Kotak bank IndianOil RuPay JCB Credit Card

[Abhishek012]

Kotak bank launch Lifetime Free IndianOil RuPay JCB Credit Card:​

Direct apply link here - https://cards.kotak.com/card-details?productLogo=188



Rewards Rate -




This is also JCB International card, card back side you will see JCB card logo -

How to apply ?

New kotak RuPay IOCL credit card received (card is still not fully live in kotak website)

This card was reflecting on kotak online application process on 6th and 7th Dec ...i applied on 6th Dec through bank representative in kotak mobile app on 6th Dec.

All info is shared by one Twitter user

 

[Strange]

Yeah , it's saying approved but application number is different. I think it's for my previous card.

same here, i think you should wait.

 

[Abhishek012]

@Abhishek012 What's purpose of this tweet?

We are grateful for your tricks but why have you posted this tweet and even tagged SBI Card and pinned on your profile. Do you want SBI to devaluate cashback card? You have cashback card, right?

Sarcasm 🤣🤣

Tagging Bank will not devalue our card. Bank already know where we transaction and how much cashback we get every month.

I also mentioned in my another tweet.

Banks have some certain criteria. Unless certain criteria are not met. No credit card will be devalued. Enjoy your credit card cashback earnings, as long as it lasts. Both HDFC and SBI Card are profitable in their credit card operations. They don't devalue easily.

 

[rp0703]

They didn't do any physical verification for my application just a telephonic verification.

But these fuel cards are hit or miss. Very hard to get points on these card. I'm facing this issue with BPCL card since july 2022.

 

[Strange]

But these fuel cards are hit or miss. Very hard to get points on these card. I'm facing this issue with BPCL card since july 2022.

I am talking about my old kotak card.

My IOCL card application is in process. I heard Kotak is giving two cards plus it's ltf rupay, so I applied for it.

 

[Strange]

Sarcasm 🤣🤣

Tagging Bank will not devalue our card. Bank already know where we transaction and how much cashback we get every month.

I also mentioned in my another tweet.

Banks have some certain criteria. Unless certain criteria are not met. No credit card will be devalued. Enjoy your credit card cashback earnings, as long as it lasts. Both HDFC and SBI Card are profitable in their credit card operations. They don't devalue easily.

You forgot recent devaluation of SimplyClick and reversal of reward points for instant discount orders.

Banks can do anything to stop abuse.

I think you should not post such things on twitter specially by tagging officials, you should delete this twitter thread.

 

[Abhishek012]

You forgot recent devaluation of SimplyClick and reversal of reward points for instant discount orders.

Banks can do anything to stop abuse.

I think you should not post such things on twitter specially by tagging officials, you should delete this twitter thread.

Ok fine. Tweet Deleted. 😆😆

 

[Rahul Gupta]

I think you misunderstood, I am talking about my first card Urbane gold which I upgraded to LTF league platinum months ago.

And recently I have applied for LTF Indian Oil Card, which is in the process.

How did you apply 2nd card? I thought we can have only one kotak cc.

 

[Strange]

How did you apply 2nd card? I thought we can have only one kotak cc.

Open the given link and apply using your CRN or Mobile number.

 

[Akshay Ajmera]

Is this card really LTF.
See the snapshot I have taken from kotak side .

 

[Rahul92]

Is this card really LTF.
See the snapshot I have taken from kotak side .

In your case annual fee of "ZERO" will be waived off if you spend more than 50K in a year. Good luck with that !!!

 

[vaibhav111vaibhav111 is verified member.]

Is this card really LTF.
See the snapshot I have taken from kotak side .

It mis leading, a card can't have both annual fees set as zero and in previous year if spend x amount, annual fees will be reversed

 

[Rahul Gupta]

Open the given link and apply using your CRN or Mobile number.

First let me know if they approved your 2nd card or not. btw any cooldown period from last card approval?

 

[Strange]

In your case annual fee of "ZERO" will be waived off if you spend more than 50K in a year. Good luck with that !!!

Lol Zero waived off to what?

 

[Strange]

First let me know if they approved your 2nd card or not. btw any cooldown period from last card approval?

@Rahul92 has applied before me. Is your 2nd card approved?

 

[Rahul92]

@Rahul92 has applied before me. Is your 2nd card approved?

Not yet , they are radio silent 🙄
Applied on 15th

 

[Rahul92]

Goo

Not yet , they are radio silent 🙄
Applied on 15th

Good thing is no cibil enquiry. So i don't care if they approve or not

 

[Strange]

Not yet , they are radio silent 🙄
Applied on 15th

One person's card got approved but later cancelled by kotak.
@Rahul Gupta @Abhishek012

 

[Rahul Gupta]

Not yet , they are radio silent 🙄
Applied on 15th

Let us know if they approve it.

 

[Abhishek012]

One person's card got approved but later cancelled by kotak.
@Rahul Gupta @Abhishek012

Ya, i know him. he is already in my RuPay whatsapp group. 🤣🤣

 

[Vickymaster1010]

which is better select or platinum rupay card , best lifetime free rupay card?