Infinia Regalia to Infinia Upgrade (Query)

[joshuatree]

Hoping for the best. She is quite sure about the approval as she has business head approval, but judging from HDFC previous experiences i am still not sure. Also, i have directly rejected her investment offers. 🤪🤪

She will call about her investment offers once you get the Infinia. "Sir, you got the Infinia, now do a small favour for me Sir, also you will only gain....."


My new RM also did, but wasn't very pushy. Main thing was no attitude like my last RM -- take ULIP or forget about Infinia kinds.

 

[H2O]

She will call about her investment offers once you get the Infinia. "Sir, you got the Infinia, now do a small favour for me Sir, also you will only gain....."


My new RM also did, but wasn't very pushy. Main thing was no attitude like my last RM -- take ULIP or forget about Infinia kinds.

I told her, the max i can do is transfer some funds, so she can do FDs with her employee code. As i already have some emergency fund parked in Axis i don’t see any harm if she can get me Infinia.

 

[joshuatree]

I told her, the max i can do is transfer some funds, so she can do FDs with her employee code. As i already have some emergency fund parked in Axis i don’t see any harm if she can get me Infinia.

Yes, interest rates would be similar. That's win-win for everyone.

 

[diptarkaroy]

She will call about her investment offers once you get the Infinia. "Sir, you got the Infinia, now do a small favour for me Sir, also you will only gain....."


My new RM also did, but wasn't very pushy. Main thing was no attitude like my last RM -- take ULIP or forget about Infinia kinds.

My RM is much like your last RM
Take ULIP or forget about Infinia

I told him.. “and you forget about me”

I’m happy with my other cards 😂😂😂

 

[joshuatree]

My RM is much like your last RM
Take ULIP or forget about Infinia

I told him.. “and you forget about me”

I’m happy with my other cards 😂😂😂

Please don't ignore that attitude. I raised it with Grievance.Redressalcc@hdfcbank.com and told them it was unacceptable and also threatened to move out FDs. The bank can tell me I am not eligible for Infinia as per their norms, but can't tell me "take ULIP or forget about Infinia."

In a month, I had a new RM and a new Infinia after due application process.

 

[AyushJaju]

How much salary if you don't mind sharing?

It's above eligibility criteria for Diner's Club Black

 

[shivamk]

Hoping for the best. She is quite sure about the approval as she has business head approval, but judging from HDFC previous experiences i am still not sure. Also, i have directly rejected her investment offers. 🤪🤪

Possible to share the RM details over DM?

 

[H2O]

Possible to share the RM details over DM?

Virtual RM bro, I can't have her number or email ID. Not possible. She always calls from a landline number.

 

[shivamk]

Virtual RM bro, I can't have her number or email ID. Not possible. She always calls from a landline number.

Ah ok ok. Any idea what's the min criteria in HDFC to have an RM? Can SB Max have RM without Classic program?

 

[joshuatree]

Ah ok ok. Any idea what's the min criteria in HDFC to have an RM? Can SB Max have RM without Classic program?

Yes, I have an RM and my HDFC Bank Account account is a humble Savings Max. I have resisted all their entreaties to join the Imperia programme.

I don't see having Imperia as a major advantage. I have ICICI Wealth Management and the RM can never be reached. Last week I needed some clarity so I called. No one picks up and the IVR says transferring you to alternate RM and usually nothing happens there too. Don't think HDFC is better.

 

[techt]

Yes, I have an RM and my HDFC Bank Account account is a humble Savings Max. I have resisted all their entreaties to join the Imperia programme.

I don't see having Imperia as a major advantage. I have ICICI Wealth Management and the RM can never be reached. Last week I needed some clarity so I called. No one picks up and the IVR says transferring you to alternate RM and usually nothing happens there too. Don't think HDFC is better.

You are correct ✅

 

[jonamdhar]

Finally sent the application for the Infinia upgrade... fingers crossed.

 

[shivamk]

Yes, I have an RM and my HDFC Bank Account account is a humble Savings Max. I have resisted all their entreaties to join the Imperia programme.

I don't see having Imperia as a major advantage. I have ICICI Wealth Management and the RM can never be reached. Last week I needed some clarity so I called. No one picks up and the IVR says transferring you to alternate RM and usually nothing happens there too. Don't think HDFC is better.

Any idea how can I request for an RM?

 

[H2O]

Finally sent the application for the Infinia upgrade... fingers crossed.

Direct or through the RM? Any prior approvals?

 

[jonamdhar]

Direct or through the RM? Any prior approvals?

I ensured I meet all criteria and then called RM. He said I'm eligible and asked me to mail the application as I wasn't in the same city.

 

[Pavan]

I ensured I meet all criteria and then called RM. He said I'm eligible and asked me to mail the application as I wasn't in the same city.

if you have marked all the checkbox ticked just send documents to chennai with upgrade form
It will done

We need bypass RM in some cases

 

[PrinceHeart]

I have ICICI Wealth Management and the RM can never be reached. Last week I needed some clarity so I called. No one picks up and the IVR says transferring you to alternate RM and usually nothing happens there too.

You can try calling the wealth management team directly at 1800 103 8181. Usually someone picks up in less than 5 seconds and calls me by my name and ask how may i help you today sir.

I give them full points for "trying to help me". But their replies are mostly unsatisfactory in my cases.

 

[joshuatree]

You can try calling the wealth management team directly at 1800 103 8181. Usually someone picks up in less than 5 seconds and calls me by my name and ask how may i help you today sir.

I give them full points for "trying to help me". But their replies are mostly unsatisfactory in my cases.

That's the number behind my debit card, however they now have Express Relationship Banking and I've received text messages asking me to call on 022-44400000

 

[diptarkaroy]

That's the number behind my debit card, however they now have Express Relationship Banking and I've received text messages asking me to call on 022-44400000

I’m having difficulties getting WM visa infinite dc and they are offering MC world dc with my salary wealth account saying I’m account is not fully a wealth account

Which dc did you get with your WM account?

 

[imdjay]

I’m having difficulties getting WM visa infinite dc and they are offering MC world dc with my salary wealth account saying I’m account is not fully a wealth account

Which dc did you get with your WM account?

In WM account, you do not get Visa Infinite card. It would be either MC world or Visa Platinum.
Visa infinite is given to Wealth select or Private Banking customers.