Did you meet the below criteria?? Have you met the spent criteria of 4L in the past 6 months??Tried for upgradation of Millennia to DCB Metal. Not successful.
Also got to know through phone banking that offer for upgradation to Regalia Gold is going to be updated in the system in few days. But I wont be taking it.
After experiencing the grievances/priority/PNO process, I feel that nothing is in their hands, and they would also not take the pain for getting things done internally. Even Bhanu Bhabhi would only see eligibility as per system and respond with templates.
Other negatives for me:
- There is no corporate tie-up of my company with HDFC for salary account, so dont have RM or premium banking.
- Should have read this community before taking Millennia card (in October) or before getting salary transferred to HDFC (in December). Would have had better bargain power.
- Even, last year was not aware of Alumni offer. I had clear eligibility. Missed it.
For now would have to live with my current cards - Emeralde Metal and Millennia, and have some patience.
Yes. Had squeezed the credit card limit to the throat in last couple of months. Infact spends are 5 lacs + on Millennia as on today.
Are the spends within last 6 months or last 1 year??Yes. Had squeezed the credit card limit to the throat in last couple of months. Infact spends are 5 lacs + on Millennia as on today.
Did ask if there is any other pending criteria. But as usual, they dont inform.
5 lacs + within last 7 months.Are the spends within last 6 months or last 1 year??
Because HDFC considers 6months spends strictly.
Not sure how they consider for network change. AFIAK they consider spends on single card only and the card has to be six months old.5 lacs + within last 7 months.
Had got Millennia Diners in October 23. Had spent 1.3 lacs on buying a new HDFC Ergo health insurance policy (paid for 3 years) through this card.
Then got the card converted to Millennia Visa in November. Spends on only Visa card would be 4 lacs + in last 6 months. Out of this bill of 1 lac would be generated on 25th May).
Am I getting too early. Are the spends considered after bill generation and payment clearance.
Also is the previous Millennia Diners not counted in the spends. It was only a network change.
5 lacs + within last 7 months.
Had got Millennia Diners in October 23. Had spent 1.3 lacs on buying a new HDFC Ergo health insurance policy (paid for 3 years) through this card.
Then got the card converted to Millennia Visa in November. Spends on only Visa card would be 4 lacs + in last 6 months. Out of this bill of 1 lac would be generated on 25th May).
Am I getting too early. Are the spends considered after bill generation and payment clearance.
Also is the previous Millennia Diners not counted in the spends. It was only a network change.
Right. Got it. Just checked the card has expiry of 12/30. So it was issued in Dec. Most probably dec beginning.Infinia - Infinia upgrade journey from Diners Club Rewardz
Hi All, Just wanted to share my journey over the years with HDFC credit cards and eventually getting Infinia Metal as it might be helpful for others who might be in a similar pursuit. May 2016 - First relationship of any sorts with HDFC in the form of HDFC Diners Club Rewardz CC [Now...www.technofino.in
Just gone through this thread and found out statement generation doesn't count towards the spends, so network change and just check down how many days its been.
Let tell you a guys a story ,a friend of mine has DCB Plastic LTF with 5L ,not getting LE or Upgrade to Infinia even after trying everything,
then i told him about asking ulip to the bank employee ,and suddenly the their tone changed ,the manager directly called my friend, told him salary doesn’t matter ,spends doesn’t matter ,credit limit doesn’t matter, he'll get a deviation for everything and will get him Infinia in his hands within 2 months
He didn't go for it though, it requires 1L investment per year for 5 years Minimum, returns start after 15 yrs
You got upgrade from Amazon Pay card to Emerald Private Metal?and also upgraded to Emeralde Metal.
Yes. Straight from Amazon Pay to Emeralde Private Metal.You got upgrade from Amazon Pay card to Emerald Private Metal?
How much was your CL on Amaz Pay Card ?Yes. Straight from Amazon Pay to Emeralde Private Metal.
Had high spends on Amazon card for several years and long relationship with ICICI.
At the time of upgradation to Emeralde Metal -How much was your CL on Amaz Pay Card ?
Do you have any other relationship with ICICI (Savings ,Salary ,Demat ,Wealth etc) ?
I've got a bunch of base level cards from them (MMT ,Coral & Amazon Pay) with 6.1L Shared limit ,recently started getting upgrade offer to Emerald PVC Paid
but couldn't get to Emerald Private Metal
No harm in trying to check with RM but they would push for cross selling other HDFC banking products. My DCB plastic got upgraded to Infinia and spends 7.5L of spends and 8L+ limit on DCB seemed to be a strict criteria if your TRV with HDFC is limited and if you don’t fulfil the salary criteria for Infinia.I currently have DCB Plastic and today I got a limit increase from 5.9 lac to 7.09 lac and I did it.
Looking at a good long relationship with HDFC and being a salary preferred customer is there any chance of Infinia?
Also as I can see we need 8 lac for infinia so in how much time I can expect another limit increase? Also I cannot spend 7.5 lac in 6 months for just Infinia but I have already spent around 2.6 lac in three months and will complete more than 3-3.5 lac in next 3 months. Is there any room for negotiation with RM?
You can still get DCB metal FYF as part of alumni offer.Even, last year was not aware of Alumni offer. I had clear eligibility. Missed it.