Is mobikiwk zip pay later good ?

[danish]

I am planning to get mobikiwk zip pay later , if any has used zip pay later I want to know how was the experience was cibil reporting good .

 

[Rkr]

I am planning to get mobikiwk zip pay later , if any has used zip pay later I want to know how was the experience was cibil reporting good .

If you are having credit card in your wallet then skip the BNPL products.
If the Answer is no then only you may consider the same .

Use and pay on time,Then there will not be any Cibil issue.

 

[Akash369]

I vouch @Rkr. If you have credit card in your portfolio then don't go for any BNPL product. BNPL product is good for only those who don't have CIBIL or cards.

 

[Random123]

In addition to what other members mentioned, also wanted to inform that this would most probably appear as consumer / personal loan and might need to clarify when applying for any personal / home / education or any other loan.

 

[Rkr]

In addition to what other members mentioned, also wanted to inform that this would most probably appear as consumer / personal loan and might need to clarify when applying for any personal / home / education or any other loan.

The lender automatically comes to know by amount itself.So No need to worry for future borrowing.Just use and pay on time.Its is not going to affect your futter borrowing capacity. Jut pay back on time is the open secret Mantra.

 

[Random123]

The lender automatically comes to know by amount itself.So No need to worry for future borrowing.Just use and pay on time.Its is not going to affect your futter borrowing capacity. Jut pay back on time is the open secret Mantra.

Yes true, I didn't mean to say it is bad for cibil just that it is one more point to note before considering bnpl products

 

[SycSCNR]

The only bnpl i would suggest is simpl as they don't report to cibil

 

[panchabhut]

never ever even think of this.

 

[Heehaahee]

I am planning to get mobikiwk zip pay later , if any has used zip pay later I want to know how was the experience was cibil reporting good .

(Not) The best in class...