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The first post in this thread is a WikiPost, and can be edited by anyone with the appropriate permissions.
StanRoute66

StanRoute66

TF Ace
VIP Lounge
If you don't wanna spend some ₹1k per annum on CIBIL membership (Which has it's own advantages ) ,then here are a few Options to keep you updated on your Credit Profile for FREE :

  1. OneScore - CIBIL + Experian (Once a Month)
  2. PaisaBazaar - CIBIL + Experian + CRIF + Equifax (Once a Month)
  3. BankBazaar - Don't even think about it (Trust me , just don't)
  4. Paytm - CIBIL for some , Equifax for some, Experian for Some (Once a Quarter)
  5. Bajaj Finserv- CIBIL (Once a Month) Link
  6. Kotak Bank - Experian (Once a Quarter)
  7. CRED - CRIF + Experian (Once a Month)
  8. Amazon App - CIBIL (Once a Quarter/3months , and works for a few people only )
  9. Payme IN - CIBIL (Whenever you want) Link [Be ready for Spam calls]
  10. Freecharge - CIBIL (Once a Quarter)
  11. Wishfin - CIBIL (Once a Month) Link
  12. IIFL - CIBIL (Whenever You want) Link
  13. Indialends - CIBIL (Once a month) Link [Be ready for SPAM Calls]
  14. CreditMantri - Equifax (Once a Month) Link
  15. Axis Bank - CIBIL (Once a Month) Link for Registration , Link for Returning Customer
  16. Bank Karo - CRIF (Once a month) Link
  17. Tata Neu - Experian (Tried only once) Under NeuPass Tab , press on "My Credit" .
  18. INDMoney App - Experian (Once a Month)
  19. BharatPe - Experian (Once a month)
  20. KhataBook - Experian (Once a month)
  21. MyMoneyKarma - Equifax (Once a Month) - Link
  22. Experian Business Account on Whatsapp - Experian (Whenever needed) - Link
  23. Airtel Thanks App - CRIF for some (CIBIL Discontinued)
  24. GPay App - CIBIL (Once a Month)
  25. Poonawalla Fincorp - CIBIL (Whenever You want) Link [Be ready for Spam calls]
  26. Fit.Credit App - CRIF (Once in 45 Days)
  27. Fi Money App - Experian (Once a Month & only for Fi Account Holders)
  28. Moneycontrol - CRIF (Once a Month) Link
  29. Another bank or Fintech apps ? Anymore platforms ? Let us know in this thread and I will keep updating this post .
Discontinued
  1. LazyPay - CIBIL (Once a Month) Link [Currently Discontinued]
  2. SBI Home Loan - CIBIL (Once a month) Link [Currently Discontinued]
  3. Yes Bank - CIBIL Score (Once a Month) Registration Link , Link for Returning Customers [Currently Discontinued]
  4. RBL - CIBIL Score (Once a Quarter/3months) Registration Link , Link for Returning Customers [Currently Discontinued]
  5. ICICI netBanking and iMobile App - CIBIL (Free only For Wealth Management Customers) (Once a Month) [Currently Discontinued]
  6. HDFC - CIBIL Score (Once a Month) Link to Register , Link for returning users [Currently Discontinued]
 
Last edited:
infinia_finally

infinia_finally

TF Premier
VIP Lounge
I was checking my free cibil score in paisabazaar.
It shows incorrect last 4 digits of all my CC
Is it deliberate?

Also it shows my last HDFC card (that was upgraded) as Active in addition to the upgraded one. Is that expected?
 
the_dark_knight

the_dark_knight

TF Ace
Contributor
When we upgrade/replace any existing credit card into another variant, the corresponding cibil account number remains the same I guess? Or the banks create a new account in the bureau too?
I was under the impression the bureau account remains same
 
V

Vineet_

TF Premier
Please any, one confirms i can't see any credit enquiry for more than 3 years for me now it reflects till april 2021 duration credit enquiry. Is there any changes in cibil reports or issue from amazon side similar i experience in March month some of enquiry getting vanished in sbi cibil report only from today to prevoious 3 years it reflects. Sbi checked on 01APR2024 now it. discontinued.

Anyone please confirm from official cibil report today i can see in axis , paisabazar same enquiry missing above april 2021 is it removed or temporarily not visible in cibil report.

www.technofino.in

Platforms to check Credit Score for free

If you don't wanna spend some ₹1k per annum on CIBIL membership (Which has it's own advantages ) ,then here are a few Options to keep you updated on your Credit Profile for FREE : 1. HDFC - CIBIL Score (Once a...
www.technofino.in www.technofino.in
 
James

James

TF Ace
the_dark_knight said:
When we upgrade/replace any existing credit card into another variant, the corresponding cibil account number remains the same I guess? Or the banks create a new account in the bureau too?
I was under the impression the bureau account remains same
Click to expand...
They'll update the current account number with new account number but his will be same. They'll not close the account if you upgrade. Hdfc did the same for me
 
the_dark_knight

the_dark_knight

TF Ace
Contributor
James said:
They'll update the current account number with new account number but his will be same. They'll not close the account if you upgrade. Hdfc did the same for me
Click to expand...
Okay that means, two accounts won't reflect in cibil and only one will remain at last, but that cibil card acc number will only get changed, however the payment history will still remain intact and account opening date would be same as the previous one. Is my understanding correct here?
And this may not be true for all banks?
 
James

James

TF Ace
the_dark_knight said:
Okay that means, two accounts won't reflect in cibil and only one will remain at last, but that cibil card acc number will only get changed, however the payment history will still remain intact and account opening date would be same as the previous one. Is my understanding correct here?
And this may not be true for all banks?
Click to expand...
Yes.
I'm not sure about other banks
 
Copycat

Copycat

TF Ace
VIP Lounge
Pankhuri said:
If I already have a cibil account, do I need to register account on this link again? If yes, can I use the same email id here too or do I need to use a different one?
Click to expand...

I had registered for a free account via Yes Bank not Axis Bank. But the same credentials worked for Axis Bank too
 
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nomad

TF Premier
Vineet_ said:
Please any, one confirms i can't see any credit enquiry for more than 3 years for me now it reflects till april 2021 duration credit enquiry. Is there any changes in cibil reports or issue from amazon side similar i experience in March month some of enquiry getting vanished in sbi cibil report only from today to prevoious 3 years it reflects. Sbi checked on 01APR2024 now it. discontinued.

Anyone please confirm from official cibil report today i can see in axis , paisabazar same enquiry missing above april 2021 is it removed or temporarily not visible in cibil report.

www.technofino.in

Platforms to check Credit Score for free

If you don't wanna spend some ₹1k per annum on CIBIL membership (Which has it's own advantages ) ,then here are a few Options to keep you updated on your Credit Profile for FREE : 1. HDFC - CIBIL Score (Once a...
www.technofino.in www.technofino.in
Click to expand...
CIBIL takes last 3 years into account hence you will not be able to see transactions or enquiries before 3 years
 
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The first post in this thread is a WikiPost, and can be edited by anyone with the appropriate permissions.
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