IOB || INDIAN OVERSEAS BANK Account For Rupay select

[Amit_1]

5 paise + gst hai. Mera txn to April to June me sirf 7-8 hua tha.

Right, even from this calculation the amount deducted was not justified, I think there is some fixed quarterly charges..

Here's the way

Should visit the branch to de-activate sms alerts.

 

[ritwik2000]

Here's the way

You need to visit branch and fill form, carry aadhaar hard copy

Can someone post the concerned form pdf here.

CC: @ramkumar_y

 

[akiratoriyama]

Has anyone redeemed the lounge from this debit card? No real way to check if you are eligible for it.

 

[Ram1]

Can someone post the concerned form pdf here.

CC: @ramkumar_y

How much debited for you?

 

[Ram1]

Can someone post the concerned form pdf here.

CC: @ramkumar_y

https://www.iob.in/upload/CEDocuments/Revision_of_Service_Charges_wef_01042023.pdf

. . .

 

[Ram1]

View attachment 106799

https://www.iob.in/upload/CEDocuments/Revision_of_Service_Charges_wef_01042023.pdf

. . .

there is no upper limit for sms charges which is concerning me. Have to disable sms alerts as early as possible

 

[HumorSimpson]

there is no upper limit for sms charges which is concerning me. Have to disable sms alerts as early as possible

Why it concerns you ? Isn't yours BSBDA ?

 

[Ram1]

Why it concerns you ? Isn't yours BSBDA ?

I opened regular savings account online man.
How u thought bsbda can be opened online and eligible for rsdc?

 

[HumorSimpson]

I opened regular savings account online man.
How u thought bsbda can be opened online and eligible for rsdc?

I didn't know. So BSBDA is offline ?

 

[Ram1]

I didn't know. So BSBDA is offline ?

Yes
BSBDA is special account scheme in all banks mandated by RBI.
It can be opened only offline.
it has so many restrictions with respect to transactions.
Only rupay classic debit card eligible for this acc.
Almost all banks hide this variant 😅

 

[hender]

there is no upper limit for sms charges which is concerning me. Have to disable sms alerts as early as possible

You are PSU King 👑, with my short understanding, upper cap would be 20 or 25 + Ginger Spl Tea ☕ 🫖 (Simpson Type)

 

[HumorSimpson]

Yes
BSBDA is special account scheme in all banks mandated by RBI.
It can be opened only offline.
it has so many restrictions with respect to transactions.
Only rupay classic debit card eligible for this card.
Almost all banks hide this variant 😅

Thanks don't know all these stuff.
So what will be the code for the basic regular account opened online ? Like bsbda, it must have something right ?

 

[Ram1]

Thanks don't know all these stuff.
So what will be the code for the basic regular account opened online ? Like bsbda, it must have something right ?

There's no code needed for online account opening.
It simply displays account variant list u can choose regular account at top.
Dont tick debit card.
Mab will be 100/200 only

 

[Ram1]

You are PSU King 👑, with my short understanding, upper cap would be 20 or 25 + Ginger Spl Tea ☕ 🫖 (Simpson Type)

Bro see the screenshot i attached above, clearly mentioned no upper ceiling.

I was debited today
Rs.24.48 Debited to SB-xxx6 AcBal:2136.52 CLRBal: 2136.52 [CHRGS- SMS ] CHIRALA on 15-08-2025 16:23:35.IOB.

 

[HumorSimpson]

You are PSU King 👑, with my short understanding, upper cap would be 20 or 25 + Ginger Spl Tea ☕ 🫖 (Simpson Type)

Yes the highest limit is 25rs + ginger special tea per quarter typically for PSUs but info for IoB not found.

 

[HumorSimpson]

There's no code needed for online account opening.
It simply displays account variant list u can choose regular account at top.
Dont tick debit card.
Mab will be 100/200 only

Aware of that as read from your earlier posts. Typically account variants have alphabetic codes, it becomes easier to search in the TnC

 

[Ram1]

Aware of that as read from your earlier posts. Typically account variants have alphabetic codes, it becomes easier to search in the TnC

No idea about code, have to check my statement

 

[hender]

Bro see the screenshot i attached above, clearly mentioned no upper ceiling.

I was debited today
Rs.24.48 Debited to SB-xxx6 AcBal:2136.52 CLRBal: 2136.52 [CHRGS- SMS ] CHIRALA on 15-08-2025 16:23:35.IOB.

Yes the highest limit is 25rs + ginger special tea per quarter typically for PSUs but info for IoB not found.

Better to take confirmation from the IOB itself, 👍 but if IOB start using SBI method OTP and OTP and OTP and OTP and OTP, doesn't mean iob will charge thousand plus GST as SMS charges for a quarter.

 

[Ram1]

Better to take confirmation from the IOB itself, 👍 but if IOB start using SBI method OTP and OTP and OTP and OTP and OTP, doesn't mean iob will charge thousand plus GST as SMS charges for a quarter.

Thats how psus surviving in the name of zero mab or less mab

 

[ritwik2000]

View attachment 106799

https://www.iob.in/upload/CEDocuments/Revision_of_Service_Charges_wef_01042023.pdf

. . .

Bro I asked for the request form