Platforms to check Credit Score for free

StanRoute66 · May 23, 2022

If you don't wanna spend some ₹1k per annum on CIBIL membership (Which has it's own advantages ) ,then here are a few Options to keep you updated on your Credit Profile for FREE :

OneScore - CIBIL + Experian (Once a Month)
PaisaBazaar - CIBIL + Experian + CRIF + Equifax (Once a Month)
BankBazaar - Don't even think about it (Trust me , just don't)
Paytm - CIBIL for some , Equifax for some, Experian for Some (Once a Quarter)
Bajaj Finserv- CIBIL (Once a Month) Link
Kotak Bank - Experian (Once a Quarter)
CRED - CRIF + Experian (Once a Month)
Amazon App - CIBIL (Once a Quarter/3months , and works for a few people only )
Payme IN - CIBIL (Whenever you want) Link [Be ready for Spam calls]
Freecharge - CIBIL (Once a Quarter)
Wishfin - CIBIL (Once a Month) Link
IIFL - CIBIL (Whenever You want) Link
Indialends - CIBIL (Once a month) Link [Be ready for SPAM Calls]
CreditMantri - Equifax (Once a Month) Link
Axis Bank - CIBIL (Once a Month) Link for Registration , Link for Returning Customer
Bank Karo - CRIF (Once a month) Link
Tata Neu - Experian (Tried only once) Under NeuPass Tab , press on "My Credit" .
INDMoney App - Experian (Once a Month)
BharatPe - Experian (Once a month)
KhataBook - Experian (Once a month)
MyMoneyKarma - Equifax (Once a Month) - Link
Experian Business Account on Whatsapp - Experian (Whenever needed) - Link
Airtel Thanks App - CRIF for some (CIBIL Discontinued)
GPay App - CIBIL (Once a Month)
Poonawalla Fincorp - CIBIL (Whenever You want) Link [Be ready for Spam calls]
Fit.Credit App - CRIF (Once in 45 Days)
Fi Money App - Experian (Once a Month & only for Fi Account Holders)
Moneycontrol - CRIF (Once a Month) Link
Another bank or Fintech apps ? Anymore platforms ? Let us know in this thread and I will keep updating this post .

Discontinued

LazyPay - CIBIL (Once a Month) Link [Currently Discontinued]
SBI Home Loan - CIBIL (Once a month) Link [Currently Discontinued]
Yes Bank - CIBIL Score (Once a Month) Registration Link , Link for Returning Customers [Currently Discontinued]
RBL - CIBIL Score (Once a Quarter/3months) Registration Link , Link for Returning Customers [Currently Discontinued]
ICICI netBanking and iMobile App - CIBIL (Free only For Wealth Management Customers) (Once a Month) [Currently Discontinued]
HDFC - CIBIL Score (Once a Month) Link to Register , Link for returning users [Currently Discontinued]

Dinnong · Feb 16, 2023

WandereR0 said:
@Dinnong How to delete the account? I mailed them to change email and details. They asked my photo with PAN. I asked them to delete the account

I mailed them to delete.

yusuf646 · Feb 18, 2023

StanRoute66 said:
If you don't wanna spend some ₹1k per annum on CIBIL membership (Which has it's own advantages ) ,then here are a few Options to keep you updated on your Credit Profile for FREE :

1. HDFC - CIBIL Score (Once a Month) Link to Register , Link for returning users [Currently Discontinued]
2. OneScore - CIBIL + Experian (Once a Month)
3. PaisaBazaar - CIBIL + CRIF + Equifax (Once a Month)
4. BankBazaar - Don't even think about it (Trust me , just don't)
5. Paytm - CIBIL for some , Equifax for some, Experian for Some (Once a Quarter)
6. SBI Home Loan - CIBIL (Once a month) Link
7. Bajaj Finserv- CIBIL (Whenever you want) Link
8. Kotak Bank - Experian (Once a Month)
9. CRED - CRIF + Experian (Once a Month)
10. Amazon App - CIBIL (Once a Quarter/3months , and works for a few people only )
11. Payme IN - CIBIL (Whenever you want) Link [Be ready for Spam calls]
12. Freecharge - CIBIL (Once a Month)
13. Wishfin - CIBIL (Once a Month) Link
14. IIFL - CIBIL (Whenever You want) Link
15. ICICI netBanking and iMobile App - CIBIL (Free only For Wealth Management Customers) (Once a Month)
16. Indialends - CIBIL (Once a month) Link
17. RBL - CIBIL Score (Once a Quarter/3months) Registration Link , Link for Returning Customers
18. Yes Bank - CIBIL Score (Once a Month) Registration Link , Link for Returning Customers
19. CreditMantri - Equifax (Once a Month) Link
20. Axis Bank - CIBIL (Once a Month) Link for Registration , Link for Returning Customer
21. LazyPay - CIBIL (Once a Month) Link [Currently Discontinued]
22. Bank Karo - CRIF (Once a month) Link
24. Tata Neu - Experian (Tried only once) Under NeuPass Tab , press on "My Credit" .
25. INDMoney App - Experian (Once a Month)
26. BharatPe - Experian (Once a month)
27. KhataBook - Experian (Once a month)
28. MyMoneyKarma - Equifax (Once a Month) - Link
29. Experian Business Account on Whatsapp - Experian (Whenever needed) - Link
30. Airtel Thanks App - CIBIL (Currently Available for a few users only)
31. Another bank or Fintech apps ? Anymore platforms ? Let us know in this thread and I will keep updating this post .

Add Google Pay - CIBIL (Once a Month)

Credit Karma · Feb 18, 2023

yusuf646 said:
Add Google Pay - CIBIL (Once a Month)

Do you have a Ace CC, or do you do heavy transactions using GPay?

