IndusInd bank Select Savings Account and Legend Credit Card

[hellobois]

Hi. I received my Select Savings Account welcome kit today but I'm not able to link it with my legend credit card in mobile application. Please help. My 50000 is already stuck in select account and there is no way to take it out as I have to pay penalty as non maintenance charges.
Please help 🥺

 

[chadsterpiece]

Same here but for regular BigBasket orders. 20% flat discount above ₹2000 orders on their Signature debit cards is very attractive and unbeatable so far!

What sorta benefits do these signature cards come with?

 

[chadsterpiece]

🤣🤣🤣

Gajab ke incompetent bandey hain. Shitty bank. For this sole reason, I have already planned to close my one-month old Legend credit card.

I would advise keep it if it’s LTF. Helps u keep your credit utilisation % low.

 

[runzone]

I wrote to them if the acc is 0 AMB post linking Legend CC. Here’s their response from @reachus:



Greetings from IndusInd Bank Limited!


We refer to your query dated September 05, 2024 received through reachus@indusind.comregarding your Account.


Please accept our sincere gratitude for the time taken and efforts made by you in sharing your concern with us.


We apologize for the inconvenience caused to you.


We wish to inform you that, the correct email id to write about your query regarding Credit Card is premium.care@indusind.com.


We have forwarded your email to the correct email desk. The reference number for the same is Case id 62215144 of the email that was sent to correct queue.



The team will action the same and revert to you in 3 working days. We request you to henceforth write to premium.care@indusind.com to get faster resolution.


We look forward to hearing from you and appreciate your patience and understanding.


Alternatively, you can call on our Phone Banking Service Number 1860-267-7777 OR 022-44066666 OR 18001023333 (For Vehicle Loan) OR you can give a written instruction to your nearest branch for assistance.

Same happened for me and they have not replied and its been more than 15 days now

 

[CosmicCat]

Same happened for me and they have not replied and its been more than 15 days now

Nahi denge reply. Close karwa lo sab relationships is sh**ty bank se.

 

[chadsterpiece]

In comparison which would be better? Master card world select vs visa signature?

I already got Visa signature on Legend FYI

Here's the link for mastercard: https://specials.priceless.com/en-i...?issuerId=201810190010&productId=201810200074

seems similar to ICICI's privilege Mastercard I own. Maybe a wee bit better in terms of % of discounts - - Where ICICI is 10% on said offer, Indusind would be 15%.

 

[ManInTheSuit]

View attachment 68319

In comparison which would be better? Master card world select vs visa signature?

I already got Visa signature on Legend FYI

Here's the link for mastercard: https://specials.priceless.com/en-i...?issuerId=201810190010&productId=201810200074

seems similar to ICICI's privilege Mastercard I own. Maybe a wee bit better in terms of % of discounts - - Where ICICI is 10% on said offer, Indusind would be 15%.

You can take both for free. Use respective Card Network offers whenever applicable.

 

[Noobyy]

Hi I opened zero balance indus delight account 1 year back later on I got legend credit card, now I upgraded my account into Indus select account. Now how to check if my legend credit card is linked to select account of not, while checking in net banking its showing like this

 

[Itachi_UchihaItachi_Uchiha is verified member.]

I got the legend CC a year back and opened the select account now only. I am yet to receive the debit card kit. I am already using Indus mobile and have logged in using LEGEND CC. How do I go about linking now?

1. Should I linke account to the cc?
Or
2. Should I logout of the legend cc, create a new id for select account, and then link legend cc there?

Experts please guide..

 

[chadsterpiece]

I got the legend CC a year back and opened the select account now only. I am yet to receive the debit card kit. I am already using Indus mobile and have logged in using LEGEND CC. How do I go about linking now?

1. Should I linke account to the cc?
Or
2. Should I logout of the legend cc, create a new id for select account, and then link legend cc there?

Experts please guide..

what was the process you followed to have the account issued?

 

[Itachi_UchihaItachi_Uchiha is verified member.]

what was the process you followed to have the account issued?

went to the branch and did the normal process to open account

 

[hundredth]

I got the legend CC a year back and opened the select account now only. I am yet to receive the debit card kit. I am already using Indus mobile and have logged in using LEGEND CC. How do I go about linking now?

1. Should I linke account to the cc?
Or
2. Should I logout of the legend cc, create a new id for select account, and then link legend cc there?

Experts please guide..

Did you figure this out?

 

[manjoydutta]

Hi. I received my Select Savings Account welcome kit today but I'm not able to link it with my legend credit card in mobile application. Please help. My 50000 is already stuck in select account and there is no way to take it out as I have to pay penalty as non maintenance charges.
Please help 🥺

Does this still work? I have legend CC... can I apply for a select account now? And will that account have 0 MAB?

 

[hellobois]

Does this still work? I have legend CC... can I apply for a select account now? And will that account have 0 MAB?

It's working flawlessly for me till now. No non mab charges. No mail or sms from bank for maintaining funds.

 

[Raj_019]

I have indus privilege account. I recently got legend credit card and linked it with my account in mobile Banking application. So if I upgrade to select account then will it automatically linked with select account because I have already linked it to privilege account???

 

[dheerajlodhwal]

Linking is not possible on day 0. Once you activate debit card, wait for 24 hours and then link the other account.

• Now activate debit card by calling 1860 or the 022 number. If you face issue, use net banking
• Go to net banking and register new bank account. If not activated debit, do it now. Decline to setup mobile banking. We don’t want to create two IDs if you have setup for credit card.
• Now you will have 2 net banking IDs (one you created for bank and the other was system generated which you can ignore )and 1 mobile banking ID (for credit card)
• Wait for 24 hours and then go to your mobile banking with credit card and link bank account. If this fails, go to the net banking for bank and link credit card.
• Linking will be done in 6 hours.
• Wait for 2 days and confirm through email for zero balance. Then take your money.

Hello sir,
I have linked my select account with legend card but I don't know how to confirm zero MAB. So can you please tell me do I have to send an email or will I automatically receive the confirmation email and if I have to write an email myself to the bank, can you please also tell me what should I write in the email.

 

[Rebel]

I have legend credit card, now if I open select account and fund 50k will it be a zero balance after linking with credit card? is this a online only process or branch visit mandatory? is there any other charges eg. debit card or any ?

 

[vijay.vj]

I have legend credit card, now if I open select account and fund 50k will it be a zero balance after linking with credit card? is this a online only process or branch visit mandatory? is there any other charges eg. debit card or any ?

You can do it online or offline... but I would prefer offline to avoid kyc issues.
Open select with 50k funding, it will take 2-3 days and there wont be any charges. Once you link the cc, you can confirm 0 balance via email for future reference and remove 50k.

 

[neo13]

I have legend credit card, now if I open select account and fund 50k will it be a zero balance after linking with credit card? is this a online only process or branch visit mandatory? is there any other charges eg. debit card or any ?

I opened my account online with 50k funding. Then linked my legend CC. The process was smooth without any hassles for me.

 

[Gau₹av]

View attachment 45599

Ye account type savings choice account kya hai?

Savings choice means IndusInd account variant opened with the choice of your number - mobile number preceded by 15, 18 etc. If you open further accounts after this, then some random number is generated like other banks