INFINIA LTF SCAM OR REAL?

[Sachs]

I recently got a call from a computerized call. I wish I had saved the numbers. It said press one for lifetime free HDFC card. I pressed1. The voice said I will get a call from executive. After 4 hours I recievedd a call (personal number) from a Hindi speaking guy who asked me if I was interested. I asked him which card. He said Regalia, Millenia and one more(I dont recall the name.) I told him I want only INFINIA & I have no interest in other cards. He asked me the name of card again and he said he will call his senior. A senior (Mehul Parmar as said by him later) told me that there is 75% chance. He asked me for my Aadhar, PAN, Bank statement & existing regalia CC statement(10L limit). He asked me if I had non HDFC card. I said yes & I sent my MAGNUS CC statement with 4.9L limit. He then said I had 75% chance of getting INFINIA if I apply by salary slip. I shared my last two months salary slip as well. He said there will be two confirmation calls from HDFC. One from local team and other from central team. He told me that I should not reveal that I have an existing HDFC CC. So when I receieved that first call I confirmed my demographic and working & current address details & when I he asked me If I handed over the documents physically, I said I sent PDFs by whatsapp. Later I received a call by Mehul Parmar who said that I should have told them I handed over my documents physically. I recieved another call from the "first verification person" who asked me only one question if I handed over documents physically. This time I said "yes". He said I will get a call from central team shortly & I will be told which cards I am eligible for.

Now I really wonder if all this is a scam & if yes, what sort of a scam id it. Mehul Parmar has contacted me by his "personal number" & so has his junior with his personal number.

If it is not a scam, I wonder if HDFC will really offer an INFINIA to someine who is already wholding a DCB card???

Please do give me your valuable opinions & suggestions

 

[R@J]

Infinia ki hi application process ki hai na?

Pata chale money back chipka diya ho 😂

Very highly likely........
1. They might get your application approved for any other card, (if Infinia was not possible).... They just need an approved card for them to get incentives.
2. In coming days - you are going to receive lots of call from 3rd party agents claiming from x,y,z bank and asking if you want CC of X bank....if you say No, they will say "ok..then pls take Y......or atleast take Z".

 

[abhishek751]

Very highly likely........
1. They might get your application approved for any other card, (if Infinia was not possible).... They just need an approved card for them to get incentives.
2. In coming days - you are going to receive lots of call from 3rd party agents claiming from x,y,z bank and asking if you want CC of X bank....if you say No, they will say "ok..then pls take Y......or atleast take Z".

My favourite line for these calls is
If you are from that bank you should have know i already have this bank card,
Then they say we can get for that bank, i literally said itni jaldi bank change kar liya 🤣🤣

 

[Sachs]

Not scam but you have been tricked.

Meaning?

 

[Sachs]

What happens finally let us know

my application got rejected

 

[shashankrt]

I recently got a call from a computerized call. I wish I had saved the numbers. It said press one for lifetime free HDFC card. I pressed1. The voice said I will get a call from executive. After 4 hours I recievedd a call (personal number) from a Hindi speaking guy who asked me if I was interested. I asked him which card. He said Regalia, Millenia and one more(I dont recall the name.) I told him I want only INFINIA & I have no interest in other cards. He asked me the name of card again and he said he will call his senior. A senior (Mehul Parmar as said by him later) told me that there is 75% chance. He asked me for my Aadhar, PAN, Bank statement & existing regalia CC statement(10L limit). He asked me if I had non HDFC card. I said yes & I sent my MAGNUS CC statement with 4.9L limit. He then said I had 75% chance of getting INFINIA if I apply by salary slip. I shared my last two months salary slip as well. He said there will be two confirmation calls from HDFC. One from local team and other from central team. He told me that I should not reveal that I have an existing HDFC CC. So when I receieved that first call I confirmed my demographic and working & current address details & when I he asked me If I handed over the documents physically, I said I sent PDFs by whatsapp. Later I received a call by Mehul Parmar who said that I should have told them I handed over my documents physically. I recieved another call from the "first verification person" who asked me only one question if I handed over documents physically. This time I said "yes". He said I will get a call from central team shortly & I will be told which cards I am eligible for.

Now I really wonder if all this is a scam & if yes, what sort of a scam id it. Mehul Parmar has contacted me by his "personal number" & so has his junior with his personal number.

If it is not a scam, I wonder if HDFC will really offer an INFINIA to someine who is already wholding a DCB card???

Please do give me your valuable opinions & suggestions

Quite fortunate for you that you did not get scammed and this turned out to be some CC agency guys.

Documents you have shared over whats app can be easily used to steal your identity and create loans, or even open a shell company account on your name.

Never ever share any documents on whatsapp. If any one calls asking for documents ask them to share their official bank email and employee ID. If they refuse they are either these shady agencies or worse - scammers !