credit bureaus can take anywhere from 15days to 4months to fetch the updated Acc. status. I remember one of my sbi cobranded card updated to closed status around 20-25days whereas one of the hdfc cobranded took around 3months to reflectI am on 3 .. from last 2 months and i have tried threatening them still no results . 😂. Tried RBI they told that it wi be closed in 15 days . Around one more month passed but still active in rest credit bureaus. Only cibil was closed .
1. Complaint more than 15 mails to grievance officer
2. Raised closing request on each and every credit bureaus via their portal also rest via mails .
3. Raised RBI request they told 15 days will be closed but 30 days passed nothing happened .
Now they are saying credit bureaus aren't closing 😒
Where as Experian , highmark , Equifax they are saying they are not able to contact them and they are not responding.
I don't know what to do its already 3 month passed and i am able to do nothing.
@TechnoFino
As far as i know , every month they report to credit bureaus if the account is closed they report to credit bureau for closure. So generally it happens around 45 days. If its taking 3 months then something is wrong . For example if i have paid this month bill by 2nd and closed my account by 30th with noc certificate then if they reports every month by end of the month then they might report next months means its taking around 2 month from last bill paid to get the account closed on credit bureaus . I have closed most of my bnpl , pay later services but this one is extreme.
