Platforms to check Credit Score for free

[StanRoute66]

If you don't wanna spend some ₹1k per annum on CIBIL membership (Which has it's own advantages ) ,then here are a few Options to keep you updated on your Credit Profile for FREE :

1. OneScore - CIBIL + Experian (Once a Month)
2. PaisaBazaar - CIBIL + Experian + CRIF + Equifax (Once a Month)
3. BankBazaar - Don't even think about it (Trust me , just don't)
4. Paytm - CIBIL for some , Equifax for some, Experian for Some (Once a Quarter)
5. Bajaj Finserv- CIBIL (Once a Month) Link
6. Kotak Bank - Experian (Once a Quarter)
7. CRED - CRIF + Experian (Once a Month)
8. Amazon App - CIBIL (Once a Quarter/3months , and works for a few people only )
9. Payme IN - CIBIL (Whenever you want) Link [Be ready for Spam calls]
10. Freecharge - CIBIL (Once a Quarter)
11. Wishfin - CIBIL (Once a Month) Link
12. IIFL - CIBIL (Whenever You want) Link
13. Indialends - CIBIL (Once a month) Link [Be ready for SPAM Calls]
14. CreditMantri - Equifax (Once a Month) Link
15. Axis Bank - CIBIL (Once a Month) Link for Registration , Link for Returning Customer
16. Bank Karo - CRIF (Once a month) Link
17. Tata Neu - Experian (Tried only once) Under NeuPass Tab , press on "My Credit" .
18. INDMoney App - Experian (Once a Month)
19. BharatPe - Experian (Once a month)
20. KhataBook - Experian (Once a month)
21. MyMoneyKarma - Equifax (Once a Month) - Link
22. Experian Business Account on Whatsapp - Experian (Whenever needed) - Link
23. Airtel Thanks App - CRIF for some (CIBIL Discontinued)
24. GPay App - CIBIL (Once a Month)
25. Poonawalla Fincorp - CIBIL (Whenever You want) Link [Be ready for Spam calls]
26. Fit.Credit App - CRIF (Once in 45 Days)
27. Fi Money App - Experian (Once a Month & only for Fi Account Holders)
28. Moneycontrol - CRIF (Once a Month) Link
29. Groww Credit - CIBIL (only for limited set of Groww users for now; refresh frequency is unknown) Link
30. Another bank or Fintech apps ? Anymore platforms ? Let us know in this thread and I will keep updating this post .

Discontinued

1. LazyPay - CIBIL (Once a Month) Link [Currently Discontinued]
2. SBI Home Loan - CIBIL (Once a month) Link [Currently Discontinued]
3. Yes Bank - CIBIL Score (Once a Month) Registration Link , Link for Returning Customers [Currently Discontinued]
4. RBL - CIBIL Score (Once a Quarter/3months) Registration Link , Link for Returning Customers [Currently Discontinued]
5. ICICI netBanking and iMobile App - CIBIL (Free only For Wealth Management Customers) (Once a Month) [Currently Discontinued]
6. HDFC - CIBIL Score (Once a Month) Link to Register , Link for returning users [Currently Discontinued]

 

[ashwink]

Millenia offers 1 per quarter.

Ha

 

[StanRoute66]

HDFC (Savings Max, 25K MAB) is offering all those without any extra charges. So, I guess they are doing charity!? 👀
That's not how it works, at least not in the Private sector. You can't blame the customer, he can/will switch to better option always. 🤷‍♂️

In HDFC Savings Max account , the Personal accidental cover is 10L and not 35L which is offered by IDFC First .
+ There is capping of 25 cheque leaves a year for free whereas no such capping in IDFC First . All chequebook free
+PIN regeneration charge is 50 in HDFC , not in IDFC First .
+There is a limit of 5 free cash transactions in HDFC , no limit in IDFC First .
+DD charges are applicable in HDFC , not in IDFC First

 

[007]

In HDFC Savings Max account , the Personal accidental cover is 10L and not 35L which is offered by IDFC First .
+ There is capping of 25 cheque leaves a year for free whereas no such capping in IDFC First . All chequebook free
+PIN regeneration charge is 50 in HDFC , not in IDFC First .
+There is a limit of 5 free cash transactions in HDFC , no limit in IDFC First .
+DD charges are applicable in HDFC , not in IDFC First

So, you are willing to pay ₹499 + GST for all this? TBH I ain't. These services most won't be using anyway. And if someone has too, they won't end up paying equal to the amount mentioned above!

