Is this a pre approved offer?

[rockyBalboa]

Hello members, I received a banner in my hdfc net banking and upon clicking I get offer of business money back card. However I am not very sure about few things and requesting members here to kindly help me on few questions.

(1) Is this a pre approved offer or it is an invitation to apply?
(2) Is business money back worth getting or should I wait for better offers?
(3) Will I be able to convert it to LTF later?
(4) Will upgrade to Millennia or Regalia be possible later?

I am attaching few screenshots below.

 

[sshaik333]

No, I haven't applied yet. I am not too interested in Business Moneyback Card. Will wait for few days and see if I get any other cards offered? How about you? Which card have they offered you? How old is your account? I will surely let you know the outcome if I decide to apply.

i was also offered business moneyback card. A Hdfc agent called me yesterday and told u have preapproved card in your a/c, i didnt believe as i was checking every alternate day in offers section,told me to check in netbanking, from yesterday itself banner started showing,firstly i took his id photo and then i have applied yesterday itself over phone call by taking his guidance, entered his emp code, branch code, hard enquiry happened yesterday midnight, so far no phone calls, lets see what happens.i just needed one HDFC card which i can use for offers online/offline, im not much into this reward systems and all bro. i just checked my a/c is 4 months 21 days old and is regular savings a/c

 

[rockyBalboa]

i was also offered business moneyback card. A Hdfc agent called me yesterday and told u have preapproved card in your a/c, i didnt believe as i was checking every alternate day in offers section,told me to check in netbanking, from yesterday itself banner started showing,firstly i took his id photo and then i have applied yesterday itself over phone call by taking his guidance, entered his emp code, branch code, hard enquiry happened yesterday midnight, so far no phone calls, lets see what happens.i just needed one HDFC card which i can use for offers online/offline, im not much into this reward systems and all bro. i just checked my a/c is 4 months 21 days old and is regular savings a/c

I think you would have received Rs 1500 Amazon voucher if you applied yourself without bank agent's help. When your card gets approved please update here with more details like your limit, any verifications etc.

 

[sshaik333]

I think you would have received Rs 1500 Amazon voucher if you applied yourself without bank agent's help. When your card gets approved please update here with more details like your limit, any verifications etc.

Received approved message yesterday midnight, now my only concern is whether it is ltf or not, as i started seing no strings attached ltf banner after applying my card and obv limit still not known, waiting for last 4 digit message

 

[rockyBalboa]

Received approved message yesterday midnight, now my only concern is whether it is ltf or not, as i started seing no strings attached ltf banner after applying my card and obv limit still not known, waiting for last 4 digit message

Congratulations. I would advise you to not activate the card until you confirm with customer service about LTF. My offer banners are not changed. I hope it shows LTF for me too.

 

[sshaik333]

Congratulations. I would advise you to not activate the card until you confirm with customer service about LTF. My offer banners are not changed. I hope it shows LTF for me too.

Yesterday i made a call to bank agent who helped in applying card, he entered my details in his system and confirmed that it is ltf bro and today morning received tracking details with last 4 digits, entered in mycards.hdfc and it added succesfully and limit is 60000 , still i will call bank customer care and confirm ltf before activating it

 

[rockyBalboa]

Yesterday i made a call to bank agent who helped in applying card, he entered my details in his system and confirmed that it is ltf bro and today morning received tracking details with last 4 digits, entered in mycards.hdfc and it added succesfully and limit is 60000 , still i will call bank customer care and confirm ltf before activating it

Is your card Visa or Rupay?

 

[sshaik333]

Is your card Visa or Rupay?

I will be receiving my card tomorrow, i think its master card, image says so in my account, ill confirm once i receive

 

[rockyBalboa]

So about a month after my original post I am getting other card offer in my netbanking. As per my original post I was getting Business Moneyback card but I wasn't interested in it and so I didn't apply for it and decided to wait. And now I am getting Regalia Gold option also. Can someone please confirm is this pre approved or its just an invitation to apply. I am attaching screenshots.

 

[Chaitanya-a]

So about a month after my original post I am getting other card offer in my netbanking. As per my original post I was getting Business Moneyback card but I wasn't interested in it and so I didn't apply for it and decided to wait. And now I am getting Regalia Gold option also. Can someone please confirm is this pre approved or its just an invitation to apply. I am attaching screenshots.

It's pre approved but not LTF

 

[rockyBalboa]

It's pre approved but not LTF

Thanks, But its definitely pre approved right?

Yeah I realised its not LTF. Someone said in other thread that if we spend 4 lac in 90 days it will be LTF. Any idea?

 

[Chaitanya-a]

Thanks, But its definitely pre approved right?

Yeah I realised its not LTF. Someone said in other thread that if we spend 4 lac in 90 days it will be LTF. Any idea?

Nope. That trick isn't working as of now.

 

[rockyBalboa]

Nope. That trick isn't working as of now.

Ok. But you're sure that it is pre approved right? Coz I don't wish to proceed and find out that its just a normal application.

 

[Chaitanya-a]

Ok. But you're sure that it is pre approved right? Coz I don't wish to proceed and find out that its just a normal application.

This type of interface appears only for pre approved offers. Still I'll connect you with @Rahul Gupta who applied but got some error.

 

[Rahul Gupta]

This type of interface appears only for pre approved offers. Still I'll connect you with @Rahul Gupta who applied but got some error.

Its pre-qualified. I got a error while applying.

I don't care about this card but they did a cibil inquiry😭

 

[Chaitanya-a]

Its pre-qualified. I got a error while applying. I don't care about this card but they did a cibil inquiry😭

Bhai yar gazab kat-ta h ye bank. Pehle LTF bolke fir pre approved bolke.

 

[Rahul Gupta]

Bhai yar gazab kat-ta h ye bank. Pehle LTF bolke fir pre approved bolke.

Mene bank ko bol diya ya toh ragalia gold do abhi ya phir ye enquiry nikalo nhi toh m account and cc dono close karwa rha.

 

[Chaitanya-a]

Mene bank ko bol diya ya toh ragalia gold do abhi ya phir ye enquiry nikalo nhi toh m account and cc dono close karwa rha.

Great! Axis ka banda shift hogya hai lgta HDFC me

 

[Rahul Gupta]

Great! Axis ka banda shift hogya hai lgta HDFC me

Abhi mujhe axis m account khulwana h. Uske bad meri bachi khuchi atma bhi khatam.😅

 

[Chaitanya-a]

Abhi mujhe axis m account khulwana h. Uske bad meri bachi khuchi atma bhi khatam.😅

Burgundy walo ko chuna ni lgate wo

 

[Rahul Gupta]

Burgundy walo ko chuna ni lgate wo

m toh priority kholne ki soch rha hu. Burgundy m konsa cc milega LTF me?