HDFC pre approved offer LTF or not?? Confusion

[GTSaketh]

Few months ago I used to get DCP LTF pre-approved offer emails and when I actually enter my phone number and check them HDFC website it used to show as Lifetime Free Card. But I was waiting for Millennia LTF offer, so i ignored it.

I got an email my offers has been refreshed recently and on checking pre approved offers, I got millennia as Paid. So i was gonna ignore and wait for LTF offer. But I am keep getting Lifetime Offers emails (Attached Below).




Usually Like last time I got DCP LTF offers, when checking it through these links from emails it used to show as Lifetime Free Card. But here even after checking through email link it's showing as Paid.
So i escalated it to HDFC cc team and this is response I got:

So, should I risk applying to it even though it's shows as Paid as told by escalation team or wait for it to actually show as Lifetime Free Card in future offers?

 

[6ix9ine]

i already know last 4 digits.

Received an SMS to Set PIN on XXXX card

Time for the email then

 

[GTSaketh]

Time for the email then

Should i directly mail PNO or should i reply to this first?

 

[6ix9ine]

Should i directly mail PNO or should i reply to this first?

View attachment 98862

Send a fresh email to level 1, asking about the status. Keep this as a proof.

 

[kuchbhikuchbhi is verified member.]

Send a fresh email to level 1, asking about the status. Keep this as a proof.

Na na

Grievance ko mail karwaiye

Level one mai maza nhi aya
Bhut sada response hota hai unka

 

[6ix9ine]

Na na

Grievance ko mail karwaiye

Level one mai maza nhi aya
Bhut sada response hota hai unka

Kahi se bhi aaye 😂 next to PNO hi jayenge.

Grievance bhi kar sakte ho @GTSaketh

 

[GTSaketh]

Send a fresh email to level 1, asking about the status. Keep this as a proof.

So customerservices.cards@hdfcbank.com?

or should i make a complaint/send email directly from HDFC website?

Initially i mailed escalation.cc@hdfcbank.com, isn't it better to just mail them especially since they said to get back to us after card has been issued.

(Also i don't know hindi 😅 so i don't know what you guys talking about)

 

[6ix9ine]

So customerservices.cards@hdfcbank.com?

or should i make a complaint/send email from directly HDFC website?

(Also i don't know hindi 😅 so i don't know what you guys talking about)

Oh sorry, well he said to send to grievance instead of level 1 as you might expect pathetic response.

And I said we don't care if we get a response from level 1 or grievance, next email would be for PNO anyway.

Coming back to your post, you can send email to that one and perhaps do BCC to grievance as well. So you can get 2 response.

 

[6ix9ine]

Initially i mailed escalation.cc@hdfcbank.com, isn't it better to just mail them especially since they get back to us after card has issued.

This is fine as well.

 

[AkashnAkashn is verified member.]

@GTSaketh whats the card limit?

 

[GTSaketh]

@GTSaketh whats the card limit?

How to check? Without triggering Activation of card. In offers it used to say upto 1L

 

[desiviru]

Only if I had read this post before.

Actually HDFC has 3 different links for CC application. The link in email sometimes takes to Zero Fee i.e LTF address and other times it processes as normal application which has paid charges.

You can't get LTF until unless fee is shown as Zero.

Only through netbanking or HDFC app link which pop up Rs.0 Free credit card, if you go to that link all 3 cards show LTF with zero fee.

My friend waited just like you. Through email whenever he went to link, he was shown charges. But later with zero fee link Millennia CC also shown 0 and Moneyback+.

He had 3 options DCP, Moneyback+ and Millennia. From email link DCP was 0 but other two were having fee. After my suggestion he went for link at Netbanking which shown a different address and all were 0.

 

[GTSaketh]

@Akashn So i just logged into netbanking, I got 1L limit as told.

 

[AkashnAkashn is verified member.]

@Akashn So i just logged into netbanking, I got 1L limit as told.

Good limit to begin with..

 

[2025]

Only if I had read this post before.

Actually HDFC has 3 different links for CC application. The link in email sometimes takes to Zero Fee i.e LTF address and other times it processes as normal application which has paid charges.

You can't get LTF until unless fee is shown as Zero.

Only through netbanking or HDFC app link which pop up Rs.0 Free credit card, if you go to that link all 3 cards show LTF with zero fee.

My friend waited just like you. Through email whenever he went to link, he was shown charges. But later with zero fee link Millennia CC also shown 0 and Moneyback+.

He had 3 options DCP, Moneyback+ and Millennia. From email link DCP was 0 but other two were having fee. After my suggestion he went for link at Netbanking which shown a different address and all were 0.

@Beyond

@desiviru Bro, is it always like that? Or may vary? Hope someone in similar situation can confirm. Thanks for the updates.

 

[desiviru]

@Beyond

@desiviru Bro, is it always like that? Or may vary? Hope someone in similar situation can confirm. Thanks for the updates.

Since very long time it is same. People often don't check the whole link address which has pre-approved i.e PACC written, sometimes No Conditions written and sometimes normal link for everyone. System keep sending different links in email. Only reading full address let you know what it is.

These days following is written sometimes in address, CC-ACQ-UNCONDITIONALLTF

 

[Beyond]

@Beyond

@desiviru Bro, is it always like that? Or may vary? Hope someone in similar situation can confirm. Thanks for the updates.

I have no idea about it. Just know that if xpressways shows card with limit than its preapproved.

 

[SSV]

Since very long time it is same. People often don't check the whole link address which has pre-approved i.e PACC written, sometimes No Conditions written and sometimes normal link for everyone. System keep sending different links in email. Only reading full address let you know what it is.

These days following is written sometimes in address, CC-ACQ-UNCONDITIONALLTF

Like this ..

Thread 'HDFC Pre approved Credit Card Application URL - Decoded...' https://www.technofino.in/community...ed-credit-card-application-url-decoded.14749/

 

[desiviru]

Like this ..

Thread 'HDFC Pre approved Credit Card Application URL - Decoded...' https://www.technofino.in/community...ed-credit-card-application-url-decoded.14749/

I first started looking at it in 2019. That time card upgrades were easy with usage patterns and even LE. These days they offer garbage upgrades.

It is such a good topic and will help Buzz and many other unknown here who have new HDFC accounts and will start getting LTF CC in 4-6 months. 🤣