs 50K but gives RuPay Select)
- UCO (Bank has no savings account without RuPay DC charges but there's a free virtual RuPay Platinum in app, escalate to PNO or RBI ombudsman to activate it 🤣

Co-operative banks:
- Cosmos Bank (₹118) for RuPay Platinum (normal savings account with low MAB)
- NKGSB Bank (₹125) for RuPay Platinum (normal savings account with low MAB)
- New India Co-operative Bank (Needs 2.5K Diamond Savings account for free RuPay Platinum DC)

With the exception of co-operative banks, these are high AMB/AQB to be maintained just for free RuPay Platinum DC but if you already have account in these banks anyway and do maintain balance anyway, you can get your account scheme/variant changed to the appropriate one to get the debit card charges waived off

Are planning to get free Rupay platinum Debit card from all banks after hotlisting them?

 

[ritwik2000]

You can also apply for UCO bank add-on Virtual card, virtual card is also RuPay Platinum.

But other users first applied virtual card and then physical for add-on card. i dnt know vice versa working or not.

pehele physical card lena hoga ya virtual ? sirf virtual lunga to rupay plat milega ?

 

[anonymuos]

Are planning to get free Rupay platinum Debit card from all banks after hotlisting them?

No the MAB is too high for these banks. I have enough RuPay Platinum DCs from other smaller banks where the MAB is not high (Abhyudaya Bank, New India Bank, TJSB, BOB virtual - where maintaining just 2K or 5K is enough or some even 0 balance)

 

[anonymuos]

pehele physical card lena hoga ya virtual ? sirf virtual lunga to rupay plat milega ?

UCO Bank requires debit card to sign up so I guess one physical DC (FYF) required (in my "No Frills" UCO savings account at least, charges taken were reversed by the bank) upon request. But I couldn't activate virtual one as I didn't know then that we need to escalate to turn on ecom txns on it

 

[ritwik2000]

UCO Bank requires debit card to sign up so I guess one physical DC (FYF) required (in my "No Frills" UCO savings account at least, charges taken were reversed by the bank) upon request. But I couldn't activate virtual one as I didn't know then that we need to escalate to turn on ecom txns on it

thanks a lot bro
charges boleto amc charges ya issuance charges ?

 

[ritwik2000]

UCO Bank requires debit card to sign up so I guess one physical DC (FYF) required (in my "No Frills" UCO savings account at least, charges taken were reversed by the bank) upon request. But I couldn't activate virtual one as I didn't know then that we need to escalate to turn on ecom txns on it

waise virtual card konsa variant ka dega ? rupay plat ?

 

[ritwik2000]

personalized aur non personalized dc me difference kya he ?

 

[Strange]

personalized aur non personalized dc me difference kya he ?

Personalized Name Print hoke Ghar par deliver hoga.

Non personalized without name branch se instant mil jayega.

 

[anonymuos]

thanks a lot bro
charges boleto amc charges ya issuance charges ?

Issuance charges they reversed because on "No Frills" account (which is like BSBDA), DC is supposed to be free. On other variants they may not reverse. No frills I had only taken for RuPay Amazon offer (12 credit and 12 debit txns per year) but that account has charges if txns exceed certain amount. You can check your account type in UCO mPassbook app. Personalized and non-personalized are same - no difference in terms of offer. Virtual is also RuPay Platinum as Abhishek said but due to a bug in the app, it just cannot be activated by us. We have to contact UCO higher bank officers to get them to turn on ecom txns on it but it's a one-time thing (at least until the card expires).

 

[ritwik2000]

Issuance charges they reversed because on "No Frills" account (which is like BSBDA), DC is supposed to be free. On other variants they may not reverse. No frills I had only taken for RuPay Amazon offer (12 credit and 12 debit txns per year) but that account has charges if txns exceed certain amount. You can check your account type in UCO mPassbook app. Personalized and non-personalized are same - no difference in terms of offer. Virtual is also RuPay Platinum as Abhishek said but due to a bug in the app, it just cannot be activated by us. We have to contact UCO higher bank officers to get them to turn on ecom txns on it but it's a one-time thing (at least until the card expires).

thanks bro for the detailed reply. one last question will they provide instant rupay plat dc if I want ?

Personalized Name Print hoke Ghar par deliver hoga.

Non personalized without name branch se instant mil jayega.

Thanks bro

 

[anonymuos]

thanks bro for the detailed reply. one last question will they provide instant rupay plat dc if I want ?


Thanks bro

They will if the branch has it in stock. Some branches have, some don't. Platinum DCs of RuPay always have Platinum written on them so if it's not written, it's RuPay Classic. Don't accept it.

 

[ritwik2000]

They will if the branch has it in stock. Some branches have, some don't. Platinum DCs of RuPay always have Platinum written on them so if it's not written, it's RuPay Classic. Don't accept it.

thanks a lot bro .

 

[ashwink]

thanks a lot bro .

Bhai Recharge shop khol rahe ho kya 😜 🤣

 

[king220477]

Made a list of some savings accounts which gives RuPay Platinum FREE with certain balance maintained:

- Union Bank SB Premium Variant 1 SBPRE (Needs 15K balance maintained for free RuPay Platinum DC)
- Canara SB Select (Needs 25K for free RuPay Platinum DC)
- Indian Bank SB Platinum (25K for AMC-free RuPay Platinum DC)
- Central Bank Cent Samvridhi (25K for free RuPay Platinum DC)
- Karnataka Bank (SB-Money Sapphire i.e. Privilege SB) (10K for free RuPay Platinum DC)
- DBS Bank account (First year free RuPay Platinum)
- Bank of Maharashtra ₹2000 MAB (₹400 for RuPay Select!)

Greedier banks:
- IOB (Needs 50K for free RuPay debit card)
- Bank of India (Needs 50K for free RuPay Platinum DC)
- PNB Elite (Needs 50K but gives RuPay Select)
- UCO (Bank has no savings account without RuPay DC charges but there's a free virtual RuPay Platinum in app, escalate to PNO or RBI ombudsman to activate it 🤣

Co-operative banks:
- Cosmos Bank (₹118) for RuPay Platinum (normal savings account with low MAB)
- NKGSB Bank (₹125) for RuPay Platinum (normal savings account with low MAB)
- New India Co-operative Bank (Needs 2.5K Diamond Savings account for free RuPay Platinum DC)

With the exception of co-operative banks, these are high AMB/AQB to be maintained just for free RuPay Platinum DC but if you already have account in these banks anyway and do maintain balance anyway, you can get your account scheme/variant changed to the appropriate one to get the debit card charges waived off

can you add your cards on dreamfolks website
and check if railway lounge is available or not..


any bank provide other rupay platinum benefits from rupay website
like ott , health checkup