• Hey there! Welcome to TFC! View fewer ads on the website just by signing up on TF Community.

Pro Tips to make a SBI card life time free

Apply For Lifetime Free IDFC First Credit Card
Rkr

Rkr

TF Legend
TF Family
Contributor
Moderator
Pro Tips-

Simple way to make Any basic to mid range SBI card LTF is to "Just raise a closure of card account request through Sbi card app .After few hours you will receive a call to ask a reason for cancellation ,there tell them Either make it Life time free or cancel the card.They will make your Card LTF.Done on my both sbi card and now both are LTF.Service request to make your card LTF is taken as PCT id is to be changed.You can check in service request tracking menu.

Caution:-If you holding multiple cards of SBI then kindly do this process at one card at a time only.Do on other card after at least month. If at any point SBI Card is not agreeing on LTF and offering you Annual Fee waivers only then Accept Fee waivers at that moment and Apply the same trick Again after 1 or 2 months for LTF.
IF ANYONE HAVING ANY SPECEFIC CONCERN THEN DO DM.

Edit 1-If afterall anyone missed the call from retention team then they can simply call customer care and there simply tell them to connect/transfer you call to retention team as i want to discuss regarding my card closure request.They will connect you to their retention team and now there you can project the above trick to get your card LTF ..


Edit 2(09 July 2023)-Even people have made sbi cards having fee upto 1499 LTF and even higher varriant cards you will get equivalent reward points or miles or annual fee waiver in place of LTF.

Edit 3(15 October 2023)- Even people have made their SBI cashback credit card LTF by their skill of negotiation.

Edit 4-Now a days SBI Cards sometime,closing the card without calling so suggest now dont place request through app by self .Call customer care directly and ask them for LTF/fre waivers or to transfer the call to retention team for doing the same.
 
Jhon Anand

Jhon Anand

TF Premier
They didn't call you and took confirmation?
Paritosh said:
They didn't convert my card to LTF instead they closed it 😭
Click to expand...


I tried it today by placing through app, they called me back and they said you're spends are good but card is just 7 months old, try next year since fee is already waived due to high spends. So I asked them to cancel the closure request.
 
sudheerreddy

sudheerreddy

TF Premier
Jhon Anand said:
They didn't call you and took confirmation?



I tried it today by placing through app, they called me back and they said you're spends are good but card is just 7 months old, try next year since fee is already waived due to high spends. So I asked them to cancel the closure request.
Click to expand...
Bro, what is your spent amount and Card Variant?
 
V

vinrey287

TF Premier
Contributor
VIP Lounge
I raised a closure request for my wifes Prime card for which retention team said created request for reversal but was declined. Hence I requested for closure but got responded that we have to pay the annual charges then raise closure request. Is it the same for anyone who did not have much spends on the card?
 
Akr706

Akr706

TF Select
vinrey287 said:
I raised a closure request for my wifes Prime card for which retention team said created request for reversal but was declined. Hence I requested for closure but got responded that we have to pay the annual charges then raise closure request. Is it the same for anyone who did not have much spends on the card?
Click to expand...
Are you sure you talked to the retention team and not the customer care?

Last week, I raised a request for annual fees reversal via customer care and it got declined.

A couple of days later, I raised closure request via app. When the retention team called, they reversed the annual charges instantly. I even told them that I raised a fees reversal request few days back via customer care and it got declined. And he was "Sirrrrrr, humaari request ko approval nhi chahiye hota, instant reversal hota hai." Then he asked me to check in the app and I was able to the fees credit in my account right then, just the GST got reversed next day.
 
C

Card Maniac

TF Buzz
Akr706 said:
Are you sure you talked to the retention team and not the customer care?

Last week, I raised a request for annual fees reversal via customer care and it got declined.

A couple of days later, I raised closure request via app. When the retention team called, they reversed the annual charges instantly. I even told them that I raised a fees reversal request few days back via customer care and it got declined. And he was "Sirrrrrr, humaari request ko approval nhi chahiye hota, instant reversal hota hai." Then he asked me to check in the app and I was able to the fees credit in my account right then, just the GST got reversed next day.
Click to expand...
Card Variant and your approximate usage per year?
 
V

vinrey287

TF Premier
Contributor
VIP Lounge
Akr706 said:
Are you sure you talked to the retention team and not the customer care?

Last week, I raised a request for annual fees reversal via customer care and it got declined.

A couple of days later, I raised closure request via app. When the retention team called, they reversed the annual charges instantly. I even told them that I raised a fees reversal request few days back via customer care and it got declined. And he was "Sirrrrrr, humaari request ko approval nhi chahiye hota, instant reversal hota hai." Then he asked me to check in the app and I was able to the fees credit in my account right then, just the GST got reversed next day.
Click to expand...
Yes they were from retention team
 
V

vijay.vj

TF Ace
Akr706 said:
Probably like 5-10k, only on amazon bank offers.
Click to expand...
Wow, so are they waiving off annual charges for 5-10k spends per year?

So how do you do it, you just call them after charges into your card statement and they readily waive it off?

I got my first card from SBI, simply click which I want to use only for SBI offers. Looking for a way to make it LTF... the best way.
 
FinoGuy

FinoGuy

TF Ace
vijay.vj said:
Wow, so are they waiving off annual charges for 5-10k spends per year?

So how do you do it, you just call them after charges into your card statement and they readily waive it off?

I got my first card from SBI, simply click which I want to use only for SBI offers. Looking for a way to make it LTF... the best way.
Click to expand...
Something or nothing. If they waive off amc, he'll continue using card and spend Atleast 5-10k otherwise nothing. Customer is king & should be!
 
You must log in or register to reply here.
Apply For SBI Cashback Credit Card

Similar threads

I
  • Question
Query regarding the right time for making SBI card LTF.
2
Replies
21
Views
1K
SSV
SSV
frezcoop
  • Question
Wait time for 2nd SBI Card?
Replies
4
Views
253
python00078
python00078
Shalbin
  • Question
Number of SBI Core Credit Card, I can Hold at a time
Replies
14
Views
369
Rdspam
Rdspam
diptarkaroy
  • Question
Experience of getting SBI 2nd card pre approved
Replies
2
Views
222
diptarkaroy
diptarkaroy
chaitanyaallam
  • Question
Sbi card statement error
Replies
2
Views
133
chaitanyaallam
chaitanyaallam
Top