 

[AsB]

If you don't wanna spend some ₹1k per annum on CIBIL membership (Which has it's own advantages ) ,then here are a few Options to keep you updated on your Credit Profile :

1. HDFC - CIBIL Score (Once a Month) Link to Register , Link for returning users
2. OneScore - CIBIL + Experian (Once a Month)
3. PaisaBazaar - CIBIL + CRIF + Equifax (Once a Month)
4. BankBazaar - Don't even think about it (Trust me , just don't)
5. Paytm - CIBIL for some , Equifax for some, Experian for Some (Jab inka mood ho)
6. SBI Home Loan - CIBIL (Whenever you want) Link
7. Bajaj Finserv- CIBIL (Whenever you want) Link
8. Kotak Bank - Experian (Once a Month)
9. CRED - CRIF + Experian (Once a Month)
10. Amazon - CIBIL (Moody , and works for a few people only )
11. Payme IN - CIBIL (Whenever you want) Link [Be ready for Spam calls]
12. Freecharge - CIBIL (Once a Month)
13. Wishfin - CIBIL (Once a Month) Link
14. IIFL - CIBIL (Whenever You want) Link
15. MyMoney (App) by IIFL - CIBIL , Experian (Once a Month)
16. Indialends - CIBIL (Whenever You want) Link
17. Another bank or Fintech apps ? Anymore platforms ? Let us know in this thread and I will keep updating this post .

Are they trustworthy? I am very conscious about these, after foul play by Dhani

 

[AsB]

You're not alone
I believe it's once in 3 months

Yes. For PayTM Credit Score is updated once every quarter

 

[007]

Are they trustworthy? I am very conscious about these, after foul play by Dhani

1, 2, 5, 6, 9, 10 are pretty trustworthy according to me. If you want to narrow down further stick with 1 (HDFC) & 6 (SBI).

 

[AsB]

I also think that one should buy the CIBIL report (1k for 1 year) at least once in 3 years, if not every year.

 

[AsB]

1, 2, 5, 6, 9, 10 are pretty trustworthy according to me. If you want to narrow down further stick with 1 (HDFC) & 6 (SBI).

I wasn't talking about companies like HDFC or SBI, as they are totally trustworthy. Even OneScore, although I cannot use that. Because there were some verification error, and once that happens, I will never be able to use One Score again.

 

[AsB]

I'm using one score and iMobile pay app .

Where does iMobile app have for CIBIL/Any other Credit report option?

 

[AsB]

I currently have and it's the best

Does it update the CIBIL report everytime there is an enquiry, or any other change, or do you get reports only once every month? I am planning to buy one year very soon (by next week), so I want to get some info.

 

[StanRoute66]

Are they trustworthy? I am very conscious about these, after foul play by Dhani

a few of them are not ... I have written

 

[vaibhav111]

https://myscore.cibil.com/CreditView/login.page?enterprise=HDFCBANK

i can't login using same credentials on cibil.com

 

[AsB]

https://myscore.cibil.com/CreditView/login.page?enterprise=HDFCBANK

i can't login using same credentials on cibil.com

You will need to re-register. CIBIL through customer and CIBIL through 3rd party are two different things.

 

[AsB]

You will need to re-register. CIBIL through customer and CIBIL through 3rd party are two different things.

To register, you should use the Register URL. Once done, you can use the Login URL

 

[vaibhav111]

To register, you should use the Register URL. Once done, you can use the Login URL

yeah i went to 1st page and got the link for registered, thanks for sharing again

 

[soumendunanda]

If you don't wanna spend some ₹1k per annum on CIBIL membership (Which has it's own advantages ) ,then here are a few Options to keep you updated on your Credit Profile :

1. HDFC - CIBIL Score (Once a Month) Link to Register , Link for returning users
2. OneScore - CIBIL + Experian (Once a Month)
3. PaisaBazaar - CIBIL + CRIF + Equifax (Once a Month)
4. BankBazaar - Don't even think about it (Trust me , just don't)
5. Paytm - CIBIL for some , Equifax for some, Experian for Some (Once a Quarter)
6. SBI Home Loan - CIBIL (Whenever you want) Link
7. Bajaj Finserv- CIBIL (Whenever you want) Link
8. Kotak Bank - Experian (Once a Month)
9. CRED - CRIF + Experian (Once a Month)
10. Amazon - CIBIL (Once a month, and works for a few people only )
11. Payme IN - CIBIL (Whenever you want) Link [Be ready for Spam calls]
12. Freecharge - CIBIL (Once a Month)
13. Wishfin - CIBIL (Once a Month) Link
14. IIFL - CIBIL (Whenever You want) Link
15. MyMoney (App) by IIFL - CIBIL , Experian (Once a Month)
16. Indialends - CIBIL (Whenever You want) Link
17. Another bank or Fintech apps ? Anymore platforms ? Let us know in this thread and I will keep updating this post .

Whenever you want means i can refresh score every few days?
And score gets changed?

 

[AsB]

Whenever you want means i can refresh score every few days?
And score gets changed?

No. That is not available. In such case, where you want it updated everyday, you will have to buy from CIBIL.

 

[Chegg]

Best application for FREE Credit Score & detailed Report (except OneScore). Please Suggest. Thank you

 

[Rajkumar]

Wishfin

 

[TheTrickySid]

Best application for FREE Credit Score & detailed Report (except OneScore). Please Suggest. Thank you

Platforms to check Credit Score for free

If you don't wanna spend some ₹1k per annum on CIBIL membership (Which has it's own advantages ) ,then here are a few Options to keep you updated on your Credit Profile for FREE : OneScore - CIBIL + Experian (Once a Month)...

www.technofino.in

Request you don't create threads directly, firstly try to lookout for information from already present threads.
Cheers