Kotak bank IndianOil RuPay JCB Credit Card

[Abhishek012]

Kotak bank launch Lifetime Free IndianOil RuPay JCB Credit Card:​

Direct apply link here - https://cards.kotak.com/card-details?productLogo=188



Rewards Rate -




This is also JCB International card, card back side you will see JCB card logo -

How to apply ?

New kotak RuPay IOCL credit card received (card is still not fully live in kotak website)

This card was reflecting on kotak online application process on 6th and 7th Dec ...i applied on 6th Dec through bank representative in kotak mobile app on 6th Dec.

All info is shared by one Twitter user

 

[Strange]

Ya, i know him. he is already in my RuPay whatsapp group. 🤣🤣

Do you know anyone whose second card got approved?

 

[Rahul92]

which is better select or platinum rupay card , best lifetime free rupay card?

Obviously select. I think pnb rupay select

 

[Abhishek012]

Do you know anyone whose second card got approved?

No but many youtubers make videos, they got 2nd Kotak credit card.

which is better select or platinum rupay card , best lifetime free rupay card?

Read here -

All RuPay Credit card issuer bank list & How to change Visa Card to RuPay Credit card

All RuPay Credit card issuer bank list & How to change Visa to RuPay Credit card: NPCI is planning to launch RuPay credit cards with all credit card issuing banks in the next few years. NPCI currently focusing to get the banks ready, enabled and certified. You should know RuPay has 3 variants...

www.technofino.in

 

[Strange]

No but many youtubers make videos, they got 2nd Kotak credit card.


Read here -

All RuPay Credit card issuer bank list & How to change Visa Card to RuPay Credit card

All RuPay Credit card issuer bank list & How to change Visa to RuPay Credit card: NPCI is planning to launch RuPay credit cards with all credit card issuing banks in the next few years. NPCI currently focusing to get the banks ready, enabled and certified. You should know RuPay has 3 variants...

www.technofino.in

Rupay select is on DISCOVER or JCB network?

 

[Abhishek012]

Rupay select is on DISCOVER or JCB network?

Discover and JCB is International network partner. No linked with RuPay Select variant. You will get RuPay Select card on both International partner network.

For example -

PNB RuPay Select Wellness credit card available on Discover international partner network,
Union bank RuPay Select Wellness credit card available on JCB international partner network.

RuPay also have 2 categories on Select -

1) RuPay 'Select' card
2) RuPay 'Select Wellness' card

RuPay 'Select Wellness' card offer free Gym access, Spa services, Golf program, Health Check Up etc, register here - https://www.rupay.co.in/select-booking

By the way BOB RuPay JCB Premier credit card also available on RuPay Select variant but you will get only free golf access.

 

[Rahul Gupta]

which is better select or platinum rupay card , best lifetime free rupay card?

Rupay select.

 

[Strange]

I applied on 15th. And it's still showing invalid details on entering application number on tracking page.

How long it takes for kotak to update the application status ?

Did you get such sms "We have received your Kotak Bank Credit Card application no: xxxxxxx. Allow us 7 days to process it. To check status, click www.kotak.com/rd/tkappl"

Now, I can track my application status and it's showing "Regret application is not approved".

@Abhishek012 I think they are not approving 2nd card applications.

 

[Rahul92]

Did you get such sms "We have received your Kotak Bank Credit Card application no: xxxxxxx. Allow us 7 days to process it. To check status, click www.kotak.com/rd/tkappl"

Now, I can track my application status and it's showing "Regret application is not approved".

@Abhishek012 I think they are not approving 2nd card applications.

Mine is showing under process

 

[Rahul92]

Mine is showing under process

They rejected my application 🙄

 

[Jyoti Prasad]

Applied on 6February, now all is silent.

 

[Strange]

They rejected my application 🙄

@Abhishek012 As I said they aren't gonna approve 2nd card.

 

[Rahul92]

@Abhishek012 As I said they aren't gonna approve 2nd card.

What if applied from another number ?

 

[Strange]

What if applied from another number ?

A youtuber said he applied using different mobile number through Kotak agent for 2nd card and his card got approved.

I'm not sure this is gonna work for online application as they might get CRN details using PAN.

 

[Abhishek012]

I read someone's comment on a youtube video about this this card and he said this card is not working for instant discount offers on flipkart or amazon.

View attachment 10448

View attachment 10449

Got IOCL RuPay JCB credit Card BIN - 356146

This is new BIN that's why discount not working and card is still not officially launch yet.

Only old RuPay JCB BINs are working on flipkart/amazon discount offers - 356135 and 356164.

RuPay JCB alloted new BINs to Kotak bank - 356146, 356147 and 356172.

RuPay JCB BINs also issue 2-3 different variant cards per BIN. So, more Kotak bank RuPay JCB credit cards coming soon.

 

[sambit87]

Just now got 353 points in kotak rewards site on 1st fuel transaction of rs 2183 transaction in iocl pump last week which is coming approx 4 percentage, first statement is not yet generated so need to check 1 percentage fuel surcharge waiver then.

 

[VijayflyRaven]

Is this still free? Will it work on UPI?

 

[VijayflyRaven]

@Wealth is my birth right! this Kotak rupay card could be a good UPI card to offload some credit card bill payments.

 

[Enthusiast]

Is this still free? Will it work on UPI?

It is showing 499 Rs/- to me both joining & Annual each...

 

[Wealth is my birth right!]

@Wealth is my birth right! this Kotak rupay card could be a good UPI card to offload some credit card bill payments.

Thanks for the suggestion
Will explore to get best extraction 😊👍

 

[VijayflyRaven]

It is showing 499 Rs/- to me both joining & Annual each...

Did you check after entering Aadhar and pan? It is free during application and not in the public page.

Note: there is a CIBIL hit.