Accept the offer for Emeralde PVC. There are high chances that you would be delivered Metal. PVC is being stopped.
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Millennia to Infinia
- Thread starter rajantech
- Start date
Infinia in any case should be more rewarding with its smartbuy offers.
Completely wrong.. they are delivering pvc even after metal is introduced .
I got it and cancelled it
sidp
TF Ace
See if you get dcb then great. Cuz there isn't much difference in dcb and infinnia rewards. Only problem is acceptability and exclusions ( like fuel/govt spends) for which you have emerald private.
Regalia gold should be your second priority. With your spend fyf dcb>>ltf regalia gold.
And main problem is they aren't making any commitment. Once you move salary account they will ignore you. banks care more about ntb than existing customers. So when you satisfy criteria for infinnia only then you should commit shifting your salary account against upgrade to infinnia. If you are lucky, you might come across a rm who can get you infinnia just based on spends & cl.
sidp
TF Ace
No. They weren't delivering pvc when metal was 1st introduced. After few months they resumed pvc card.
Arent they upgrading to Metal
It is even weirder with hdfc. Even though they are saying pvc dcb is scrapped , few people have still got it as new card( not reissue).
No . .
Arent they upgrading to Metal
With all the discussions and understanding here, I think I should do following:
1. Try for DCB, if Infinia doesnt seems coming in next 2-3 months.
2. Use 2 cards - SBI Cash back/Millenia and DCB.
3. Stop using Emeralde. And take spends on DCB up.
So bogus claims on website for hni card 🤡 clown icici
sidp
TF Ace
1. If your last 6m spend>4L, right away send your salary slip/bank statement and ask for le and upgrade to dcb. With your salary cl>>5L which is base cl for dcb.
2. Dcb should be your primary card. You still need to use emerald as dcb has offline acceptability issue and many exclusions Like fuel/rent/govt spends etc .
3. They will close millenia. Hdfc allows 2 core in very rare cases. Either very high nrv or replacement of old/scrapped card.
Right. Will start with LE request right away and then apply for DCB once last 6 months sends are >4L
Directly mail to grievance redressal
The title sounds like
So in short you have long history and a high salary account ,big portofolio of financial products availed with ICICI ,combined with high spends on ICICI Amazon Pay Card ,Privilage chaged to wealth and you got pre approved offer on imobile app
I guess but its 12k + GST for Abysmal reward rare ,only upside to this card is unlimited spa ,but the 1 spa visit i get my MMT Signature i find it difficult to use ,so not very keen on it
I might just wait it out ,see if i get a pre approved offer to Metal as well
Only Shapiro makes sense that too ltf
Right now my last 5 months spend is 2.2 lacs on Millenia. Will need to take it up.
In the meantime will push for LE based on salary.
Once DCB comes in, will use a cashback card as second card, wherever DCB doesnt work. Using Emeralde and DCB both means that I may miss target rewards on both and also end up paying renewal fee next year.
Will miss Millenia once it gets upgraded. Surely I wont be able to have high NRV with HDFC too soon.
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Correct. With as much as I know ICICI, they do give preference of new products to people with long history of relationship. Earlier also they invited me for an account on Digital Rupee during testing phase.
But incase of credit card, they have always been bad with the product. And incase of Emeralde metal offer, I think spends and timely payments would have been a higher criteria.
With so much eagerness to know about it, I just now called ICICI bank, and the wealth management customer care is also not aware of how the backend team made the selection for Emeralde Metal. Even customer care said that they are NOT allowed to take any upgrade request for this card.
Seems like they are creating scarcity of this card (like google did when they launched Gmail) or they have had a limited number of cards to be issued in launch phase.
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