Offer Fulfilled! Kotak Myntra (Paid) To Zen (LTF) Conversion

[SSV]

Hi Guys / Gals,

As Myntra card is getting closed from next month , I converted my Myntra paid card to Zen LTF.

The Steps involved:

1) Call CC ( 1860 266 2666 )and Convert Myntra card to Zen Paid card - you can do this manually
2) Once you receive the Zen card, Dont activate the card.
3) Call CC and ask if there is any LTF offer is available.. The offer should be available if you have a higher CL ... ( I have 2.8L CL, I guess it should work if it is more than 1L CL)..
3) They will raise a cancellation request first.
4) Retention team will call you after 30 mins or so and verify your identity and then convert your Zen card to LTF and you will get Email as well..

All the best,...

 

[PrinceHeart]

Bro, for credit card I use hdfc gateway, never charged a dime extra

Hdfc shows 1% + 18% gst.



If you never get charged, you are lucky haha. Must be some bug from bank side.

I pay with kotak zen card always and the surcharges gets refunded everytime. Ths kotak zen cc advertise their cc for this as one of the features.

Sbi irctc cc also have this feature.

I have rupay cc now. So it will be nil surcharge for me, without the use of any cc other than rupay.

 

[Strange]

I pay with kotak zen card always and the surcharges gets refunded everytime.

Which payment gateway did you use?

 

[navdeep22]

Hdfc shows 1% + 18% gst.

View attachment 101595

If you never get charged, you are lucky haha. Must be some bug from bank side.

I pay with kotak zen card always and the surcharges gets refunded everytime. Ths kotak zen cc advertise their cc for this as one of the features.

Sbi irctc cc also have this feature.

I have rupay cc now. So it will be nil surcharge for me, without the use of any cc other than rupay.

Can u try hdfc payment gateway next time?

 

[navdeep22]

Hdfc shows 1% + 18% gst.

View attachment 101595

If you never get charged, you are lucky haha. Must be some bug from bank side.

I pay with kotak zen card always and the surcharges gets refunded everytime. Ths kotak zen cc advertise their cc for this as one of the features.

Sbi irctc cc also have this feature.

I have rupay cc now. So it will be nil surcharge for me, without the use of any cc other than rupay.

Tried hdfc and ICICI credit card on HDFC payment gateway, no charges bro seems like there is no need of zen now ? 😂

 

[G0KU]

Unfortunately No,
First try to get Limit Enhancement.. then you can try

I'm having a limit of 39k, received LE of 5k 5-6 months ago,had ignored that.
applied paid zen cc through call cs, card is now showing in app, i will negotiate for LTF zen cc, only after confirmation will create pin & activate the card.

 

[SSV]

I'm having a limit of 39k, received LE of 5k 5-6 months ago,had ignored that.
applied paid zen cc through call cs, card is now showing in app, i will negotiate for LTF zen cc, only after confirmation will create pin & activate the card.

Okay, go for it and let's know

 

[Raaghul5]

There is no use of zen bro, other than international lounge access on swiping credit card via priority pass.
Have it LTF from few years

Is there any eligibility criteria to use international lounge access like domestic lounges?

 

[Raaghul5]

@SSV what are the odds for retention team not calling after raising a closing request?

 

[SSV]

@SSV what are the odds for retention team not calling after raising a closing request?

I don’t know aboit retention team calling you back..
But before submitting closing request, you can actually call the CC and ask your all doubts.. if the offer exists they will do everything they can do… they are very responsive

 

[navdeep22]

Is there any eligibility criteria to use international lounge access like domestic lounges?

3-4 transaction in last year, any amount

 

[Raaghul5]

3-4 transaction in last year, any amount

What about newly issues cards?

 

[navdeep22]

What about newly issues cards?

dont know man,
make 4 transaction of 10Rs each man , add money to wallet simple

 

[G0KU]

Okay, go for it and let's know

Called Kotak CS team after I told them about card closure, they connected me to the retention team. They told me there was no LFT offer for me. I asked about LE on behalf of ITR and was told manual LE is only for salaried persons. Eventually, the credit card has been closed.

 

[raghumahajan]

Is it only me who didn't get any retention offer?

 

[Deepak_9155]

Is it only me who didn't get any retention offer?

View attachment 103141

i also requested to cnvrt myntra to any ltf cc

strictly denied !! 🙂

 

[Akshay Ajmera]

Kotak is worthless for cc