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My mother SBI Simply Save CC not close by the SBI Employee since 2019

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mukundstud

TF Premier
If your mother has been a victim of a fraud, do not panic. Call SBI Customer Care and report the fraud transaction immediately. If the fraudster is posing as a bank employee, then the fraud amount is not your liability. You will get your refund. But why are you saying "SBI Simply Save CC not close since 2020"?
 
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A

Abhishekmaitry

TF Buzz
mukundstud said:
If your mother has been a victim of a fraud, do not panic. Call SBI Customer Care and report the fraud transaction immediately. If the fraudster is posing as a bank employee, then the fraud amount is not your liability. You will get your refund. But why are you saying "SBI Simply Save CC not close since 2020"?
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Thank you for your replying
 
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A

Abhishekmaitry

TF Buzz
mukundstud said:
If your mother has been a victim of a fraud, do not panic. Call SBI Customer Care and report the fraud transaction immediately. If the fraudster is posing as a bank employee, then the fraud amount is not your liability. You will get your refund. But why are you saying "SBI Simply Save CC not close since 2020"?
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My mother apply for close but sbi employee not close the card
 
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M

mukundstud

TF Premier
Abhishekmaitry said:
My mother get fraud by SBi call centre. My mother pay almost Rs.8000 please help me. I want to help from you. I will complain in RBI banking Ombudsman
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if what @HyperBeast said is correct, you should first write to nodal officer/principal nodal officer of SBI Cards. If you do not get a satisfactory reply, then you should complain in RBI Banking Ombudsman Portal. The complicated part is that you have to prove that you had given the card closure request on 2020. Else, it will be very difficult to get the refund.

Also, are you sure that there were no outstanding dues on your card when you gave its closure request? Maybe your card closure request was rejected due to some outstanding balance. Cause I know a person who did not use his SBI card, since 2017, but his outstanding penalty is being shown as Rs. 5000, which is less than yours. You can have a look at the thread on a similar issue raised by me:

www.technofino.in

Waiver of Interest Charges on SBI Credit Card?

I was casually talking to one of my seniors, when suddenly, a discussion on the benefits of credit cards started between us. I came to know that he was pushed an SBI SimplyClick credit card by an agent 5 years back(when he was an MTech student), and has not used/checked that card a Single Time...
www.technofino.in www.technofino.in
 
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M

mukundstud

TF Premier
Abhishekmaitry said:
My father got a call from SBI for a credit card. My father was happy with the free interest rule. And my father got the account opened in mother's name. All these things are done by the employees of the call center of SBI. She also added insurance along with the credit card, whose amount is deducted in some different way, I mean the price has changed every month. You can see the document is attached. This whole thing has started from 27th June and the main thing is that the credit card was not activated, it has never been activated and before 28th January the call comes from the credit card company asking for deactivation. And this time I was taking bath, my father was upset with the credit card, so he gave all the card details (CVV too) but at the time of OTP he understood then did not give OTP. Then my parent complain and SBI employee asked him for charges for account closure which was Rs.5484 and all this money was added in my mother's credit card. And doing all this the total became Rs.8637 . The most surprising thing is that it never got closed. 10th july got a receive a message ( All required photo attached) i don't know what's that mean. Also NOC not issued by bank
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Jo aapne pictures bheji hai, unhe dekhke lagta hai ki aapka card band ho chuka hai. Aapko SBI waalo ne message karke ye bola hai ki aapne apne credit card me Rs. 1.44 extra jama kar diye the. Wo waapas le lijiye. But kisi bhi haalat me apna card number, CVV, PIN, aadi kisi ko na bataayein.

Waise aap check kar sakte hain ki aapka card band hua hai ki nahi. Apni mummy ki CIBIL report check kar lein. Usme dikhaata hai ki kaun si tareek ko aapka card band hua tha. Agar band hone ki koi bhi tareekh nahi likhi, to iska matlab aapka card abhi bhi chalu hai. Waise mujhe ummeed hai ki aapka card band ho chuka hai.
 
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A

Abhishekmaitry

TF Buzz
mukundstud said:
Jo aapne pictures bheji hai, unhe dekhke lagta hai ki aapka card band ho chuka hai. Aapko SBI waalo ne message karke ye bola hai ki aapne apne credit card me Rs. 1.44 extra jama kar diye the. Wo waapas le lijiye. But kisi bhi haalat me apna card number, CVV, PIN, aadi kisi ko na bataayein.

Waise aap check kar sakte hain ki aapka card band hua hai ki nahi. Apni mummy ki CIBIL report check kar lein. Usme dikhaata hai ki kaun si tareek ko aapka card band hua tha. Agar band hone ki koi bhi tareekh nahi likhi, to iska matlab aapka card abhi bhi chalu hai. Waise mujhe ummeed hai ki aapka card band ho chuka hai.
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Thank you for helping one more thing
Mere mummy ke CC ko aaj maine use kar ke dekha tha Amazon par OTP aaya tha main fill nhi kiya hai. Pics upload karta hun thodi der me
 
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M

mukundstud

TF Premier
Abhishekmaitry said:
Thank you for helping one more thing
Mere mummy ke CC ko aaj maine use kar ke dekha tha Amazon par OTP aaya tha main fill nhi kiya hai. Pics upload karta hun thodi der me
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Mujhe bhi is issue ka experience hai. Maine bhi 3 mahine pehle Indusind Bank ka credit card close karwaya tha. Mujhe unhone mail kar diya, ki card successfully close ho gaya hai. Bola ki mail us mail ko NOC maan ke chalu. CIBIL me bhi card closed dikha raha hai. Phir bhi maine jab us card se Re 1 paytm wallet me load karne ka try kara, to OTP aa gaya mere mobile pe. Maine bhi OTP enter nahi kara. Indusind Mobile App pe mera card deactivated hi dikh raha. Iska kuchh kara nahi jaa sakta. Better hai card ko kahi sambhaal ke rakh do aap, taaki koi doosra use use na kar paaye.

Ek baar aap apni mummy ki CIBIL report check kar lo. Usme dikha dega ki unka card band ho gaya hai ki nahi.
 
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A

Abhishekmaitry

TF Buzz
mukundstud said:
Mujhe bhi is issue ka experience hai. Maine bhi 3 mahine pehle Indusind Bank ka credit card close karwaya tha. Mujhe unhone mail kar diya, ki card successfully close ho gaya hai. Bola ki mail us mail ko NOC maan ke chalu. CIBIL me bhi card closed dikha raha hai. Phir bhi maine jab us card se Re 1 paytm wallet me load karne ka try kara, to OTP aa gaya mere mobile pe. Maine bhi OTP enter nahi kara. Indusind Mobile App pe mera card deactivated hi dikh raha. Iska kuchh kara nahi jaa sakta. Better hai card ko kahi sambhaal ke rakh do aap, taaki koi doosra use use na kar paaye.

Ek baar aap apni mummy ki CIBIL report check kar lo. Usme dikha dega ki unka card band ho gaya hai ki nahi.
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Thank you once again my CID bro 🙂
I checked my mother cibil(difficult to open cibil so i visit in experian and CC is close but unhone Rs.5000 ke around ke liye ke kuch jada nhi hai by the way mujhe aaj pta chala meri mummy ka cibil 876 which is very good. Love you my CID bro
 
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