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Ongo RuPay Card | Axis Atlas & Other Credit Card Reward + 1.5% off Amazon gv, 2.5% off Flipkart gv etc

Abhishek012

TF Pioneer
Ongo RuPay Card | Axis Atlas & Other Credit Card load Reward + 1.5% off Amazon gv, 2.5% off Flipkart gv etc:

Play Store:

IOS Store:
Note - Merchant category is Telecom (not Utility) and 0% (zero) cashback for SBI Cashback credit card. After transaction call your bank and ask MCC code.

SBI Cashback credit card holders use this trick to buy Amazon gv at 5% cashback -
Ongo-Consumer-Card_Final_CTC_85.6x54mm-B.jpg

Download and Signup -

Note -
Signup through any mobile number but make sure your aadhaar link mobile number is active to get aadhaar otp sms.

Popup window will open for full kyc.

Do your selfie, aadhar front & back pic with aadhar number + pan pic with pan number and now next page enter aadhar otp.

Congrats your full kyc completed with 2 lakhs monthly limit.

Now generate your virtual RuPay card and activate ecom transaction + set your transaction limit.

You can also order physical card, i think no charges (not sure).

Now load money using credit card/prepaid card and use.

Merchant category is Telecom (not Utility) and 0% (zero) cashback for SBI Cashback credit card. After transaction call your bank and ask MCC code.

Try small amount like Rs100.

Which credit card/prepaid card give rewards ?

Axis Atlas credit card,

Axis ACE Credit Card - Unlimited 2% Cashback on telecom/utility category.

AU Lit Credit Card,

HSBC Cashback credit card - Unlimited 1.5% Cashback on telecom/utility category.

Try any other credit card which give reward/cashback on Telecom category but i recommended, after load Rs100. Call your bank and verify the MCC code.

Where to spend ?

Option 1)

Buy gift vouchers like Amazon, Flipkart, Swiggy, HP pay code etc.

1.5% off Amazon gift voucher + your credit card benefit

2.5% off Flipkart gift voucher + your credit card benefit,

2% off Swiggy gift voucher + your credit card benefit,

0.5% off HP Petro pay code gift voucher + your credit card benefit.

Many other gift vouchers available.

Note - I haven't purchased any gift voucher yet.

Screenshot_20240121-175945.jpg
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Option 2)

Bank transfer or Credit Card bill payment ?


Well, this card is supported Wallet spend too.

you can load Rs1000 free per month on Mobikwik wallet without any charges.

After Rs1000 load, Try Century coupon code unlimited times and get 1% upto 100 cashback per laod money transaction and charges after cashback Rs1.85% something.

Other tricks -

phonepe, cred, freecharge, paytm etc - Rent payment/Education payment option to bank transfer (use your own upi id to transfer to bank).

Charges approx 1.5% to 1.8% something. Freecharge, Phonepe paytm, cred also offer discount on rent/education payment.
hp pay
You can try any other website prepaid card is accepted.
 
Last edited:

techt

TF Legend
Ongo card 💳
bro songs GIF
 

Harry1

TF Legend
VIP Lounge
Telecom is 4814 mcc?

1.5% discount+ credit card reward seems interesting. But too new to try😅. I think it will get devalued within a week.

Btw what is monthly limit for free credit card loading and Amazon voucher purchase?
 

Abhishek012

TF Pioneer
Telecom is 4814 mcc?

1.5% discount+ credit card reward seems interesting. But too new to try😅. I think it will get devalued within a week.

Btw what is monthly limit for free credit card loading and Amazon voucher purchase?
Free 2 lakhs monthly loading.

Amazon gift voucher limit - No idea. Rs5000*40 Quantity available to buy but I haven't purchased any gift voucher yet. First try small denomination.

Screenshot_20240121-191544.jpg
Screenshot_20240121-191559.jpg
 

realSP

TF Premier
VIP Lounge
Added Rs 247/- to the Ongo wallet from the Atlas card. I attempted to purchase an Amazon Pay gift card worth Rs 250/- for Rs 246.25 (1.5% discount). However, when I entered the MPIN for the final purchase, it showed 'wrong MPIN entered.' I tried multiple times after rechecking my MPIN, but it still displayed 'wrong MPIN.'

Subsequently, I entered the Ongo card number into the Payzaap wallet and added money.
 
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