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Yes 235 charges per yearDon't go for it as there are charges
And no loungesYes 235 charges per year
totally agree with you. Although it doesn't have any reward structure, still was convenient and cost effective card. Compliances ka chakkar bhari pad gya bass!The Zero Forex Debit Card that was offered by Niyo-SBM was a life saver for me during my Dubai trip.
Hope this will be the best alternate.
Had to purchase gold and electronics in Dubai. The value was around 4-5L. Since this account had a proper NEFT setup, I was able to transfer funds from my main Axis account to Niyo-SBM account very easily. The card worked flawlessly there.totally agree with you. Although it doesn't have any reward structure, still was convenient and cost effective card. Compliances ka chakkar bhari pad gya bass!
Hi
Anyone used the NiyoX equitas card to withdraw cash from International ATM? did it works without any issue?
The waiver is for joining fees only & not annual fees, right?Update: Niyo is waiving the joining charges of 199+GST for this card on initial loading of INR 1000 or more.
I got this one as it is easy, cheap, convenient option for using overseas. While applying, got to know about this offer.
The charges of 236 got refunded within 1 hour of loading the card account.
So, it is good for using atleast 1 year. Will see before renewal if I want to continue or close it!
Yes, rightThe waiver is for joining fees only & not annual fees, right?
actually, technically its not a waiver....but a one time cashback type scheme (equivalent to joining fees)Yes, right
The joining fee waiver is in Equitas Niyo for sure...not sure if its there for DBS or not!Okay, thanks!
I don't see the DCB offer in the Niyo app now. I remember seeing it earlier.
Thanks for the clarification!The joining fee waiver is in Equitas Niyo for sure...not sure if its there for DBS or not!
Just checked with Niyo Equitas team, they say there are no annual fees for the card and the issuance fees are refunded back.Don't go for it as there are charges
That's what I was also told for niyo equitas global. I trust niyo somewhat after using niyo sbm account. If was good while it lasted.Just checked with Niyo Equitas team, they say there are no annual fees for the card and the issuance fees are refunded back.
This effectively makes it free.
What other charges are you referring to?
Please check if they charged you renewal fee??The Zero Forex Debit Card that was offered by Niyo-SBM was a life saver for me during my Dubai trip.
Hope this will be the best alternate.