RBL Bank Signature+ Debit Card

[Karvanna]

- 1000 Rs Worth Voucher Every Month Even u Spend 1Lakh in anything (Wallet ,Rent,CC Bill Also)
- No Forex Charges (Other bank Charge 4%) On POS And Online Txn Only
- 2 Domestic Lounge Access Mostly Every Airport is there in the List
- Bonus 5000 Rs Worth Voucher When You Spend 5 Lakh in a year (This is Totally Seperate)
- Joining Fees 5900 incl tax (You will get Voucher Worth 5000)
- Annual Fees Waived Off If You Spend 3L in a year
- You Can redeem As vouchers In almost 30+ Brands (Flipkart,Amazon,Myntra Is Included)
Best Debit Card CC Bill Payers✌✌✌✌👌👌👌👌

 

[affan_489]

if you spend 1lakh from card you get 1k points,
if you spend 90k you will get 900 points.

 

[arpitium]

Hello,

I am planning to close my Niyo-Global-SBM account and get another 0 forex debit card.
I can maintain 1L MAB and can spend 5L per year if required.

Which card is better overall, IndusInd Exclusive or RBL Signature+ in terms of:
- Rewards
- Net banking/mobile app
- UPI/Card payment failure
- Customer support
- General banking

 

[TheTrickySid]

Hello,

I am planning to close my Niyo-Global-SBM account and get another 0 forex debit card.
I can maintain 1L MAB and can spend 5L per year if required.

Which card is better overall, IndusInd Exclusive or RBL Signature+ in terms of:
- Rewards
- Net banking/mobile app
- UPI/Card payment failure
- Customer support
- General banking

Go with Indusind

RBL's service is horrible

 

[arpitium]

In other thread ppl are praising Signature+ and RBL's service, is it really that bad?

 

[satviksehgal]

In other thread ppl are praising Signature+ and RBL's service, is it really that bad?

I am customer of both banks. Both are fairly fine. Haven't seen a need to visit the branch for anything. The mobile app and net banking does pretty much everything for both.

Are they great banks - No. Are they good banks - yes. Do they get the work done? - Big Yes.

 

[satviksehgal]

I am customer of both banks. Both are fairly fine. Haven't seen a need to visit the branch for anything. The mobile app and net banking does pretty much everything for both.

Are they great banks - No. Are they good banks - yes. Do they get the work done? - Big Yes.

Also RBL Sign+ is far better card than IndusInd Db since the annual fees is much higher and does not points restrictions on transactions such as wallet load or insurance etc.

 

[AshishR]

rbl is trash, indusind is also trash but better than rbl

Which card is better overall, IndusInd Exclusive or RBL Signature+ in terms of:
- Rewards - rbl debit card has pretty cool cashbacks
- Net banking/mobile app - indusind
- UPI/Card payment failure - indusind
- Customer support - both bad
- General banking - both bad

if your not into interest percentage then go with hdfc or icici or axis or kotak

if you just need one bank out of indus and rbl .. then go with indusind

 

[TheTrickySid]

In other thread ppl are praising Signature+ and RBL's service, is it really that bad?

That's only for cashback perspective.

If you main aim is only to get cashback/rewards out of it then RBL is good.

But if you want a good Zero Forex card with decent reward rate and more reliability then go with Indusind

Their app and netbanking is good.
Customer support isn't bad but very slow according to my experience.
General banking is also good but this thing depends from branch to branch.

Overall I would say indusind as a whole package is better.

 

[Chaitanya-a]

Customer support isn't bad but very slow according to my experience.

IndusInd bank twitter support is quite fast. Try once.
One point which is also important is IndusInd has more no. of branches around us whereas I hardly see any RBL branch. If at any time, our account gets freeze, then it would become troublesome to resolve as their customer service is even bad.

 

[TheTrickySid]

IndusInd bank twitter support is quite fast. Try once.
One point which is also important is IndusInd has more no. of branches around us whereas I hardly see any RBL branch. If at any time, our account gets freeze, then it would become troublesome to resolve as their customer service is even bad.

Bro I am not talking about contacting the support.
As I have exclusive account my call directly gets connected to the executive.

But the problem is with the query resolution time.
They take almost 5 to 6 days even for basic queries.

 

[anirban.choudhury]

Rbl looks better here

 

[arpitium]

Thank you for all the reviews.

I think I will go with RBL Signature+, I already have HDFC, AXIS and SBI as my primary, secondary and extra accounts.
This is just for 0 forex and credit card payment.
Thanks to the reviews, I will be prepared for average banking services, will make sure to do full KYC and keep some extra funds so that the account is not frozen.

 

[Ram1]

Are there any MAB charges in Aspire Banking account if we don't maintain 1L???

 

[Chaitanya-a]

Are there any MAB charges in Aspire Banking account if we don't maintain 1L???

It doesn't have. But they'll downgrade after 6 months. And there you'll be charged as per current account status.

 

[NAITIK14]

Thanks for confirmation. Got it sometime back.

Any idea when will the 5k voucher for annual spends of 5 lakh will be delivered, is it only after the end of annual cycle Or when we meet the spend criterMostly

Mostly after 1 month of your first transaction you did by your DC

 

[OneMileAtATime]

Mostly after 1 month of your first transaction you did by your DC

Didn't get the question. Do you mean have I completed 5 lakh for the year?

 

[jack333]

5k points you'll get as soon as you complete 5 lakh spends or only after 1 year?

 

[Karvanna]

5k points you'll get as soon as you complete 5 lakh spends or only after 1 year?

After 1 Year Only

 

[jack333]

Have you received those as yet?

 

[teejay]

- Rs 1000 Worth Voucher Every Month If you Spend 1 Lakh in any Catogery (Wallet,CC Bill ) Nothing is Excluded
- No Forex Charges (Other bank Charge 4%) On POS And Online Txn Only
- 2 Domestic Lounge Access Mostly Every Airport is there in the List
- Bonus RS 5000 Worth Voucher When You Spend 5 Lakh in a year (This is Totally Seperate)
- Joining Fees 5900 incl tax (You will get Voucher Worth 5000)
- Annual Fees Waived Off If You Spend 3L in a year
- You Can redeem As vouchers In almost 30+ Brands (Flipkart, Amazon, Myntra Is Included)
Best Debit Card CC Bill Payers✌✌✌✌👌👌👌👌

when will i receive my voucher after payment of joining fees and how to check the eligible voucher amount on monthly spends