indusind excusive Saving Account against Legend credit card

[rcks750]

Hi,
Anyone here opened indusind excusive Saving Account with0 AQB against legend card ?
I heard that pinnacle is discontinued so indusind is opening excusive Saving Account with 0 AQB if you have a legend card.

 

[souvikdey2002]

I'm sorry but that much aware about bank accounts.
Can somebody please let me know what is exclusive account & what are the advantages?

 

[007]

BTW I compared both the accounts, Select isn't bad either. Almost same features as Exclusive account. Will try to talk to local branch manager, maybe he can help to get Exclusive. If no, I will go ahead with Select (if offered with 0 balance commitment).


Select

Family Savings Account: Open Savings Account For Your Family - Indus Select | IndusInd Bank

Open Indus Select, a Family Savings Account for customised services, privileges, and savings worth Rs. 30700. Enjoy free movie tickets, discounts on lockers, family accounts, and more!

www.indusind.com

Select SOC

https://www.indusind.com/content/dam/indusind-corporate/schedule-of-charges/archive-savings-account/Schedule-of-benefits-IndusSelect.pdf

Select DC

IndusInd Bank VISA Signature Select Debit Card with Select Privileges

Experience elite banking with IndusInd Bank's VISA Signature Select Debit Card. Get free issuance, annual fee waivers, and comprehensive insurance coverage. Apply for a VISA Signature Select Debit Card now!

www.indusind.com

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Exclusive

Indus Exclusive Savings Account Online - IndusInd Bank

Indus Exclusive Savings Account is a premium banking programme with top-of-the-line benefits and offers. Priority banking, free locker & Demat, airport lounge access, and more benefits.

www.indusind.com

Exclusive SOC

https://www.indusind.com/content/dam/indusind-corporate/schedule-of-charges/archive-current-account/sob-exclusive.pdf

Exclusive DC

Rewards & Benefits of VISA Signature Exclusive Debit Card - IndusInd Bank

With the IndusInd Bank World Exclusive Debit Card, enter in a world of privileges. Access exclusive benefits such as personal and air accidental coverage. Apply now!

www.indusind.com

@souvikdey2002
Here, I have linked both accounts & their DCs (Select and Exclusive).

 

[StanRoute66]

Here they are denying that too! 🤷‍♂️

Try another Branch

 

[007]

Try another Branch

Only 1 branch. 😅
Will go and talk to BM.

 

[TheTrickySid]

I'm sorry but that much aware about bank accounts.
Can somebody please let me know what is exclusive account & what are the advantages?

Indus Exclusive Savings Account Online - IndusInd Bank

Indus Exclusive Savings Account is a premium banking programme with top-of-the-line benefits and offers. Priority banking, free locker & Demat, airport lounge access, and more benefits.

www.indusind.com

 

[Cheritha]

I have Indusind account which is 25K MAB ... I don't exactly remember the name

@StanRoute66 @anirbanm @TechnoFino I am planning to open IndusInd Max Active account tomorrow. I had a few queries regarding this account. Kindly help me out

1. Milestone Benefit - 750rs voucher for spending 75000 in Quarter - Can we get Amazon voucher / is it any other brand vouchers only?

2. spending for Credit Card bill payment thru this account - Will this bill be counted for 75000 milestone calculations?

3. Spend should be only on Debit Card / Both Debit + UPI will be considered for the Milestone Benefit

4. Are you currently using this savings account personally? If yes, is the debit card platinum plus really free from annual fees, with only issuance fee of 249+taxes

 

[Cheritha]

Not at all .
I just went ahead with Select only , as in the SOC it was mentioned that I can get only Select acc. with Legend

Pls update us once you receive the kit and remove balance from account (to see if really MAB is not applicable)

I am planning to take Indus Max active account, instead will take Legend Card (9999+taxes with 8000 vouchers) - so that I can open indusind select account variant

 

[TechnoFino]

@StanRoute66 @anirbanm @TechnoFino I am planning to open IndusInd Max Active account tomorrow. I had a few queries regarding this account. Kindly help me out

1. Milestone Benefit - 750rs voucher for spending 75000 in Quarter - Can we get Amazon voucher / is it any other brand vouchers only?

2. spending for Credit Card bill payment thru this account - Will this bill be counted for 75000 milestone calculations?

