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PAYZAPP - Surprisingly Slick

  • Thread starter Thread starter Zacobite
  • Start date Start date
  • Replies Replies 111
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Don't want to close my MB card since that is my oldest active card (9 years) with a perfect payment record.

If I can't make HDFC see reason, I don't gain, but neither can I see what they gain out of a virtually unused card! If they are happy with the situation for some mysterious reason, then so be it! -- I have other, much better cards from other banks to use.
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Yahi reason se dunia me pareshan hain log. 4-6 mahine me CIBIL sab sahi ho jata hai agar kuchh drop hua to
 
That's exactly what I'm doing.

... And HDFC has no other option than to accept the situation that my card would see only occasional use, whether or not it makes any business sense for them! 🙂
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Get HDFC Tata neu card, after that raise a request to close Mb+ . Try to negotiate for upgrade if you get any retention call. Otherwise just close the card and apply after 6 months or apply via branch. It's March so who knows you may get lucky.
 
Get HDFC Tata neu card, after that raise a request to close Mb+ . Try to negotiate for upgrade if you get any retention call. Otherwise just close the card and apply after 6 months or apply via branch. It's March so who knows you may get lucky.
I recently contacted HDFC regarding the closure of my father’s card. They promptly closed the card within 5 days of my email, without any retention call or retention mail.”
 
HDFC gives importance to Axis, SCB, HSBC and SBI credit card statements for manual LE request. Few more banks are there but I do not remember them.
True. Among Indian bank hdfc gives more importance to Axis and sbi cl as they don't give ridiculous le like icici.
Most foreign bank like scb,hsbc and dbs are like that also. As their target customers are rich, salaried and from tier 1 city. These banks dont put too much stress on their cc business.
 
Get HDFC Tata neu card, after that raise a request to close Mb+ . Try to negotiate for upgrade if you get any retention call. Otherwise just close the card and apply after 6 months or apply via branch. It's March so who knows you may get lucky.
Keeping only cobranded card is a bigger ditch than mb+. Better to close all CCs and apply fresh after 3-6m.
 
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