is yes first exclusive credit card really worth to have it ?

[Pavan]

yes first exclusive credit card is it worth to have in portfolio i have been upgraded from first to exclusive but i have never used my yes first card even a single time..Not sure if i can get any value from exclusive

Your thoughts @TechnoFino @Bigde @Gautham

 

[gabu]

<Not sure> I got a call saying since i hold this card am eligible for zero savings account with yes bank with inital deposit of 10k

It's true I am holding this zero balance account for 2+ yrs but they have a condition and you have to select out of these. Like mine was auto payment of cc bill (min amt Or total amt) from saving acc. Also remember debit card + sms charges are charged for saving acc.

 

[aswinsegu]

How to upgrade from Premia to First Preferred?? Eligibility?? Criteria??

I recently upgraded from Yes First Preferred LTF to Exclusive LTF, based on below process. You can email to yesfirstcc@yesbank.in based on eligibility criteria and supporting documents as below

If you wish to upgrade your existing Credit Card to another Card variant. Please note you need a Minimum Net Monthly Salary or ITR.

• YES PROSPERITY EDGE – Minimum Net Salary of INR 45,000/- per month or Income Tax Return of INR 5.40 Lacs and above.
• YES PREMIA – Minimum Net Salary of INR 80,000/- per month or Income Tax Return of INR 8 Lacs and above.
• YES FIRST PREFERRED – Minimum Net Salary of INR 150,000/- per month or Income Tax Return of INR 12 Lacs and above.
• YES FIRST EXCLUSIVE – Minimum Net Salary of INR 3,00,000/- per month or Income Tax Return of INR 20 Lacs and above.

If you fulfill the above criteria for upgrade, we request you to forward any of the following documents.

1. Self-attested salary slip of last 2 months. (or)
2. Income Tax Returns with computation sheet.

 

[Pawan_KS]

yes first exclusive credit card is it worth to have in portfolio i have been upgraded from first to exclusive but i have never used my yes first card even a single time..Not sure if i can get any value from exclusive

Your thoughts @TechnoFino @Bigde @Gautham

Very much worth it if u are getting if LTF as it has unlimited international lounge axis. As per recent update their priority pass is no more valid and to access international lounge you should use the credit card itself.

 

[Pawan_KS]

I recently upgraded from Yes First Preferred LTF to Exclusive LTF, based on below process. You can email to yesfirstcc@yesbank.in based on eligibility criteria and supporting documents as below

If you wish to upgrade your existing Credit Card to another Card variant. Please note you need a Minimum Net Monthly Salary or ITR.

• YES PROSPERITY EDGE – Minimum Net Salary of INR 45,000/- per month or Income Tax Return of INR 5.40 Lacs and above.
• YES PREMIA – Minimum Net Salary of INR 80,000/- per month or Income Tax Return of INR 8 Lacs and above.
• YES FIRST PREFERRED – Minimum Net Salary of INR 150,000/- per month or Income Tax Return of INR 12 Lacs and above.
• YES FIRST EXCLUSIVE – Minimum Net Salary of INR 3,00,000/- per month or Income Tax Return of INR 20 Lacs and above.

If you fulfill the above criteria for upgrade, we request you to forward any of the following documents.

1. Self-attested salary slip of last 2 months. (or)
2. Income Tax Returns with computation sheet.

I also had yes first preferred LTF for one year but didnt use it, even i didn't open its envelope just activated it using app. After one year i called yes bank customer care to close the card as i was not using it, she offered me to upgrade it to LTF exclusive first, so now i am holding it for last 10 months.

 

[metal_heart]

As per recent update their priority pass is no more valid and to asses international lounge you should use the credit card itself.

Even outside India, the Credit Card needs to be used directly?

 

[KLB@96]

I recently upgraded from Yes First Preferred LTF to Exclusive LTF, based on below process. You can email to yesfirstcc@yesbank.in based on eligibility criteria and supporting documents as below

If you wish to upgrade your existing Credit Card to another Card variant. Please note you need a Minimum Net Monthly Salary or ITR.

• YES PROSPERITY EDGE – Minimum Net Salary of INR 45,000/- per month or Income Tax Return of INR 5.40 Lacs and above.
• YES PREMIA – Minimum Net Salary of INR 80,000/- per month or Income Tax Return of INR 8 Lacs and above.
• YES FIRST PREFERRED – Minimum Net Salary of INR 150,000/- per month or Income Tax Return of INR 12 Lacs and above.
• YES FIRST EXCLUSIVE – Minimum Net Salary of INR 3,00,000/- per month or Income Tax Return of INR 20 Lacs and above.

If you fulfill the above criteria for upgrade, we request you to forward any of the following documents.

1. Self-attested salary slip of last 2 months. (or)
2. Income Tax Returns with computation sheet.

Bro I do not have any relationship with yes bank. My ITR is around 8 lacs , which card can I get for LTF ? Just want one Yes card to use in sale offer and add it to my collection. can you suggest ?

 

[Pawan_KS]

Even outside India, the Credit Card needs to be used directly?

Yes effective from 1st Oct'23. Please find attached mail received from Yes bank

 

[Pavan]

Very much worth it if u are getting if LTF as it has unlimited international lounge axis. As per recent update their priority pass is no more valid and to access international lounge you should use the credit card itself.

Thanks seems we have only 6 international lounge acces

 

[aswinsegu]

Bro I do not have any relationship with yes bank. My ITR is around 8 lacs , which card can I get for LTF ? Just want one Yes card to use in sale offer and add it to my collection. can you suggest ?

Given your ITR, you can get YES PREMIA, but not sure if the criteria has changed for LTF cards

 

[venugopal463]

Yes effective from 1st Oct'23. Please find attached mail received from Yes bank

Hi can you please share the latest terms and conditions of yes first exclusive. Whatever available in website seems outdated. Thanks

 

[imdjay]

They approved my Exclusive card without any documents- only VKYC happened.
Will this be LTF? if not, is there any way to make it?

I didn't want to apply but somehow conditions made me do it.

 

[MangoRush]

They approved my Exclusive card without any documents- only VKYC happened.
Will this be LTF? if not, is there any way to make it?

I didn't want to apply but somehow conditions made me do it.

any update on this ?

 

[imdjay]

any update on this ?

They made it LTF.

 

[MangoRush]

They made it LTF.

More details please. Was it offered to you as LTF or you requested after the card was approved ?

 

[imdjay]

More details please. Was it offered to you as LTF or you requested after the card was approved ?

You can check my profile post.