Indusind Bank Non Mantainence Account Offer

[bhavyegoel]

Indusind Bank is offering a non mantainence waiver offer on all of its accounts which are placed equal to lower than its Exclusive account for an initial high value account opening cheque which gives you host of benefits. With an exclusive account you get
1) Lockers on Discount with 1st year complete locker fee waiver!
2) Attractive Interest Rates
3) 20% off on BigBasket
4) Zero Forex Markup Debit Card
5) 20% off on Swiggy on Weekends
6) BMS BOGO Offer
7)Upto 0.92% cashback on monthly spends of ₹1,13,000 per month using Exclusive Debit Card - If you have a signature exclusive debit card and if you spend 1.13L (single transaction) you can earn 0.92% flat cashback (in form of reward points, redeemable against cash).

Account variant and required initial funding-



Offer period- 1st Oct to 31st Oct, 2022.

Offer valid till 31st October 2022. Go rush as this is the best time to get a non mantainence premium account for life. The initial funding is very small IMO for the benefits offered. #NotSponsored

Offer Link https://www.indusind.com/in/en/personal/offers/savings-account-festive-offers-tnc.html

 

[TheTrickySid]

What's the point of 2 accounts anyways lol.

Happy with 1 exclusive one

One of the major reason I opened seperate account was the old partner account offer had lifetime free/nrv wavier specified in the offer itself.

Whereas there wasn't a clear wording in the latest exclusive offer, some were claiming it for be lifetime NMC wavier and some were claiming it to be only valid for 1st year.

So I didn't wanted to risk of losing the partner account by upgrading it to exclusive and this offer turning out to be only for 1st year.
If this happens to be true I would be left with nothing neither partner nor exclusive account.

So to be at a safer side I opened seperate account so that if I have to close it after 1yr(if the offer is for 1st yr only) I still have the partner account there with me.

 

[aryanraj]

Cheque is debited, How much time it will take now to get the activated account? I assume once the initial funding reached, account will get activated. Account Manager said, will be cleared today at 7PM. Is there any way to get LTF free credit card, Legend or Pinnacle (Preferred) based on Exclusive account ?

or any other way to get the CC LTF? There seems to be going LTF offer for PLATINUM CC.

 

[sasha]

What is special in Partner account? Do you not need initial funding when you ask for a separate exclusive a/c?

For every new A/C u need intial payment.

 

[sasha]

Just got call from RM saying they will upgrade to Exclusive from Partner with Zero MAB

Will write down the procedure once done.

Thank you everyone!

Did u submit any account upgradation form?

 

[vatsalhk]

One of the major reason I opened seperate account was the old partner account offer had lifetime free/nrv wavier specified in the offer itself.

Whereas there wasn't a clear wording in the latest exclusive offer, some were claiming it for be lifetime NMC wavier and some were claiming it to be only valid for 1st year.

So I didn't wanted to risk of losing the partner account by upgrading it to exclusive and this offer turning out to be only for 1st year.
If this happens to be true I would be left with nothing neither partner nor exclusive account.

So to be at a safer side I opened seperate account so that if I have to close it after 1yr(if the offer is for 1st yr only) I still have the partner account there with me.

I've taken written confirmation that's it's LTF. No MAB criterial at all.

 

[vatsalhk]

Did u submit any account upgradation form?

Yes but got it approved beforehand..

 

[sasha]

Yes but got it approved beforehand..

Approval?

 

[Infiniti]

It'll probably mentioned like this

haven't received the statement yet but there was an initial confirmation shared by them called "TAB" which mentioned the MAB as 2L. RM said to ignore this. all just a mystery.

 

[TheTrickySid]

haven't received the statement yet but there was an initial confirmation shared by them called "TAB" which mentioned the MAB as 2L. RM said to ignore this. all just a mystery.

Yes that can be ignored
Whenever any bank has some offer going on they don't change the entire system just for the sake of the offer.

Everything is taken care of at the backend.

 

[Francis@Aj]

then apply freshly no issues.
if there good spends like 3 laks in 6 months indusind increases limit automatically try this usage pattern

Before opening exclusive account I was planning to apply after 6 months, should I wait or apply now

 

[cardfreak]

Before opening exclusive account I was planning to apply after 6 months, should I wait or apply now

If you can wait for month or two, you may get pre approved . based on your cibil

 

[Rahul Gupta]

If you can wait for month or two, you may get pre approved . based on your cibil

Its rare to get pre-approved offer within two months. However, one have to maintain atleast twice the required AQB to get the offer.

 

[Harrypotter]

I have called the customer care to issue master card and it's now showing in app. Will there be any charges @HyperBeast

 

[Francis@Aj]

If you can wait for month or two, you may get pre approved . based on your cibil

Okay then I will wait , thanks

 

[ashwink]

I have called the customer care to issue master card and it's now showing in app. Will there be any charges @HyperBeast

Which card variant you have requested 🤔

 

[TheTrickySid]

I have called the customer care to issue master card and it's now showing in app. Will there be any charges @HyperBeast

No charges
Just let me know if the old card remains active after a couple of days

 

[cardfreak]

Its rare to get pre-approved offer within two months. However, one have to maintain atleast twice the required AQB to get the offer.

I maintained 0 in delite account and got legend in 1 month

 

[Harrypotter]

Which card variant you have requested 🤔

World exclusive

 

[ashwink]

World exclusive

Yup please don't forget to post some pics after receiving the physical card 😂

 

[Rahul Gupta]

I maintained 0 in delite account and got legend in 1 month

limit?