My HDFC credit card journey and the way forward

[cardio_guycardio_guy is verified member.]

I am someone who spoiled many good chances of getting better cards early on. But HDFC has been overall good to me, and nothing went wrose.
When I started my credit card journey, I was not aware about core/cobranded problems of HDFC.
I have posted in different threads about these milestones but I thought a dedicated post will help to document everything in one place.
Here's a rough timeline of my journey with HDFC so far:

• April 2023: Applied and got Tata Neu Plus FYF (Limit 86k)
• July 2023: Closed Neu Plus permanently (Because I wanted Infinity)
• November 2023: Applied and got Swiggy (Paid 500 JF + 500 AF, Limit: 1.25L)
• September 2024: Credit limit of Swiggy card increased to 1.52L
• October 2024: Applied and got Neu Infinity. (FYF, same limit, 1.52L)
• November 2024: Got both Neu and Swiggy converted to LTF
• December 2024: Opened HDFC salary account (Preferred variant)
• January 2025 onwards: Salary started crediting in HDFC account (net monthly: 2L)
• March 2025: Limits of Neu Infinity and Swiggy enhanced to 7.63L (used these cards extensively in the last 2 months)
• May-end 2025: Waited for 2-3 months but no preapproved offers have come yet.
• May 26-29. 2025: Applied for Freedom card via Paytm, got it approved & received the physical card. Same limit as other existing cards.
• June 1 2025: Applied for Mariott Bonvoy card, got rejected. (will have to wait for cooling period to apply for a new card)
• June 2 2025: Wrote mail to greivence redressal and PNO to upgrade Freedom card. Waiting for their response.

As of now I am standing with 3 cards - HDFC Swiggy, Tata Neu Infinity and Freedom.
My future plan is to upgrade Freedom to a better core card - RG/DCB/Infinia and also to get the MB card.
I will also have to change/alter my spend patterns to align with the best case usage of these cards.
There is a long way to go in front of me. I will update my future journey here as and when it happens.