KOTAK ROYALE LTF VS KOTAK WHITE LTF

[TheOnlyAnkush]

KOTAK ROYALE LTF VS KOTAK WHITE LTF. Which one is the best and why?

 

[AshishR]

its just showed in netbanking , earlier it was showing with fee
but after a while showed nill fee and i waited no time and upgraded it

i hold kotak optima, its 50k in account. goes up and down, credit card usage was not much, as royale was trash card
offer received in oct 2022 itself