3. Spend should be only on Debit Card / Both Debit + UPI will be considered for the Milestone Benefit

4. Are you currently using this savings account personally? If yes, is the debit card platinum plus really free from annual fees, with only issuance fee of 249+taxes

1. amazon was available, as bank change available gv option time to time... I'm not sure..
2. yes
3. you can use any option... just make sure you make payment to merchants, not to any person, p2p will not be counted
4. no, I don't have this ac, but yes... debit card (platinum) is free after paying 249 rs joining fees as of now. but Indusind bank is going to change their product's charges soon

 

[Cheritha]

1. amazon was available, as bank change available gv option time to time... I'm not sure..
2. yes
3. you can use any option... just make sure you make payment to merchants, not to any person, p2p will not be counted
4. no, I don't have this ac, but yes... debit card (platinum) is free after paying 249 rs joining fees as of now. but Indusind bank is going to change their product's charges soon

Thanks a lot for a detailed reply

 

[StanRoute66]

Pls update us once you receive the kit and remove balance from account (to see if really MAB is not applicable)

I am planning to take Indus Max active account, instead will take Legend Card (9999+taxes with 8000 vouchers) - so that I can open indusind select account variant

Surely , Within this upcoming week , I will share everything with you !

 

[Cheritha]

Surely , Within this upcoming week , I will share everything with you !

By the way, is your legend credit card charged card or a free variant?

If chargeable, what is the joining fee you have paid

 

[StanRoute66]

By the way, is your legend credit card charged card or a free variant?

If chargeable, what is the joining fee you have paid

It was chargeable , Same .. 10k+GST (got 8k vouchers)

 

[Cheritha]

It was chargeable , Same .. 10k+GST (got 8k vouchers)

Thanks
8k vouchers - is amazon listed?

 

[StanRoute66]

Thanks
8k vouchers - is amazon listed?

Yes .

 

[007]

It's LTF + joining fees isn't it?

It depends, for some they offer LTF or sometimes they are not running the offer.
I got it LTF this month.

 

[StanRoute66]

It's LTF + joining fees isn't it?

Yes , Just have to pay the Joining fees and then no annual fees .
Btw these days , many people are getting LTF Legend Card (Without Joining fees) : Try here .

 

[Cheritha]

1. amazon was available, as bank change available gv option time to time... I'm not sure..
2. yes
3. you can use any option... just make sure you make payment to merchants, not to any person, p2p will not be counted
4. no, I don't have this ac, but yes... debit card (platinum) is free after paying 249 rs joining fees as of now. but Indusind bank is going to change their product's charges soon

@TechnoFino regarding 2. Paying CC bill using debit card. Do you use billdesk / Paytm / pls suggest me anyother option to make CC payment using debit card… which will be counted for 75000 quarterly spends

Thank you

 

[Cheritha]

Earlier Millennia had 1% while loading Paytm wallet but now I can't say because Paytm has changed it's category to utility now

This is regarding indusind plat plus debit card which comes with MaxActive Savings account. There is a milestone benefit for spending 75k in a quarter, in which credit card bill payments are also considered.

Hence asking how this payments are done using debit card - is it indusind bill desk / some other method - pls suggest
@anirbanm @TechnoFino

1. amazon was available, as bank change available gv option time to time... I'm not sure..
2. yes
3. you can use any option... just make sure you make payment to merchants, not to any person, p2p will not be counted
4. no, I don't have this ac, but yes... debit card (platinum) is free after paying 249 rs joining fees as of now. but Indusind bank is going to change their product's charges soon

 

[Cheritha]

Earlier Millennia had 1% while loading Paytm wallet but now I can't say because Paytm has changed it's category to utility now

This is regarding indusind plat plus debit card which comes with MaxActive Savings account. There is a milestone benefit for spending 75k in a quarter, in which credit card bill payments are also considered.

Hence asking how this payments are done using debit card - is it bill desk / some other method - pls suggest as I am getting only savings account for payment under Indus bill payments portal
@anirbanm @TechnoFino

 

[StanRoute66]

This is regarding indusind plat plus debit card which comes with MaxActive Savings account. There is a milestone benefit for spending 75k in a quarter, in which credit card bill payments are also considered.

Hence asking how this payments are done using debit card - is it bill desk / some other method - pls suggest as I am getting only savings account for payment under Indus bill payments portal
@anirbanm @TechnoFino

Mobiqwik is your solution