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Kotak Cashback+ Card: 5% Cashback on Food, Groceries & More

the.avhishek

TF Premier
Kotak Bank Cashback+ Credit Card.webp

Kotak Cashback+ Credit Card 💳

✨ 5% cashback on online food delivery, groceries & entertainment

⛽ 3% cashback on fuel spends

⚠️ Cashback on accelerated spends is capped at 500 points per billing cycle
  • Cashback is awarded based on the Merchant Category Code (MCC)
  • 1 reward point = ₹1, earned only in multiples of ₹1
  • Unclaimed cashback expires after 1 year

💰 0.5% unlimited cashback on all other eligible transactions

🚗 1% fuel surcharge waiver (up to ₹3,500 per anniversary year)

💵 Joining Fee: ₹750
🔁 Annual Fee: ₹750


Auto Disbursement of Cashback during Card Upgrade scenario :

  • From other card to Cashback+ Card upgrade case : The outstanding Reward Points/Miles/White pass in the old card account will be posted in new Cashback+ card account in the form of equivalent reward points, with value as per old card point rate
  • From Cashback+ to Other Card upgrade case : The outstanding Reward Points in the Cashback+ account will be posted in new Kotak card account in the form of equivalent Reward Points/Miles/White pass, with value as per Cashback+ card reward point rate

How to Redeem Your Cashback on the Kotak Rewards Platform 💰
  1. Open the Kotak Rewards Platform
  2. Tap the menu (☰) icon on the top left and select “Login”
  3. Enter your CRN and click “Get OTP”
  4. Enter the OTP received on your registered mobile number and email, then click “Submit”
  5. In the “Card Type” dropdown, select “Credit Card”
  6. Choose your Cashback+ Card from the “Card Number” dropdown
  7. Enter the number of Reward Points you wish to redeem
  8. Accept the Terms & Conditions and click “Submit”
📌 Note: Reward points can only be redeemed as cashback.
💸 1 Point = ₹1
 
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