IndusInd Savings account variants for higher initial funding.

[ccgeek07]

Please suggest good savings account variants in IndusInd (preferably 0 balance).

Can do upto 10L initial funding. Planning for some FDs there. Branch staff is not providing proper information.

Thanks in advance.

 

[TripleAce]

Higher variant with zero fees is an oxymoron!!
You can open a Pioneer account with 10L IF and then convert the funds to FD but it may face downgrading or charges in the future.

 

[Trust Me]

Please suggest good savings account variants in IndusInd (preferably 0 balance).

Can do upto 10L initial funding. Planning for some FDs there. Branch staff is not providing proper information.

For 10L you can get Select.

But why IndusInd?! In my experience their service quality is amongst the worst, and they bug the hell out of customers with their unstoppable spam calls and SMS.

If it is only for marginally higher FD rates, there are other, possibly better, options.
.

 

[ccgeek07]

Higher variant with zero fees is an oxymoron!!

I saw they're offering zero balance account in higher variants

You can open a Pioneer account with 10L IF and then convert the funds to FD but it may face downgrading or charges in the future.

Thanks, I'll not be converting entire funds into FDs.

 

[ccgeek07]

But why IndusInd?! In my experience their service quality is amongst the worst, and they bug the hell out of customers with their unstoppable spam calls and SMS.

I understood there's problem with their accounts which were opened online. So will be opening through branch.
I'm using their account hardly remember getting much spam calls.

If it is only for marginally higher FD rates, there are other, possibly better, options.

Could you please list other better options. Would like to compare.
Have a specific use case. Compared few options, but felt it's better among all.

 

[Trust Me]

I understood there's problem with their accounts which were opened online. So will be opening through branch.

I have opened through a branch which is not very close. So I necessarily depend on netbanking which was nothing to write home about to begin with, and now has turned downright atrocious after the recent Indie transformation.

I'm using their account hardly remember getting much spam calls.

My experience has been very different. I was able to put a stop to it by complaining repeatedly in strong terms, but the respite was only temporary.

Could you please list other better options. Would like to compare.
Have a specific use case. Compared few options, but felt it's better among all.

There's a lot of information available in this forum itself. I don't have much personal experience with similar banks, but Bandhan appeared to be a bit better.
.

 

[ccgeek07]

I have opened through a branch which is not very close. So I necessarily depend on netbanking which was nothing to write home about to begin with, and now has turned downright atrocious after the recent Indie transformation.



My experience has been very different. I was able to put a stop to it by complaining repeatedly in strong terms, but the respite was only temporary.



There's a lot of information available in this forum itself. I don't have much personal experience with similar banks, but Bandhan appeared to be a bit better.
.

Thank You.
Bandhan was on list. But eventually gave up due to some other reasons.