How did you get the CIBIL in Gpay?

bengaltiger · Feb 18, 2023

I found good one is iifl finance for cibil report. No strings attached

One score good as well. App UI is nice a bit connected with onecard

yusuf646 · Feb 18, 2023

Credit Karma said:
Do you have a Ace CC, or do you do heavy transactions using GPay?

How did you get the CIBIL in Gpay?

I don't have Axis Ace & i don't use Google Pay for anything.

Screenshot_2023-02-18-14-19-15-76_4336b74596784d9a2aa81f87c2016f50.jpg

Screenshot_2023-02-18-14-19-33-83_4336b74596784d9a2aa81f87c2016f50.jpg

Credit Karma · Feb 18, 2023

yusuf646 said:
I don't have Axis Ace & i don't use Google Pay for anything.

Which app version is this?

yusuf646 · Feb 18, 2023

Credit Karma said:
Which app version is this?

Version 171.1.4 (arm64-v8a_release_flutter)

Credit Karma · Feb 18, 2023

yusuf646 said:
Version 171.1.4 (arm64-v8a_release_flutter)

Ok 👌

WandereR · Feb 18, 2023

Credit Karma said:
Do you have a Ace CC, or do you do heavy transactions using GPay?

How did you get the CIBIL in Gpay?

I don't have ace still got it. Have a cc added as payment method though.

Credit Karma · Feb 19, 2023

WandereR0 said:
I don't have ace still got it. Have a cc added as payment method though.

I have just installed 171.1.4 version of gpay, and I still have not got it!🙄

rockyBalboa · Feb 19, 2023

Credit Karma said:
I have just installed 171.1.4 version of gpay, and I still have not got it!🙄

It is random. I have also got this option recently but no one in my family has it yet. We can't do anything to get this option. I guess they are rolling it out slowly.

StanRoute66 · Feb 20, 2023

yusuf646 said:
Add Google Pay - CIBIL (Once a Month)

cant find it on my app .

rohitpgarg · Feb 20, 2023

Me neither

Credit Karma · Feb 22, 2023

rockyBalboa said:
It is random. I have also got this option recently but no one in my family has it yet. We can't do anything to get this option. I guess they are rolling it out slowly.

Hope that I may get this option 🔜 😉

Credit Karma · Feb 24, 2023

StanRoute66 said:
If you don't wanna spend some ₹1k per annum on CIBIL membership (Which has it's own advantages ) ,then here are a few Options to keep you updated on your Credit Profile for FREE :

1. HDFC - CIBIL Score (Once a Month) Link to Register , Link for returning users [Currently Discontinued]
2. OneScore - CIBIL + Experian (Once a Month)
3. PaisaBazaar - CIBIL + CRIF + Equifax (Once a Month)
4. BankBazaar - Don't even think about it (Trust me , just don't)
5. Paytm - CIBIL for some , Equifax for some, Experian for Some (Once a Quarter)
6. SBI Home Loan - CIBIL (Once a month) Link
7. Bajaj Finserv- CIBIL (Whenever you want) Link
8. Kotak Bank - Experian (Once a Month)
9. CRED - CRIF + Experian (Once a Month)
10. Amazon App - CIBIL (Once a Quarter/3months , and works for a few people only )
11. Payme IN - CIBIL (Whenever you want) Link [Be ready for Spam calls]
12. Freecharge - CIBIL (Once a Month)
13. Wishfin - CIBIL (Once a Month) Link
14. IIFL - CIBIL (Whenever You want) Link
15. ICICI netBanking and iMobile App - CIBIL (Free only For Wealth Management Customers) (Once a Month)
16. Indialends - CIBIL (Once a month) Link
17. RBL - CIBIL Score (Once a Quarter/3months) Registration Link , Link for Returning Customers
18. Yes Bank - CIBIL Score (Once a Month) Registration Link , Link for Returning Customers
19. CreditMantri - Equifax (Once a Month) Link
20. Axis Bank - CIBIL (Once a Month) Link for Registration , Link for Returning Customer
21. LazyPay - CIBIL (Once a Month) Link [Currently Discontinued]
22. Bank Karo - CRIF (Once a month) Link
24. Tata Neu - Experian (Tried only once) Under NeuPass Tab , press on "My Credit" .
25. INDMoney App - Experian (Once a Month)
26. BharatPe - Experian (Once a month)
27. KhataBook - Experian (Once a month)
28. MyMoneyKarma - Equifax (Once a Month) - Link
29. Experian Business Account on Whatsapp - Experian (Whenever needed) - Link
30. Airtel Thanks App - CIBIL (Currently Available for a few users only)
31. Another bank or Fintech apps ? Anymore platforms ? Let us know in this thread and I will keep updating this post .

Suggestion - If you could, please update this list as per the "potential spam expectations - Low, Medium and High" for each site and/or app.

pjain2712 · Feb 25, 2023

which app/website allows to download CIBIL report?

akshayhs · Feb 25, 2023

pjain2712 said:
which app/website allows to download CIBIL report?

Better to use the official one: myscore.cibil(dot)com

Strange · Feb 25, 2023

pjain2712 said:
which app/website allows to download CIBIL report?

Use SBI home loans to get pdf.

bengaltiger · Feb 25, 2023

Recently I found poonawala finance good one. Pdf has full history.

Strange · Feb 25, 2023

bengaltiger said:
Recently I found poonawala finance good one. Pdf has full history.

Link?

Platforms to check Credit Score for free

TF Ace

TF Premier

TF Premier

TF Premier

TF Premier

TF Premier

TF Premier

TF Premier

TF Premier

TF Ace

TF Premier

TF Premier

TF Ace

TF Premier

TF Premier

TF Premier

TF Premier

TF Ace

TF Legend

TF Premier

TF Legend

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