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IOB || INDIAN OVERSEAS BANK Account For Rupay select

Can someone suggest whether I should open account in Jana or IOB? (MAB, Issue charges, Annual charges)
I'll be opening the accounts offline as my aadhar address and current address is different.

Note : I already have opened account in Canara bank and BOB(Mahila Shakthi under my wife)
I also have the same question. Keeping in mind that I can keep 5k in account which account is better for RSDC. are the quarterly and yearly benefit same in both accounts? Asking bcz I read that Jana charges 590 as issuance and annual fee for RSDC.
 
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