this post should be marked as Solution ...Op
Conclusion here is
Only your parents can help you in this matter
No matter what others are saying.
As we don't know your financial status
You should speak to your parents or you can take it as loan from parents which u should and must pay back to them after you settle and start getting income
U will get many advices here or in other places
Trust me best one is telling your parents as u are just 23
Rotation is in no sense a source of income
And people doing that are either students looking to meet their expense like me
Or some others who thinks it's income source while it's not
And should be stopped
And for time being stop using your cards
And focus on job findings
And make sure to spent less time here
Reason I am saying is
There are lots of tempting offer deals and tricks
Which force you directly/indirectly to fall for
Hope it will help you