Issue over HDFC Debit card 1% cashback

[PREMPATEL12]

Guys,
Me and My wife is having Imperia HDFC bank account.

Wife is the primary holder and I am the secondary account holder (Joint account). I got 2 easyshop platinum card recently.

Then from my debit card I paid 75000 CC Bills to Axis Magnus (First I paid) and then after 10 min I paid 36000 INR from wife debit card (then she paid). I got only 750 INR cash back and HDFC is not ready to pay 1% cashback of wife debit card transaction which is 360 INR.

Is this limit of 750 INR from one HDFC bank account per month or joint holders two debit cards eash one get 750 cash back.
Any reference or argument to make with HDFC with some logical proof of their guideline?

 

[pprakash11]

Account No is only 1 right.
Just 2 debit cards have been issued using the same account

Only ₹750 is the limit for joint account holders

No point of fighting with HDFC

 

[D₹V]

Account No is only 1 right.
Just 2 debit cards have been issued using the same account

Only ₹750 is the limit for joint account holders

No point of fighting with HDFC

@knight you need to see 🤫

 

[knight]

@knight you need to see 🤫

It's true, they've mentioned it on Millenia DC page.
Saw that couple of days after getting 2 DCs.

Sed lyf :'(

"Incase if an account has two customers with both customers holding a Millennia Debit Card each (under the same account number), all eligible transactions done on both cards shall be entitled to receive maximum 400 cashback points per month at the account level.

Example: Account A has two cardholders 1 and 2 both holding Millennia Debit Card. For all eligible transactions done on Card 1 shall be capped at 400 points per month and Card 2 shall be capped at 400 points per month. Cumulative cashback at account level shall be capped at 400 cashback points per month."

Know Features & Benefits of Millennia Debit Card | HDFC Bank

Millennia Debit Card

www.hdfcbank.com

 

[D₹V]

It's true, they've mentioned it on Millenia DC page.
Saw that couple of days after getting 2 DCs.

Sed lyf :'(

"Incase if an account has two customers with both customers holding a Millennia Debit Card each (under the same account number), all eligible transactions done on both cards shall be entitled to receive maximum 400 cashback points per month at the account level.

Example: Account A has two cardholders 1 and 2 both holding Millennia Debit Card. For all eligible transactions done on Card 1 shall be capped at 400 points per month and Card 2 shall be capped at 400 points per month. Cumulative cashback at account level shall be capped at 400 cashback points per month."

Know Features & Benefits of Millennia Debit Card | HDFC Bank

Millennia Debit Card

www.hdfcbank.com

Hmm, 590*2 ka loss hua?

 

[knight]

Hmm, 590*2 ka loss hua?

Classic acct hai.. No DC charges..
Tabhi to lia tha XD

Paid hota to RBL leta

~1200 cashback ka loss hua 🫠

 

[D₹V]

Classic acct hai.. No DC charges..
Tabhi to lia tha XD

Paid hota to RBL leta

~1200 cashback ka loss hua 🫠

Sadma laga hoga 🤠

 

[knight]

Sadma laga hoga 🤠

bade bade banks me chote chote sadme lagte rehte hain XD

 

[PREMPATEL12]

My debit card was free being Imperia relationship. Lets see kitne din chalta h yeh 1% wala.

 

[rixypanther]

I had paid cc bills using Millenia Debit card on Mobikwik on 1 September 2023. Just wondering if I will get cashback for this as Mobikwik stopped points / rewards around 15 September I think

 

[NAB]

I had paid cc bills using Millenia Debit card on Mobikwik on 1 September 2023. Just wondering if I will get cashback for this as Mobikwik stopped points / rewards around 15 September I think

Millenia Debit Card may still fetch 1%/2.5% up to Rs. 400 per month on the Mobikwik.

 

[gauravraj]

I suggested HDFC digisave to my friend for this 1% offline or reload cashback,
He received welcome kit 2nd week of October 2023 and the millennia card. BUT 1% is not mentioned.

 

[NShah]

I suggested HDFC digisave to my friend for this 1% offline or reload cashback,
He received welcome kit 2nd week of October 2023 and the millennia card. BUT 1% is not mentioned.

Not mentioned in w-kit but he/she will get 1% cashback on offline and wallet load spend

 

[SlokAks]

Account No is only 1 right.
Just 2 debit cards have been issued using the same account

Only ₹750 is the limit for joint account holders

No point of fighting with HDFC

What would happen if you have two accounts under same person... 1 salary and other savings account? And, 2 debit cards, 1 linked to each account. Will there be capping applicable in that case? Let's say I pay 2*75000 amount using both cards. Will the cashback be 750 or 2*750?

 

[pprakash11]

What would happen if you have two accounts under same person... 1 salary and other savings account? And, 2 debit cards, 1 linked to each account. Will there be capping applicable in that case? Let's say I pay 2*75000 amount using both cards. Will the cashback be 750 or 2*750?

I have 2 accounts, getting 2*750 every month

 

[SlokAks]

I have 2 accounts, getting 2*750 every month

Thanks for reply.

 

[ankitarora]

I have 2 accounts, getting 2*750 every month

which app do you use to pay your cc bill?

 

[pprakash11]

HDFC Bill Pay

which app do you use to pay your cc bill?

 

[Farhad sekh]

It's true, they've mentioned it on Millenia DC page.
Saw that couple of days after getting 2 DCs.

Sed lyf :'(

"Incase if an account has two customers with both customers holding a Millennia Debit Card each (under the same account number), all eligible transactions done on both cards shall be entitled to receive maximum 400 cashback points per month at the account level.

Example: Account A has two cardholders 1 and 2 both holding Millennia Debit Card. For all eligible transactions done on Card 1 shall be capped at 400 points per month and Card 2 shall be capped at 400 points per month. Cumulative cashback at account level shall be capped at 400 cashback points per month."

Know Features & Benefits of Millennia Debit Card | HDFC Bank

Millennia Debit Card

www.hdfcbank.com

What will happen if first account holder has platinum chip
And 2nd account holder has millenia DC .
What will be cashback scenario?

 

[Prarthit]

HDFC Bill Pay

I do not get CB on BillPay for certain banks' credit card bills (like BOB, SBI, Indus, etc)
Do you face this issue.?