Is SBI Cashback card worth to take?

[Patil007]

I have ICICI APay, HDFC Millenia card and planning to take Axis flipkart LTF.

If we spend 23K on SBI cashback then we can recover fee of 1180 Rs. post that will get profit.

Instead better to use above LTF cards.

 

[TheMentalist]

I have ICICI APay, HDFC Millenia card and planning to take Axis flipkart LTF.

If we spend 23K on SBI cashback then we can recover fee of 1180 Rs. post that will get profit.

Instead better to use above LTF cards.

For 1st year, it is free so all spends are profit
You can close before 2nd year starts

 

[Patil007]

For 1st year, it is free so all spends are profit
You can close before 2nd year starts

Hmm. That’s true.

 

[deep@vie]

For 1st year, it is free so all spends are profit
You can close before 2nd year starts

& if you can spend 2l in a year,1180 saved as well.

 

[panu24]

SBI Cashback comes in 2 days and transparent to calculate back compared to Apay and Millennia card. I don't know yet about Flipkart card cashback.

My take is that if we have Apay , Millennia and Cashback credit cards then give preference to SBI Cashback at least for its first year.

Only advantage of Flipkart LTF I see is that its LTF and gives 1.5% cashback for offline purchases.

 

[Patil007]

SBI Cashback comes in 2 days and transparent to calculate back compared to Apay and Millennia card. I don't know yet about Flipkart card cashback.

My take is that if we have Apay , Millennia and Cashback credit cards then give preference to SBI Cashback at least for its first year.

Only advantage of Flipkart LTF I see is that its LTF and gives 1.5% cashback for offline purchases.

For offline spend: flipkart i will use.
Utility: APay on Amazon.

My online shopping is on Amazon, flipkart and Myntra. Rarely MyJio.

That’s why I am rethinking on SBI paid cashback card.

 

[TheTrickySid]

I have ICICI APay, HDFC Millenia card and planning to take Axis flipkart LTF.

If we spend 23K on SBI cashback then we can recover fee of 1180 Rs. post that will get profit.

Instead better to use above LTF cards.

Bro yeh bhi koi poochne ki baat hai 😂
Me toh yeh card 2000 fee ke sath bhi le lu

 

[Patil007]

Bro yeh bhi koi poochne ki baat hai 😂
Me toh yeh card 2000 fee ke sath bhi le lu

 

[TheTrickySid]

View attachment 8725

 

[Chaitanya-a]

Only advantage of Flipkart LTF I see is that its LTF and gives 1.5% cashback for offline purchases.

Are you getting it LTF? How?

 

[Patil007]

Are you getting it LTF? How?

Feb-March they will run LTF offer.
Else I will open Salary account and will take LTF.

 

[TheTrickySid]

View attachment 8725

View attachment 8726

Abhi hum cards ke sath gareeb hai 😬

 

[TheTrickySid]

Feb-March they will run LTF offer.
Else I will open Salary account and will take LTF.

Ace le lo Flipkart se better hai

 

[Chaitanya-a]

Feb-March they will run LTF offer.
Else I will open Salary account and will take LTF.

My personal experience: Axis reject most of the applications while LTF offer is going on.

 

[TheTrickySid]

Feb-March they will run LTF offer.
Else I will open Salary account and will take LTF.

Bhai sach bol raha hu
SBI cashback & Ace ka kya tagda combo banega

 

[Chaitanya-a]

Bhai sach bol raha hu
SBI cashback & Ace ka kya tagda combo banega

Ace mil hi to ni rha bhai. Bank de ni rha or Gpay invite ni derha

 

[Pradeepbansal]

i have apay, millenia, ace, sbi cashback. all are good for their respective uses. although apay and millenia are not much of use now after sbi cashback has come.

 

[TheTrickySid]

Ace mil hi to ni rha bhai. Bank de ni rha or Gpay invite ni derha

Gpay ka invite dundho
Relative friend neighbour sabko puch lo 😅
Gpay se approval rate bohat jyada hai.
I haven't seen a single decline via gpay .
I also got it via sisters gpay 3 days ago

 

[jack333]

SBI Cashback comes in 2 days and transparent to calculate back compared to Apay and Millennia card. I don't know yet about Flipkart card cashback.

My take is that if we have Apay , Millennia and Cashback credit cards then give preference to SBI Cashback at least for its first year.

Only advantage of Flipkart LTF I see is that its LTF and gives 1.5% cashback for offline purchases.

For 5% in amazon pay we get only if we have prime. So add that cost to it. Secondly cashback comes in the form of amazon pay balance and what we purchase from that balance we don't get any cashback on it. On the other hand in sbi cashback comes in statement. So if you buy again on amazon for that amount you again get cashback on it

 

[jack333]

Feb-March they will run LTF offer.
Else I will open Salary account and will take LTF.

Are they giving it LTF with salary account?