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Kotak Bank Froze My Account Without Notice & Forcing Me to Close It – Need Advice!

i'm sure it a old account opened in branch of kotak, mine had tons of coming going out cause my aim was to pay cc bills using kotak 811 debit card and if it didn't work why to keep money, that kotak didn't like i didn't keep any balance and money coming in from different source.
It is a zero balance Pro Savings Account, opened from office (never visited branch).
 
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